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$649,900 Just Listed
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Property Description
Welcome to this beautifully maintained custom-built home in the gated Cedar Creek community, where quality construction, thoughtful details, and exceptional outdoor living come together on a spacious 1.08-acre fully landscaped lot. The home is in excellent condition and features higher-end finishes, generously sized bedrooms and living areas, and abundant storage throughout, including a large garage. Outdoor living is a standout feature, with expansive covered front and rear porches providing comfortable spaces for relaxing, entertaining, and enjoying the beautifully landscaped surroundings. The property also includes a dedicated irrigation well and irrigation system for convenient landscape maintenance. For those needing additional storage or workspace, the approximately 1,250-square-foot enclosed pole barn/shop is equipped with water and electricity and was approved by the neighborhood Architectural Review Committee. The structure offers versatile space for storing boats, RVs, vehicles, equipment, or other recreational items. Additional dedicated parking provides even more flexibility for vehicles, guests, or equipment. Cedar Creek offers a welcoming community atmosphere with a large neighborhood pool and clubhouse available for residents to enjoy. The community is also known for its natural setting and abundant wildlife, with deer, rabbits, and other wildlife frequently seen roaming throughout the neighborhood. The convenient location of this home provides easy access to these amenities while maintaining a sense of space and privacy. A pre-listing home inspection has already been completed, providing additional peace of mind. With its combination of a well-maintained custom home, expansive acreage, substantial storage, versatile shop space, community amenities, and abundant natural surroundings, this property offers a rare opportunity to enjoy both comfort and functionality in the gated Cedar Creek community.
Full Property Details
Full Property Details for 4138 Cedar Creek Dr
General
- Price: $649,900
- HOA FEE: $120/month
- HOA FEE FREQ.: Quarterly
- Taxes: $3,887 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 794692
- Updated: 8/27/2026
- Added to Site: 1 day(s) ago
Interior
- Number of Rooms: 4
- Interior Features: Main Level Primary, Workshop
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Additional Information
- Shared Amenities: Gazebo, Picnic Area
- Pool: Yes
- Pool Description: Gunite, In Ground, Community
- Security/Safety: Gated Community, Security Gate
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Additional Parking, RV Garage, Gated
Location
- County: Bay
- Subdivision: Cedar Creek At Deerpoint Lake
- Driving Directions: North on Resota Beach Road, Right on Sweetfield Lane, . Right onto Baxley Bend Road, then a right onto Cedar Creek Drive. Home is on the right (past the pool, before the stop sign).
School Information
- Elementary School: Deane Bozeman
- Middle School: Deane Bozeman
- High School: Deane Bozeman
Community
- Community Name: 04 - Bay County - North
- Association: Yes
- Assoc. Fees Include: Association Management, Clubhouse, Legal/Accounting, Maintenance Grounds, Playground, Pool(s)
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central, Electric
Structural Information
- Architectural Style: Contemporary
- Sq. Ft. Source: Appraiser
- Year Built: 2018
Additional Structures
- Other Structures: Second Garage, RV/Boat Storage
Lot Features
- Lot Size (Acres): 1.08
- Lot Size (Sq. Ft.): 47,045
- Lot Size: 1.08
- Lot Dimensions: 200 x 355+-
- Lot Features: Paved
- Zoning: County, Resid Single Family
Financial Considerations
- Association Fee: $360
- Assoc Fee Freq.: Quarterly
- Tax Amount: $3,887.67
- Tax Year: 2025
Disclosures and Reports
- Legal Description: CEDAR CREEK PH II LOT 38 ORB 3940 P 1845
- Property ID: 07611-300-002
Listed by Think Real Estate
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Schools
Schools serving 4138 Cedar Creek Dr
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Deane Bozeman School 13410 Florida 77, Panama City, FL 32409 | PK-5 | 7.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4138 Cedar Creek Dr
Date
Details
Price
Change
Source
8/27/2026
Listed
$649,900
1212.93%
MLS
9/30/2017
Sold
$49,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4138 Cedar Creek Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,848
2%
$350,578
3%
2024
$3,763
4%
$340,698
5%
2023
$3,631
12%
$325,850
6%
2021
$3,244
—
$307,145
-3%
2022
$3,253
—
$316,359
4%
2021
$3,244
2%
$302,904
1%
2019
$3,170
519%
$298,479
609%
2018
$512
9%
$42,075
11%
2017
$468
16%
$37,800
19%
2016
$405
-14%
$31,800
-11%
2015
$473
—
$35,897
—
2014
$472
6%
$35,897
-6%
2013
$444
—
$38,274
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4138 Cedar Creek Dr
4138 Cedar Creek Drive, Panama City, FL 32409 (MLS# 794692) is a Single Family property with 3 bedrooms and 2 full bathrooms. 4138 Cedar Creek Drive is currently listed for $649,900 and was received on August 27, 2026. Want to learn more about 4138 Cedar Creek Drive? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

