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$374,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
See This Home
Save This Home
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Welcome to 420 Lacosta Ave, a beautiful waterfront home in the peaceful and quiet neighborhood of Shadow Bay. This brand-new construction has beach access by boat to the Gulf of Mexico. As you step inside, you'll immediately notice the incredible attention to detail, with high ceilings and thoughtfully designed finishes that create a warm, inviting space. The open layout allows for plenty of natural light, making the home feel bright and spacious. The garage is raised and elongated accommodating two large trucks, adding even more convenience to this amazing home. Th master bedroom faces the water, giving you stunning views the moment you wake up. It features gorgeous tile work, a luxurious shower, and a large walk-in closet a perfect blend of comfort and elegance.

Full Property Details for 420 Lacosta Ave

General

  • Price: $374,000
  • Taxes: $3,000 (2024)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 781929
  • Updated: 12/10/2025
  • Added to Site: 58 day(s) ago

Interior

  • Number of Rooms: 3
  • Interior Features: Interior Steps, Smart Thermostat
  • Flooring: Luxury Vinyl Plank

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Exterior

  • Exterior Features: Deck
  • Porch/Patio/Deck: Deck

Parking

  • Garage: Yes
  • Garage Spaces: 2

Location

  • County: Bay
  • Subdivision: Shadow Bay Unt 3 & 4
  • Driving Directions: Turn west on to SR 22 until you get to the neighborhood of Shadow Bay. Turn left into the neighborhood, take you immediate right and then left onto Lacosta Ave, go a quarter mile and the house is on the left

School Information

  • Elementary School: Callaway
  • Middle School: Rutherford Middle
  • High School: Rutherford

Community

  • Community Name: 02 - Bay County - Central

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central

Structural Information

  • Architectural Style: Contemporary
  • Construction: Wood Frame
  • Windows: Double Pane Windows
  • Stories/Levels: 2
  • Sq. Ft. Source: Owner
  • Year Built: 2024

Lot Features

  • Lot Size (Acres): 0.24
  • Lot Size (Sq. Ft.): 10,454
  • Lot Size: .24
  • Lot Dimensions: 143 x 55
  • Lot Features: Sprinkler System
  • Fencing (Description): Partial

Water Features

  • Water Front: Yes
  • Water Front Desc.: Creek
  • Water Front View: Creek

Financial Considerations

  • Tax Amount: $3,000
  • Tax Year: 2024

Disclosures and Reports

  • Legal Description: SHADOW BAY UNIT 3 & 4 131D1 UNIT 4 LOT 23 BLK G
  • Property ID: 06616-664-000

Listed by Beycome of Florida LLC

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Listing agent

— 420 Lacosta Ave —

  • Beycome of Florida LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 420 Lacosta Ave

School District:Bay County School District
NameGradesDistance
Callaway Elementary School
7115 E Highway 22, Panama City, FL 32404
K-50.6 mi
Rutherford High School
1000 School Avenue, Panama City, FL 32401
6-83.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 420 Lacosta Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/10/2025
Price Reduced
$374,000
-1.32%
MLS
11/21/2025
Listed
$379,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 420 Lacosta Ave

Year
Property Taxes
Change
Tax Assessment
Change
2024
$444
12%
$38,125
19%
2023
$395
26%
$32,000
22%
2021
$314
-6%
$26,250
-9%
2022
$335
7%
$28,750
44%
2021
$314
31%
$20,000
12%
2019
$239
5%
$17,866
—
2018
$228
-2%
$17,866
2%
2017
$233
-2%
$17,540
—
2016
$238
-2%
$17,488
1%
2015
$243
—
$17,316
—
2014
$242
-31%
$17,230
-37%
2013
$351
—
$27,328
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Beycome of Florida LLC

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420 Lacosta Avenue, Panama City, FL 32404 (MLS# 781929) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 420 Lacosta Avenue is currently listed for $374,000 and was received on November 21, 2025. Want to learn more about 420 Lacosta Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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