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$349,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • Updated 5 hours ago
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This 3 bedroom, 2 bath Deerpoint Waterfront Home located on a quiet Cove of Deerpoint Lake is a cozy retreat from City Life. This 3/4 acre property has a large air-conditioned workroom area, a separate storage, OR garage building, and a Boathouse as well. The kitchen is a larger, open kitchen with a nook. The living and dining are separate. The family room area has a vaulted ceiling with exposed beams, and a fireplace. The master bathroom is newly updated. The bonus room is currently being renovated, so buyers can finish to their liking and preference! This home can definitely be an AS Is home, or a fixer upper. The home has a new roof Post Hurricane Michael, and is in a floodzone of X.

Full Property Details for 3940 Deerpoint Lake Dr

General

  • Price: $349,000
  • Taxes: $3,820 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 786113
  • Updated: Today (3/2/2026)
  • Added to Site: Today

Interior

  • Number of Rooms: 6
  • Interior Features: Smart Thermostat, Workshop
  • Appliances: Electric Water Heater, Gas Cooktop, Gas Range, Ice Maker
  • Flooring: Luxury Vinyl Plank

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Exterior

  • Exterior Features: Boat Slip, Covered Patio, Deck, Rain Gutters
  • Porch/Patio/Deck: Deck, Open, Porch

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking Features: Additional Parking

Location

  • County: Bay
  • Subdivision: No Named Subdivision
  • Driving Directions: Head North on FL HWY 77, turn right onto State road HWY 2321. Take a left turn onto Resota Beach Road, Turn Right onto Deerpoint Lake Drive. Property will be located on the RIght.

School Information

  • Elementary School: Southport
  • Middle School: Deane Bozeman
  • High School: Deane Bozeman

Community

  • Community Name: 04 - Bay County - North

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central, Electric

Utilities

  • Utility Description: Electricity Available

Structural Information

  • Architectural Style: Ranch
  • Construction: Wood Frame
  • Roof: Composition, Shingle
  • Stories/Levels: 1
  • Sq. Ft. Source: Appraiser
  • Year Built: 1983

Additional Structures

  • Other Structures: Boat House, Shed(s), Workshop

Lot Features

  • Property View: Lake
  • Lot Size (Acres): 0.75
  • Lot Size (Sq. Ft.): 32,670
  • Lot Size: .75
  • Lot Dimensions: 100 x 320
  • Lot Features: Paved
  • Zoning: Resid Single Family
  • Fencing (Description): Partial

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Lake, Lake Front, Seawall
  • Water Front View: Lake, Lake Front, Seawall
  • Lake Front: Yes

Financial Considerations

  • Tax Amount: $3,820
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: 13 2S 14W -2.65- 113A BEG 885' S & 545' E OF NW COR GOVT LOT 9 TH E 125' S 281.47' SWLY 184.83' NWLY 100' M/L ALG SHERRETT BRANCH NELY 15.5' N 309.60' TO POB AKA PT OF LOTS 4 & 6 BLK C DEERPOINT LAKE HTS UNREC ORB 4645 P 278
  • Property ID: 07620-232-000
Buyer's Brokerage Compensation: Contact Listing Agent
Not binding unless confirmed by separate agreement among applicable parties.

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— 3940 Deerpoint Lake Dr —

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 3940 Deerpoint Lake Dr

School District:Bay County School District
NameGradesDistance
Southport Elementary School
1835 Bridge St, Southport, FL 32409
PK-53.1 mi
Deane Bozeman School
13410 Florida 77, Panama City, FL 32409
PK-57.8 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3940 Deerpoint Lake Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/02/2026
Listed
$349,000
-2.79%
MLS
12/28/2022
Sold
$359,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3940 Deerpoint Lake Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,045
6%
$326,878
7%
2024
$3,820
-1%
$306,082
1%
2023
$3,849
146%
$304,147
83%
2021
$1,566
-1%
$166,009
-3%
2022
$1,575
1%
$170,989
4%
2021
$1,566
28%
$163,717
20%
2019
$1,221
-22%
$136,062
-17%
2018
$1,571
-2%
$163,195
—
2017
$1,607
-3%
$163,651
-1%
2016
$1,661
-4%
$164,510
—
2015
$1,730
18%
$165,168
13%
2014
$1,463
14%
$145,544
2%
2013
$1,287
—
$143,393
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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3940 Deerpoint Lake Drive, Panama City, FL 32409 (MLS# 786113) is a Single Family property with 3 bedrooms and 2 full bathrooms. 3940 Deerpoint Lake Drive is currently listed for $349,000 and was received on March 02, 2026. This property is listed by Terra Sasser from our Panama City Beach - Thomas Dr. Office.Want to learn more about 3940 Deerpoint Lake Drive? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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