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$625,000 Just Listed

  • For Sale
  • Active
  • Condo
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • Updated 14 hours ago
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This extraordinary waterfront end unit condo, nestled in the exclusive gated Waterhaven community, right on St. Andrew's Bay, is a true haven! Meticulously maintained, this spacious one level floor plan, with its rich hardwood flooring throughout the main areas, stunning granite countertops, exquisite cabinetry, a gas range, and a kitchen island perfect for entertaining large groups, is a dream come true! Let's not forget that breathtaking view, which can be enjoyed from the kitchen, living and dining areas, along with the Master Bedroom! Now, can you envision yourself sitting on your expansive deck, sipping your morning coffee, watching the sun rise over the water, and being greeted by dolphins? Or strolling along the community dock and being whisked away by boat for a five-minute ride to Shell Island? Better yet, having the luxury of choosing between lounging by the Bay front pool or the Bay front beach? There's also a launch point for kayaks and stand-up paddle boards! This incredible community offers a state-of-the-art fitness center and an Owner's Club for your enjoyment. And the best part? This location is unbeatable! All your favorite local restaurants are just a five-minute drive away, and the pristine white sandy beach is only seven minutes away! When it comes to serene living, this community has it all! When it comes to water activities, it's a paradise! When it comes to being close to everything yet feeling like you're in your own world, it's the ultimate retreat! Whether a full time residence or a vacation home, come and experience the rare combination of luxury, tranquility and waterfront beauty-all in one exceptional residence! Welcome home!

Full Property Details for 4113 Cobalt Cir #PO73

General

  • Price: $625,000
  • Taxes: (2025)
  • Status: Active
  • Type: Condo
  • Source: Bay_County
  • MLS ID: 792803
  • Updated: 7/17/2026
  • Added to Site: 1 day(s) ago

Interior

  • Number of Rooms: 4
  • Interior Features: Coffered Ceiling(s), Double Vanity, Main Level Primary, Sitting Area in Primary, Soaking Tub, Separate Shower, Smart Thermostat, Walk-In Closet(s), Home Theater
  • Appliances: Electric Water Heater, Gas Cooktop, Gas Oven, Ice Maker, Wine Cooler

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Shared Amenities: Dock, Gated, Barbecue, Storage
  • Pool: Yes
  • Pool Description: Fenced, Gunite, Gas Heat, In Ground, Community
  • Security/Safety: Fire Sprinkler System, Gated Community, Fire Alarm, Smoke Detector(s)

Exterior

  • Exterior Features: Boat Ramp, Covered Patio
  • Porch/Patio/Deck: Balcony, Deck

Location

  • County: Bay
  • Subdivision: Waterhaven
  • Driving Directions: From Navy Blvd, turn left onto Magnolia Beach Road, continue on Magnolia Beach and Waterhaven is the gated community on the left.

School Information

  • Elementary School: Patronis
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer

Structural Information

  • Architectural Style: Low Rise
  • Construction: HardiPlank Type
  • Roof: Metal
  • Elevator: Yes
  • Sq. Ft. Source: Appraiser
  • Year Built: 2007
  • Other Struct. Feat.: Dumpster

Lot Features

  • Property View: Bay
  • Lot Dimensions: 0 x 0
  • Lot Features: Paved
  • Zoning: Resid Multi-Family

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Bayfront, Shoreline - Sand, Shoreline - Natural, Boat Dock/Slip
  • Water Front View: Bayfront, Shoreline - Sand, Shoreline - Natural, Boat Dock/Slip
  • Boat Dock Slip: Yes

Financial Considerations

  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: WATERHAVEN UNIT P073 TYPE F1 3BR 2.5B ORB 2904 P 186 1608 SF ORB 4821 P 893
  • Property ID: 40000-050-051

Listed by Carillon Realty Inc

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Listing agent

— 4113 Cobalt Cir #PO73 —

  • Carillon Realty Inc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 4113 Cobalt Cir #PO73

School District:Bay County School District
NameGradesDistance
Patronis Elementary School
7400 Patronis Dr, Panama City Beach, FL 32408
K-52.6 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-88.4 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-126.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4113 Cobalt Cir #PO73 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/17/2026
Listed
$625,000
5.04%
MLS
7/15/2024
Sold
$595,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 4113 Cobalt Cir #PO73

Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,218
39%
$505,750
26%
2024
$4,481
2%
$400,541
3%
2023
$4,414
8%
$388,875
—
2022
$4,097
13%
$388,875
30%
2021
$3,633
1%
$299,625
4%
2019
$3,590
—
$288,128
3%
2018
$3,589
10%
$280,719
10%
2017
$3,256
-5%
$255,199
-3%
2016
$3,422
-4%
$263,432
-1%
2015
$3,560
2%
$266,724
2%
2014
$3,501
16%
$262,608
3%
2013
$3,017
—
$254,915
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 4113 Cobalt Cir #PO73

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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with our affiliated lender
NMLS#: 1598647

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Listed by Carillon Realty Inc

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4113 Cobalt Circle #PO73, Panama City, FL 32408 (MLS# 792803) is a Condo property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 4113 Cobalt Circle #PO73 is currently listed for $625,000 and was received on July 17, 2026. Want to learn more about 4113 Cobalt Circle #PO73? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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