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$359,000

  • For Sale
  • Active
  • Condo / Townhouse
  • 3 Beds
  • 2 Full Baths
  • Updated 13 days ago
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Beautiful Home in One of Bay County's Most Desirable Family Communities Welcome to the charming Riverside community, widely known as one of the safest and most family-friendly neighborhoods in Bay County. Conveniently located directly across the street from North Bay Haven Charter Academy--one of the area's most highly regarded schools--this location is ideal for families who value both education and community. This home has been lovingly maintained by its original owner for the past 20 years, reflecting pride of ownership throughout. Just 15 minutes from downtown Panama City, Riverside offers a peaceful, picturesque setting that feels worlds away. With majestic oak trees draped in Spanish moss and beautiful Savannah-inspired architecture, the neighborhood has a timeless Southern charm that's hard to find in Florida. Residents enjoy low HOA fees of just $135/month, which include access to exceptional community amenities: "¢ Waterfront community dock "¢ Swimming pool "¢ Basketball court "¢ Clubhouse and game room "¢ Private fitness center "¢ Grounds maintenance Motivated seller--currently purchasing another property and open to reasonable offers. For Sale by Owner, giving buyers the opportunity to work directly with the owner and potentially save on transaction costs.

Full Property Details for 4005 Riverside Dr

General

  • Price: $359,000
  • Taxes: $3,306 (2025)
  • Status: Active
  • Type: Condo /Townhouse
  • Source: Bay_County
  • MLS ID: 787583
  • Updated: 5/9/2026
  • Added to Site: 53 day(s) ago

Interior

  • Number of Rooms: 7
  • Appliances: Electric Cooktop, Electric Range, Ice Maker

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: In Ground, Community, Private
  • Security/Safety: Other, Smoke Detector(s)

Exterior

  • Exterior Features: Patio
  • Porch/Patio/Deck: Patio, Covered, Porch

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking Features: Garage, Garage Door Opener

Location

  • County: Bay
  • Subdivision: Riverside Phase II
  • Driving Directions: Drive east on Hwy 390 towards Hwy 231, turn right onto Cato Rd, take the second right onto Riverside Drive. The property is located at the end of the street on the right hand side. North on Hwy 231, turn left onto Cato Rd at the 360 food/gas station. Turn left onto Riverside Drive, The property is located at the end of the street on the right hand side.

School Information

  • Elementary School: Deer Point
  • Middle School: Merritt Brown
  • High School: Mosley

Community

  • Community Name: 02 - Bay County - Central
  • Association: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central, Electric, Heat Pump

Utilities

  • Utility Description: Sewer Available, Underground Utilities

Structural Information

  • Architectural Style: Traditional
  • Construction: Other, See Remarks
  • Sq. Ft. Source: Owner
  • Year Built: 2005

Lot Features

  • Lot Dimensions: 7405 sqft

Financial Considerations

  • Tax Amount: $3,306
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: RIVERSIDE PH II 116A LOT 40 ORB 4025 P 1970
  • Property ID: 11476-120-100

Listed by Lowest Fee Realty LLC

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Listing agent

— 4005 Riverside Dr —

  • Lowest Fee Realty LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 4005 Riverside Dr

School District:Bay County School District
NameGradesDistance
Deer Point Elementary School
4800 Highway 2321, Panama City, FL 32404
K-51.8 mi
Merritt Brown Middle School
5044 Merritt Brown Way, Panama City, FL 32404
6-82.2 mi
A. Crawford Mosley High School
501 Mosley Drive, Lynn Haven, FL 32444
9-123.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4005 Riverside Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/06/2026
Price Reduced
$359,000
-2.84%
MLS
3/30/2026
Listed
$369,500
17.3%
MLS
9/14/2005
Sold
$315,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 4005 Riverside Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,257
—
$263,967
1%
2024
$3,257
7%
$260,508
9%
2023
$3,045
18%
$239,963
11%
2021
$2,585
—
$215,265
-2%
2022
$2,587
—
$220,632
14%
2021
$2,585
11%
$193,501
1%
2019
$2,334
-2%
$191,262
-1%
2018
$2,392
22%
$193,244
1%
2017
$1,957
-3%
$191,861
—
2016
$2,018
-3%
$192,550
—
2015
$2,089
-1%
$192,415
-1%
2014
$2,109
13%
$194,135
1%
2013
$1,865
—
$192,720
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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with our affiliated lender
NMLS#: 1598647

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Listed by Lowest Fee Realty LLC

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4005 Riverside Drive, Panama City, FL 32404 (MLS# 787583) is a Condo / Townhouse property with 3 bedrooms and 2 full bathrooms. 4005 Riverside Drive is currently listed for $359,000 and was received on March 30, 2026. Want to learn more about 4005 Riverside Drive? Do you have questions about finding other Condo / Townhouse real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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