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$1,800,000 Sale Pending
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Property Description
Rare Opportunity to Complete Your Dream Waterfront Estate An extraordinary opportunity awaits with this nearly completed 8803 UNDER ROOF-square-foot luxury waterfront estate, perfectly positioned to capture breathtaking water views and offering the ultimate boating lifestyle with a private dock and boat slip. Originally envisioned as a custom dream home, this remarkable property is now available due to an unexpected life change that has prevented the current owners from completing the project. Their loss creates an incredible opportunity for the next owner to finish this masterpiece exactly to their personal taste and style. The hard work has already been done, and MOST finish materials have been purchased and are included, allowing you to customize the final touches without the delays and uncertainty of sourcing high-end materials. Add your own vision by selecting the installation and finishing details that reflect your unique style while avoiding the lengthy process of starting from scratch. Designed with luxury living in mind, this impressive estate offers expansive living spaces, exceptional craftsmanship, and endless potential to become one of the area's premier waterfront residences. Whether you're seeking a private family retreat, an entertainer's paradise, or a legacy property to enjoy for generations, this home provides a rare foundation for something truly spectacular. Luxury waterfront opportunities of this caliber are exceptionally rare--especially one that allows you to personalize the final finishes while stepping into an already well-advanced custom build. Offered at $1,800,000. Schedule your private tour today and imagine the possibilities of bringing this extraordinary waterfront estate to completion.
Full Property Details
Full Property Details for 4448 Ashland Rd
General
- Price: $1,800,000
- Taxes: $7,969 (2025)
- Status: Pending
- Type: Single Family
- Source: Bay_County
- MLS ID: 793458
- Updated: 8/4/2026
- Added to Site: 24 day(s) ago
Interior
- Number of Rooms: 12
- Interior Features: Main Level Primary, Pantry
- Fireplace: Yes
- Fireplace(s): Electric
Rooms
Bathrooms
- Total Bathrooms: 5
- Full Bathrooms: 5
Bedrooms
- Total Bedrooms: 5
Exterior
- Exterior Features: Dock, Outdoor Kitchen
- Porch/Patio/Deck: Covered, Patio, Porch
Parking
- Garage: Yes
- Garage Spaces: 5
Location
- County: Bay
- Subdivision: Ashland
- Driving Directions: From 23rd Street turn at FSU PC, Collegiate Dr, then take a Rt. on Ashland and follow around, Home is on the left.
School Information
- Elementary School: Lucille Moore
- Middle School: Jinks
- High School: Bay
Community
- Community Name: 02 - Bay County - Central
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment
- Heating Type: Central, Electric, ENERGY STAR Qualified Equipment, Fireplace(s)
Utilities
- Utility Description: Electricity Available, Sewer Available
Structural Information
- Architectural Style: Contemporary
- Construction: Wood Frame
- Roof: Composition, Shingle
- Windows: Double Pane Windows
- Stories/Levels: 2
- Sq. Ft. Source: Plans
- Year Built: 2026
Lot Features
- Property View: Bay
- Lot Size (Acres): 0.8
- Lot Size (Sq. Ft.): 34,412
- Lot Size: .8
- Lot Dimensions: 120.0 ft x 290.0 ft
- Zoning: Resid Single Family
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Bayfront, Seawall
- Water Front View: Bayfront, Seawall
Financial Considerations
- Tax Amount: $7,969.74
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: ASHLAND PLAT LOT 13 BLK A ORB 4654 P 1250
- Property ID: 27299-000-000
Listed by Beachy Beach Real Estate
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Schools
Schools serving 4448 Ashland Rd
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Lucille Moore Elementary School 1900 Michigan Avenue, Panama City, FL 32405 | PK-5 | 1 mi |
Jinks Middle School 600 West 11th Street, Panama City, FL 32401 | 6-8 | 3.5 mi |
Bay High School 1200 Harrison Avenue, Panama City, FL 32401 | 9-12 | 3.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4448 Ashland Rd
Date
Details
Price
Change
Source
8/02/2026
Listed
$1,800,000
63.64%
MLS
1/27/2023
Sold
$1,100,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4448 Ashland Rd
Year
Property Taxes
Change
Tax Assessment
Change
2024
$7,789
—
$639,228
2%
2024
$7,789
6%
$625,548
8%
2023
$7,347
92%
$580,838
83%
2021
$3,824
-8%
$317,040
-11%
2022
$4,147
8%
$358,080
22%
2021
$3,824
7%
$293,168
—
2019
$3,561
-2%
$293,168
—
2018
$3,616
-22%
$293,168
-20%
2017
$4,614
-9%
$365,779
-7%
2016
$5,084
178%
$392,508
131%
2015
$1,827
1%
$169,774
1%
2014
$1,807
13%
$168,427
1%
2013
$1,601
—
$166,738
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4448 Ashland Rd
4448 Ashland Road, Panama City, FL 32405 (MLS# 793458) is a Single Family property with 5 bedrooms and 5 full bathrooms. 4448 Ashland Road is currently listed for $1,800,000 and was received on August 02, 2026. Want to learn more about 4448 Ashland Road? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

