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$649,900
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Property Description
Welcome to your perfect beach getaway! Conveniently located between the lagoon and the beach. This spacious FULLY FURNISHED 5 bedroom/3 bathroom home offers 2 houses in 1!! The main house (upstairs) is 4 bedroom/2 bath with a full downstairs appt with separate entrance offering 1 bedroom/1 bath. Live in one and rent out the other or rent both. This home features a beautifully updated living space just a short walk from the stunning white sandy beaches. Whether you're looking for a full-time residence, vacation home, or TURN KEY RENTAL, this beach house checks every box. Recently refreshed with updated paint, flooring, and lighting, the home blends modern comfort with coastal charm. Relax and unwind on the outdoor patios where you can feel the breeze. SEPARATE IN LAW SUITE DOWNSTAIRS, Ideal for guest or another source of rental income!! This home offers both convenience and tranquility. Enjoy the ease of beach access just moments from your door, and take advantage of the area's vibrant dining, shopping, and entertainment. Don't miss this incredible opportunity to own a move-in-ready beach property with strong rental potential and room for everyone!
Full Property Details
Full Property Details for 3914 Ural St
General
- Price: $649,900
- Taxes: $5,645 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 784070
- Updated: 2/12/2026
- Added to Site: 24 day(s) ago
Interior
- Number of Rooms: 7
- Interior Features: Smart Thermostat
- Appliances: Electric Cooktop, Electric Oven, Electric Water Heater
- Flooring: Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 5
Exterior
- Exterior Features: Deck
- Porch/Patio/Deck: Balcony, Deck, Covered, Open, Porch
Parking
- Garage: Yes
- Garage Spaces: 2
Location
- County: Bay
- Subdivision: Holiday Beach Unit 13
- Driving Directions: From N Joan Ave and Thomas Drive intersection, head east. Turn left on Venus St. Turn right on Sunset Ave. Turn left onto Ural. Home is on the left.
School Information
- Elementary School: Patronis
- Middle School: Surfside
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s), Ductless
- Heating Type: Central, Ductless, Electric
Utilities
- Utility Description: Cable Connected, Electricity Available
Structural Information
- Architectural Style: Coastal
- Construction: Cedar, Shake Siding, Stucco, Wood Siding
- Roof: Metal
- Sq. Ft. Source: Owner
- Year Built: 1979
Additional Structures
- Other Structures: Cabana, Pergola
Lot Features
- Lot Size (Acres): 0.14
- Lot Size (Sq. Ft.): 6,098
- Lot Size: .14
- Lot Dimensions: 50 x 120
- Lot Features: Paved
- Zoning: Resid Single Family
- Fencing (Description): Fenced, Privacy
Financial Considerations
- Tax Amount: $5,645
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: HOLIDAY BEACH UNIT #13 LOT 4 BLK X ORB 4727 P 17
- Property ID: 30808-095-000
Listed by Keller Williams Success Realty
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Schools
Schools serving 3914 Ural St
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Patronis Elementary School 7400 Patronis Dr, Panama City Beach, FL 32408 | K-5 | 0.9 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 5.9 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 4.2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3914 Ural St
Date
Details
Price
Change
Source
1/23/2026
Listed
$649,900
-12.18%
MLS
8/28/2023
Sold
$740,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3914 Ural St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,605
5%
$455,919
6%
2024
$5,330
21%
$430,488
23%
2023
$4,416
172%
$349,978
100%
2022
$1,623
—
$174,927
3%
2021
$1,623
—
$169,832
1%
2021
$1,623
2%
$167,487
2%
2019
$1,590
-26%
$163,721
-3%
2018
$2,156
9%
$169,049
10%
2017
$1,984
7%
$154,283
9%
2016
$1,851
-3%
$141,081
—
2015
$1,904
—
$141,218
—
2014
$1,910
12%
$141,893
-1%
2013
$1,706
—
$142,667
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3914 Ural St
3914 Ural Street, Panama City, FL 32408 (MLS# 784070) is a Single Family property with 5 bedrooms and 3 full bathrooms. 3914 Ural Street is currently listed for $649,900 and was received on January 23, 2026. Want to learn more about 3914 Ural Street? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

