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$460,000
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Property Description
Reduced & a $5,000 seller concession is offered toward the buyer's closing costs and/or a point buy down. Ideally located just minutes from the sugar-white sands of Panama City Beach, this fully furnished 3-bedroom, 2-bath beach house offers an excellent opportunity as a short-term rental investment or personal beach retreat. With no HOA and short-term rentals allowed, the property provides flexibility and strong potential for income or relaxed coastal living. Situated near Beach Access #16 and Rick Seltzer Park, the home provides quick and easy access to the Gulf, making beach days effortless. Inside, you'll find a bright, open living area with 9' ceilings and durable LVP and tile flooring, ideal for beachside living. The kitchen is equipped with stainless steel appliances and comes stocked for immediate use. The home comfortably accommodates 8-10 guests, making it well suited for vacation rental income or hosting family and friends. Additional highlights include a garage with laundry, low-maintenance landscaping, and a fenced backyard with covered patio, perfect for relaxing after a day at the beach. The property is located in Flood Zone X, has no HOA, and features a roof approximately 3 years old. With its proximity to the beach, rental flexibility, and move-in ready furnishings, this property presents a great opportunity to own a beach home in Panama City Beach with excellent potential.
Full Property Details
Full Property Details for 3922 Ocean View Dr
General
- Price: $460,000
- Taxes: $3,912 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 784350
- Updated: 3/5/2026
- Added to Site: 51 day(s) ago
Interior
- Number of Rooms: 9
- Appliances: Electric Range, Electric Water Heater, Ice Maker
- Flooring: Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Exterior
- Porch/Patio/Deck: Covered, Porch
Parking
- Garage: Yes
- Garage Spaces: 1
Location
- County: Bay
- Subdivision: Silver Sands Unit 2
- Driving Directions: Going west on Thomas Drive, turn right on Utes Street, left on Beach Drive, right on Ocean View Drive, the house will be on the left.
School Information
- Elementary School: Patronis
- Middle School: Surfside
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Utility Description: Electricity Available
Structural Information
- Architectural Style: Contemporary
- Construction: Stucco
- Roof: Shingle
- Sq. Ft. Source: Appraiser
- Year Built: 1999
Lot Features
- Lot Size (Acres): 0.11
- Lot Size (Sq. Ft.): 5,000
- Lot Size: .11
- Lot Dimensions: 50 x 100
- Lot Features: Paved
- Zoning: Resid Single Family
- Fencing (Description): Fenced, Privacy
Financial Considerations
- Tax Amount: $3,912
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: SILVER SANDS UNIT 2 LOT 21 BLK F ORB 4470 P 2215
- Property ID: 30196-590-000
Listed by Coastal Choice Realty LLC
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Schools
Schools serving 3922 Ocean View Dr
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Patronis Elementary School 7400 Patronis Dr, Panama City Beach, FL 32408 | K-5 | 1 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 5.3 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 3.7 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3922 Ocean View Dr
Date
Details
Price
Change
Source
3/05/2026
Price Reduced
$460,000
-2.13%
MLS
1/29/2026
Listed
$470,000
6.82%
MLS
10/05/2021
Sold
$440,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3922 Ocean View Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,872
5%
$314,979
7%
2024
$3,674
—
$295,709
1%
2023
$3,690
49%
$291,949
43%
2021
$2,482
-32%
$203,628
-35%
2022
$3,644
47%
$311,600
92%
2021
$2,482
37%
$161,901
13%
2019
$1,810
51%
$143,653
10%
2018
$1,201
2%
$130,536
2%
2017
$1,180
-14%
$127,851
24%
2016
$1,366
-3%
$103,277
—
2015
$1,408
-1%
$103,639
-1%
2014
$1,421
11%
$104,740
-1%
2013
$1,277
—
$105,931
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3922 Ocean View Dr
3922 Ocean View Drive, Panama City, FL 32408 (MLS# 784350) is a Single Family property with 3 bedrooms and 2 full bathrooms. 3922 Ocean View Drive is currently listed for $460,000 and was received on January 29, 2026. Want to learn more about 3922 Ocean View Drive? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

