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$245,000

  • For Sale
  • Active
  • Townhouse
  • 1 Bed
  • 1 Full Bath
  • 1 Partial Bath
  • Updated 9 days ago
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This unique waterfront hideaway is tucked away on the bay in a charming, 6-unit complex. Every home here enjoys its own private boat slip, and the surprisingly low HOA covers your slip, some utilities, and exterior insurance, making it as worry-free as it is beautiful. All exteriors units have new hardi-board siding and paint. The entire dock and pilings have been replaced with composite decking since these photos were taken. This is just the neatest place and a must see! Perfect for the avid angler or island hopper, Mariners Cove offers easy access to Shell Island, the pass and out to deep-water fishing. Your 16' x 30' slip is equipped with a 10,000 lb lift. The inside was completely updated in 2019 with a new roof and Pella windows, expanded upstairs living area, water heater, two mini-split units, vinyl plank flooring, paint, recessed lighting and a generator quick connect. The kitchen was done very simple as the owner wanted but cabinets can easily be added. The new Pella windows have built in blinds so they can be completely open with unobstructive views from every room and level of this unit. There are hurricane shutters made for each window, this are easy to put up and they stack to store. Mariners Cove has approx. 185 feet of waterfront, a pavilion for grilling the days catch right on the water and storage area for kayaks. There is a storage area and workshop for storing of tools and boating equipment on the property. After a day on the water, there's a community bathroom for guests and a shared laundry room to make clean-up a breeze, all just steps from your door. Don't miss out on this waterfront living at this price! Month to month rentals are allowed per HOA.

Full Property Details for 4900 E 4th St #A

General

  • Price: $245,000
  • Taxes: $887 (2024)
  • Status: Active
  • Type: Townhouse
  • Source: Bay_County
  • MLS ID: 777534
  • Updated: 1/6/2026
  • Added to Site: 157 day(s) ago

Interior

  • Number of Rooms: 2
  • Interior Features: Interior Steps
  • Appliances: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
  • Flooring: Luxury Vinyl Plank

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 1

Additional Information

  • Shared Amenities: Dock, Barbecue, Boat Slip, Storage

Exterior

  • Exterior Features: Boat Lift, Boat Slip, Dock
  • Porch/Patio/Deck: Covered, Porch

Parking

  • Parking Features: Parking Lot

Location

  • County: Bay
  • Subdivision: Mariners Cove
  • Driving Directions: Business 98 from Panama City, right on Center St. , left on 3rd St. Right on 4th St. dead ends in to the complex. Unit A is first unit of complex.

School Information

  • Elementary School: Parker
  • Middle School: Rutherford Middle
  • High School: Rutherford

Community

  • Community Name: 02 - Bay County - Central
  • Association: Yes

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ductless
  • Heating Type: Ductless, Electric

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electricity Available

Structural Information

  • Structure Type: Townhouse
  • Construction: HardiPlank Type
  • Stories/Levels: 1
  • Sq. Ft. Source: Listing Agent
  • Year Built: 1986
  • Other Struct. Feat.: Dumpster

Additional Structures

  • Other Structures: Shed(s), Workshop

Lot Features

  • Property View: Bay, Bayou
  • Lot Dimensions: 0 x 0
  • Frontage: City Street, Gravel
  • Zoning: County, Resid Multi-Family

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Bayou, Seawall
  • Water Front View: Bayou, Seawall
  • Boat Dock Slip: Yes

Financial Considerations

  • Tax Amount: $887
  • Tax Year: 2024

Disclosures and Reports

  • Legal Description: PARKER PLAT (82.7) 119D2 BEG 20.04' W & 42.90' S OF NE COR LOT 82 FOR POB TH CONT S 18' E 16' N 18' W 16' TO POB & BEG 20.04' W & 42.90' S OF NE COR LOT 82 FOR POB TH CONT S 18' W 8.4' N 18' E 8.4' TO POB AKA UNIT A & UNIT A ADDITION ORB 4019 P 1299
  • Property ID: 25925-060-000

Listed by Think Real Estate

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— 4900 E 4th St #A —

  • Think Real Estate

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Be ready to buy your new home!

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 4900 E 4th St #A

School District:Bay County School District
NameGradesDistance
Parker Elementary School
640 South Highway 22 A, Panama City, FL 32404
PK-50.6 mi
Rutherford High School
1000 School Avenue, Panama City, FL 32401
6-82.8 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4900 E 4th St #A Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/06/2026
Price Reduced
$245,000
-1.21%
MLS
11/10/2025
Price Reduced
$248,000
-0.4%
MLS
8/12/2025
Listed
$249,000
95.29%
MLS
6/18/2018
Sold
$127,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 4900 E 4th St #A

Year
Property Taxes
Change
Tax Assessment
Change
2024
$887
3%
$104,003
3%
2023
$858
38%
$100,974
6%
2021
$621
-1%
$95,178
-3%
2022
$626
1%
$98,033
3%
2021
$621
-31%
$95,097
12%
2019
$900
10%
$84,783
12%
2018
$818
-3%
$75,812
-1%
2017
$840
-4%
$76,299
-1%
2016
$872
-4%
$76,785
-1%
2015
$911
-1%
$77,272
-1%
2014
$916
5%
$77,758
-6%
2013
$875
—
$82,486
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 4900 E 4th St #A

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4900 E 4th Street #A, Panama City, FL 32404 (MLS# 777534) is a Townhouse property with 1 bedroom, 1 full bathroom and 1 partial bathroom. 4900 E 4th Street #A is currently listed for $245,000 and was received on August 12, 2025. Want to learn more about 4900 E 4th Street #A? Do you have questions about finding other Townhouse real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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