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$689,000 -$10,000 (-1.43%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • Updated 6 days ago
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Rare opportunity to own a beautifully updated 3-bedroom, 2-bath brick home with Gulf access, situated on 5 private acres along Cook's Bayou. This property offers exceptional flexibility--bring the boat, RV, four-wheeler, or horse--with room to live, work, and play in a peaceful waterfront setting. Built in 1976 and thoughtfully renovated, the 1,767 sq ft home blends classic character with modern upgrades. Interior features include functional wood burning fireplace, fresh paint, quartz countertops, new ceiling fans, and closet organizers throughout. The primary bathroom has been fully remodeled, and the kitchen is equipped with an induction cooktop, double ovens with convection and air-fryer modes, and stainless steel appliances--all less than three years old. Significant improvements include popcorn ceiling removal, 2024 HVAC, Honeywell programmable thermostat, Pristine Air UV filtration system, water softener, generator outlet, 2017 metal roof, hurricane ties for wind mitigation, and a whitewashed brick exterior. Outdoor amenities include a solar-powered gated entrance, 12'x32' shed, motorized screened back porch, raised metal garden beds, citrus trees, private pond, and mature moss-draped oak trees. Nearly $30,000 in dock upgrades include an expanded dock and 7,000-lb boat lift, providing direct access to the Gulf. Property sits on tidal waters with Gulf access through Cook's Bayou. Bridge vertical clearance is approximately 9'6'', suitable for smaller boats. Ideal for a private waterfront homestead, recreational retreat, or future expansion--this unique property offers space, privacy, and true Florida waterfront living.

Full Property Details for 403 Hwy 2297

General

  • Price: $689,000
  • Taxes: $3,858 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 784997
  • Updated: 5/15/2026
  • Added to Site: 100 day(s) ago

Interior

  • Number of Rooms: 3
  • Interior Features: Smart Thermostat
  • Appliances: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Water Purifier Owned

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Security/Safety: Security Gate, Security Fence

Exterior

  • Exterior Features: Boat Lift, Dock, Patio, Porch
  • Porch/Patio/Deck: Enclosed, Patio, Porch, Screened

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking Features: Additional Parking, Gravel, RV Access/Parking

Location

  • County: Bay
  • Subdivision: [No Recorded Subdiv]
  • Driving Directions: Heading east on HWY 22 and S Star Ave (719), Turn right on HWY 2297, look for The Herring Team KW sign on the Left. Destination is on your left.

School Information

  • Elementary School: Callaway
  • Middle School: Rutherford Middle
  • High School: Rutherford

Community

  • Community Name: 05 - Bay County - East

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central, Fireplace(s)

Structural Information

  • Architectural Style: Ranch
  • Construction: Brick
  • Roof: Metal
  • Stories/Levels: 1
  • Sq. Ft. Source: Appraiser
  • Year Built: 1976

Additional Structures

  • Other Structures: Outbuilding, Shed(s)

Lot Features

  • Property View: Bay, Bayou
  • Lot Size (Acres): 5.17
  • Lot Size (Sq. Ft.): 225,205
  • Lot Size: 5.17
  • Lot Dimensions: IRR
  • Lot Features: Paved
  • Zoning: Resid Single Family
  • Fencing (Description): Full, Chain Link, Fenced

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Bayou, Bayfront
  • Water Front View: Bayou, Bayfront

Financial Considerations

  • Tax Amount: $3,858
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: 13 4S 13W 10A -8.3-163A BEG 210' N OF SW COR OF NE1/4 OF SEC TH N 436.61' TO SELY R/W CNTY RD #2297 NELY ALG R/W 50' SELY 461.46' S 521.99' TO SEC LINE W 308.22' N 210' W 210' TO POB ORB 4520 P 790
  • Property ID: 06656-035-000

Listed by Legacy Premier Agency

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Listing agent

— 403 Hwy 2297 —

  • Legacy Premier Agency

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 403 Hwy 2297

School District:Bay County School District
NameGradesDistance
Callaway Elementary School
7115 E Highway 22, Panama City, FL 32404
K-54.4 mi
Rutherford High School
1000 School Avenue, Panama City, FL 32401
6-87.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 403 Hwy 2297 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/15/2026
Price Reduced
$689,000
-1.43%
MLS
2/10/2026
Listed
$699,000
81.56%
MLS
2/03/2022
Sold
$385,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 403 Hwy 2297

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,818
-3%
$348,209
-2%
2024
$3,935
-2%
$354,633
-1%
2023
$4,026
52%
$357,345
62%
2021
$2,656
-21%
$219,996
-35%
2022
$3,369
27%
$339,127
61%
2021
$2,656
3%
$210,407
—
2019
$2,574
-2%
$211,210
—
2018
$2,621
44%
$212,012
18%
2017
$1,814
-3%
$180,322
3%
2015
$1,863
1%
$175,288
1%
2014
$1,842
14%
$173,897
2%
2013
$1,617
—
$171,327
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Legacy Premier Agency

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403 Highway 2297, Panama City, FL 32404 (MLS# 784997) is a Single Family property with 3 bedrooms and 2 full bathrooms. 403 Highway 2297 is currently listed for $689,000 and was received on February 10, 2026. Want to learn more about 403 Highway 2297? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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