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$487,044

  • Sold
  • Closed
  • Condo
  • 4 Beds
  • 4 Full Baths
  • 1 Partial Bath
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Yes! You still have a chance! Seller is still offering to provide up to six months of HOA dues for an acceptable offer. So act while it's still available and start living a life of luxury. Welcome to the cozy grandeur of Waterhaven, Panama City Beach's most prestigious bayfront community. Recently updated with over $50,000 in enhancements, this 4-bedroom, 4.5-bath home perfectly balances sophistication and practicality, featuring a separate carriage house that's ideal for guests or multigenerational living. As you enter, you'll be greeted by luxury vinyl plank flooring, fresh designer paint, upgraded lighting fixtures, and stylish ceiling fans throughout. The gourmet kitchen is a chef's paradise, showcasing a spacious island, freshly painted cabinetry, and premium appliances, including a Viking range, Subzero refrigerator, new Bosch dishwasher, microwave, ice-maker, and a beverage fridge at the wet bar. French doors from the dining room lead to a serene private courtyard, perfect for unwinding or entertaining under the stars. The home is adorned with exquisite details, such as intricate wood trim, crown molding, tray ceilings, and thoughtfully curated wallpaper accents. Above the two-car garage, the fully equipped carriage house offers a private getaway, complete with its own kitchen, full bath, and cozy sitting area, providing exceptional flexibility for extended family, guests, or a home office. Waterhaven is a gated, bayfront community that features an array of resort-style amenities, including a bayfront pool, expansive private pier, a community clubhouse featuring a theater, kitchen, fitness center, outdoor grilling station, and a grand meeting room for special events.

Full Property Details for 4134 Cobalt Cir #RO14

General

  • Sold For: $487,044
  • Taxes: $6,340 (2024)
  • Status: Closed
  • Type: Condo
  • Source: Bay_County
  • MLS ID: 780348
  • Added to Site: 47 day(s) ago

Interior

  • Number of Rooms: 13
  • Interior Features: Interior Steps, Entrance Foyer
  • Appliances: Bar Fridge, Gas Oven, Ice Maker
  • Flooring: Luxury Vinyl Plank

Rooms

Bathrooms

  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Shared Amenities: Marina, Business Center, Dock, Gazebo, Boat Slip, Storage
  • Pool: Yes
  • Pool Description: Fenced, In Ground
  • Security/Safety: Gated Community, Security Fence, Security Lights, Security Gate
  • Equipment: Air Purifier

Exterior

  • Exterior Features: Boat Slip, Boat Ramp, Dock, Patio, Courtyard
  • Porch/Patio/Deck: Balcony, Patio, Covered, Porch

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking Features: Additional Parking, Garage, Garage Door Opener, Gated

Location

  • County: Bay
  • Subdivision: Waterhaven
  • Driving Directions: From US 98, turn on to Navy Blvd. In 2.1 miles turn left onto Magnolia Beach Rd. In 1.8 Miles turn into gate on left side. Turn right onto Cobalt Circle and unit is on your left.

School Information

  • Elementary School: Patronis
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ductless
  • Heating Type: Central, Ductless, Electric

Utilities

  • Utility Description: Natural Gas Available, Underground Utilities

Structural Information

  • Architectural Style: Low Rise
  • Construction: HardiPlank Type
  • Windows: Double Pane Windows
  • Stories/Levels: 3
  • Sq. Ft. Source: Appraiser
  • Year Built: 2007

Additional Structures

  • Other Structures: Guest House

Lot Features

  • Property View: Bay
  • Lot Dimensions: 0 x 0
  • Frontage: Private Road
  • Lot Features: Paved
  • Zoning: Resid Single Family

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Boat Dock/Slip
  • Water Front View: Boat Dock/Slip
  • Boat Dock Slip: Yes

Financial Considerations

  • Tax Amount: $6,340
  • Tax Year: 2024

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: WATERHAVEN UNIT R014 TYPE D2 4BR 4.5B ORB 2904 P 186 2860 SF ORB 4680 P 1693
  • Property ID: 40000-050-070

Listed by Marcus Tyson & Associates
Sold by Berkshire Hathaway HomeServices Beach Properties of Florida

Listing agent

— 4134 Cobalt Cir #RO14 —

  • Marcus Tyson & Associates

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 4134 Cobalt Cir #RO14

School District:Bay County School District
NameGradesDistance
Patronis Elementary School
7400 Patronis Dr, Panama City Beach, FL 32408
K-52.6 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-88.4 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-126.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4134 Cobalt Cir #RO14

Date
Details
Price
Change
Source
12/23/2025
Sold
$487,044
3.63%
MLS
12/10/2025
Price Reduced
$470,000
-0.53%
MLS
12/09/2025
Price Reduced
$472,500
-0.53%
MLS
11/20/2025
Price Reduced
$475,000
-1.86%
MLS
11/12/2025
Price Reduced
$484,000
-3.01%
MLS
10/31/2025
Price Reduced
$499,000
-3.85%
MLS
10/13/2025
Listed
$519,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Listed by Marcus Tyson & Associates
Sold by Berkshire Hathaway HomeServices Beach Properties of Florida

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4134 Cobalt Circle #RO14, Panama City, FL 32408 (MLS# 780348) is a Condo property that was sold at $487,044 on December 23, 2025. Want to learn more about 4134 Cobalt Circle #RO14? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.