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$164,900 Sale Pending
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Property Description
*Seller to contribute up to $5,000 toward buyer's closing costs/prepaids with acceptable offer* Welcome to 4129 Gaines Street, a beautiful 3-bedroom, 1-bath home. Blending charm with modern convenience, this move-in ready home is ideally located near schools, shopping, dining, and just a short drive to the beaches of Panama City.
Full Property Details
Full Property Details for 4129 Gaines St
General
- Price: $164,900
- Taxes: $515 (2024)
- Status: Pending
- Type: Single Family
- Source: Bay_County
- MLS ID: 779498
- Updated: 1/6/2026
- Added to Site: 116 day(s) ago
Interior
- Number of Rooms: 3
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Location
- County: Bay
- Subdivision: St. Andrews Bay Dev. Co.
- Driving Directions: Continue on Nehi Rd to US-231 S 4 min (2.2 mi) Turn left onto Nehi Rd 1.5 mi Continue straight onto Cherokee Heights Rd 0.7 mi Turn left onto US-231 S 3 min (1.9 mi) Continue on Brannon Rd. Drive to Gaines St 45 sec (433 ft) Turn right onto Brannon Rd 236 ft Turn left onto Gaines St Destination will be on the right
School Information
- Elementary School: Deer Point
- Middle School: Merritt Brown
- High School: Mosley
Community
- Community Name: 02 - Bay County - Central
Structural Information
- Architectural Style: Traditional
- Stories/Levels: 1
- Sq. Ft. Source: Appraiser
- Year Built: 1959
Lot Features
- Lot Size (Acres): 0.17
- Lot Size (Sq. Ft.): 7,492
- Lot Size: .17
- Lot Dimensions: 50 x 146
Financial Considerations
- Tax Amount: $515
- Tax Year: 2024
Disclosures and Reports
- Legal Description: 13 3S 14W ST.A.B.DEV.CO.PLAT BEG 168.6' N & 185' W OF SE COR LOT 79 TH W 50' ON GAINES ST N 150' E 50' S 150' TO POB ORB 3698 P 1825 -129- 116A
- Property ID: 11501-000-000
Listed by EXP Realty LLC
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Schools
Schools serving 4129 Gaines St
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Deer Point Elementary School 4800 Highway 2321, Panama City, FL 32404 | K-5 | 2.3 mi |
Merritt Brown Middle School 5044 Merritt Brown Way, Panama City, FL 32404 | 6-8 | 2.2 mi |
A. Crawford Mosley High School 501 Mosley Drive, Lynn Haven, FL 32444 | 9-12 | 3.2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4129 Gaines St
Date
Details
Price
Change
Source
10/31/2025
Price Reduced
$164,900
-2.71%
MLS
10/13/2025
Price Reduced
$169,500
-5.31%
MLS
10/04/2025
Price Reduced
$179,000
-2.98%
MLS
9/24/2025
Listed
$184,500
339.29%
MLS
7/15/2024
Sold
$42,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4129 Gaines St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$515
-2%
$38,473
-1%
2023
$527
1218%
$38,870
282%
2021
$40
—
$10,188
-3%
2022
$40
—
$10,494
4%
2021
$40
—
$10,047
-34%
2019
$40
—
$15,157
-19%
2018
$40
—
$18,659
2%
2017
$40
—
$18,275
2%
2016
$40
—
$17,899
1%
2015
$40
—
$17,775
1%
2014
$40
—
$17,634
2%
2013
$40
—
$17,373
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4129 Gaines St
4129 Gaines Street, Panama City, FL 32404 (MLS# 779498) is a Single Family property with 3 bedrooms and 1 full bathroom. 4129 Gaines Street is currently listed for $164,900 and was received on September 24, 2025. Want to learn more about 4129 Gaines Street? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

