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$399,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • Updated 2 days ago
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Welcome to this charming 3-bedroom 2.5 bath craftsman style home located in the Riverside community of Panama City! With a thoughtfully designed two story floor plan, this home offers plenty of space for both everyday living and entertaining. The first floor features a bright, open concept layout connecting the kitchen, dining area, and living room, with abundant natural light and wood look flooring throughout the main living spaces. The kitchen offers stainless steel appliances, ample cabinetry, and an island overlooking the living and dining areas. The primary suite is conveniently located downstairs and features a private bath and walk in closet. A half bath and laundry room complete the first floor. Upstairs, you'll find two additional bedrooms, a full bathroom, and a second spacious living room, giving you the flexibility for a family room, playroom, media space, or home office. Enjoy the inviting covered front porch, attached garage, and all that the Riverside community has to offer. Neighborhood amenities include a community pool, clubhouse, fitness center, playground, basketball court, waterfront community dock and fishing access on Mill Bayou, along with a walking path through the community.

Full Property Details for 3903 Indian Springs Rd

General

  • Price: $399,000
  • HOA FEE: $132/month
  • Taxes: $737 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 795570
  • Updated: 9/18/2026
  • Added to Site: 3 day(s) ago

Interior

  • Number of Rooms: 3
  • Interior Features: Double Vanity, Main Level Primary, Walk-In Closet(s)
  • Appliances: Electric Range, Electric Water Heater

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Shared Amenities: Dock, Gazebo
  • Pool: Yes
  • Pool Description: In Ground, Community

Parking

  • Garage: Yes
  • Garage Spaces: 2

Location

  • County: Bay
  • Subdivision: Riverside Phase III
  • Driving Directions: Go north on highway 231. Take a left on Cato Rd. Indian Springs Rd will be on your left. Go to the end of the street the home is on the right

School Information

  • Elementary School: Deer Point
  • Middle School: Merritt Brown
  • High School: Mosley

Community

  • Community Name: 02 - Bay County - Central
  • Association: Yes
  • Assoc. Fees Include: Fitness Facility, Fishing Rights, Legal/Accounting, Playground, Pool(s), Recreation Facilities

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Utility Description: Underground Utilities

Structural Information

  • Architectural Style: Craftsman
  • Construction: Brick, HardiPlank Type
  • Stories/Levels: 2
  • Sq. Ft. Source: Plans
  • Year Built: 2026

Lot Features

  • Lot Size (Acres): 0.13
  • Lot Size (Sq. Ft.): 5,663
  • Lot Size: .13
  • Lot Dimensions: 50 x 117
  • Frontage: Private Road
  • Lot Features: Paved

Financial Considerations

  • Association Fee: $132
  • Assoc Fee Freq.: Monthly
  • Tax Amount: $737.48
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: RIVERSIDE PHASE III LOT 80 ORB 418 P 4004 ORB 2202 P 1159 ORB 2356 P 1158 ORB 2493 P 983
  • Property ID: 11476-120-530

Listed by Horsley Real Estate Group

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Listing agent

— 3903 Indian Springs Rd —

  • Horsley Real Estate Group

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3903 Indian Springs Rd

School District:Bay County School District
NameGradesDistance
Deer Point Elementary School
4800 Highway 2321, Panama City, FL 32404
K-51.9 mi
Merritt Brown Middle School
5044 Merritt Brown Way, Panama City, FL 32404
6-82.3 mi
A. Crawford Mosley High School
501 Mosley Drive, Lynn Haven, FL 32444
9-123 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3903 Indian Springs Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/18/2026
Listed
$399,000
981.3%
MLS
11/22/2024
Sold
$36,900
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3903 Indian Springs Rd

Year
Property Taxes
Change
Tax Assessment
Change
2025
$737
3%
$59,600
—
2024
$714
8%
$59,573
10%
2023
$659
26%
$54,323
23%
2021
$523
-3%
$44,000
-6%
2022
$539
3%
$46,700
7%
2021
$523
12%
$43,849
12%
2019
$468
—
$39,000
2%
2018
$467
5%
$38,372
7%
2017
$446
3%
$36,001
6%
2016
$433
5%
$34,000
9%
2015
$411
6%
$31,175
9%
2014
$388
28%
$28,710
10%
2013
$303
—
$26,100
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 3903 Indian Springs Rd

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Horsley Real Estate Group

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3903 Indian Springs Road, Panama City, FL 32404 (MLS# 795570) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 3903 Indian Springs Road is currently listed for $399,000 and was received on September 18, 2026. Want to learn more about 3903 Indian Springs Road? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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