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$520,000
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Property Description
Gorgeous waterfront townhome with boat lift and brand-new jet ski lift! Don't miss this beautiful home just minutes from Tyndall Air Force Base and a quick 15-minute boat ride to Shell Island. The two story 3 bed, 2.5 bath townhome has amazing water views from the living room, kitchen, dining and bonus room. The house has been beautifully remodeled to include a new kitchen with Quartz countertops, new soft close cabinets with pull out shelves, tile backsplash, copper farmhouse sink, built in wine refrigerator, fingerprint resistant black stainless-steel appliances, gas stove and custom lighting. There are tile floors throughout the home. Highlights include a ventless gas fireplace, wood plantation shutters, thermal windows, 40-year metal roof, newer downstairs sliding door with built in blinds, new upstairs patio door, 2 new HVAC systems in 2018, new water heater in 2019, fully re-painted inside and out, Generac whole house gas generator, ADT security system and electric hurricane shutters. Downstairs is an open floor plan with lots of light coming into the living room/dining room/ kitchen area, a half bathroom, laundry closet and great storage under the stairs. Upstairs are two guest bedrooms with one having a bonus 10 x 12 area perfect for a reading nook, and an expansive master bedroom that has a 10 x 20 bonus room off of it perfect for a home office/flex room. The master bathroom has a soaking tub, two vanities and a walk-in shower. There are barn doors for the bonus room and master walk in closet. The outdoor spaces are the highlights of the house. The upstairs deck is a great place for evening cocktails, dolphin sightings and catching the gorgeous sunsets! The downstairs slip resistant textured deck is a great place to lounge in the two chair swings, cook out, sit at the bar that is the length of the deck and enjoy watching the boats going by. There is a shade to pull down during the heat of the day. The backyard is fenced in for pets with a double gate so the lawn maintenance crew can still get in to mow. There is a rack system to hold kayaks. The boat lift motor was replaced in 2019, and the jet ski lift was just recently replaced. The property line extends to the water and there is an area to put in kayaks, as well as a bridge to enter the water on foot. A key asset to the community is that there is a large HOA owned dock. The water is 8-9 feet so it can easily handle most boats. The dock was rebuilt in 2019 and has power, water, lights, ladders and a fish cleaning station. You can even jump into the water from the dock for a swim. The HOA fee is currently $215 per month and includes all lawn care for the home and common areas, trash pickup, sprinkler systems for the community, electric to the dock and the dock maintenance. The location is close to Pier 98 Marina to gas up the boat and get bait and Rodeo's Steakhouse restaurant is within walking distance. Many of the neighbors are military or retired. The property is in an AE Flood Zone so flood insurance is required. The seller has a survey and elevation certificate and currently pays $1,100/year for flood insurance while Homeowners is $3,755/year. There is guest parking at the entrance to the neighborhood and at the end of the complex. There are no restrictions on rentals so the property could be used for short term rental. Make your appointment to see this gorgeous, hidden gem today!
Full Property Details
Full Property Details for 5106 Blue Harbor Dr
General
- Sold For: $520,000
- Taxes: $5,476 (2024)
- Status: Closed
- Type: Condo /Townhouse
- Source: Bay_County
- MLS ID: 780556
- Added to Site: 137 day(s) ago
Interior
- Number of Rooms: 9
- Fireplace: Yes
- Fireplace(s): Gas
- Appliances: Gas Range
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Additional Information
- Shared Amenities: Dock, Boat Slip
- Security/Safety: Security System
Exterior
- Exterior Features: Boat Lift, Boat Slip, Covered Patio, Deck, Dock
- Porch/Patio/Deck: Deck
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Additional Parking
Location
- County: Bay
- Subdivision: [No Recorded Subdiv]
- Driving Directions: Heading towards Tyndall on Hwy 98, just past Rodeos Restaurant turn right on Blue Harbor Dr.
School Information
- Elementary School: Tyndall
- Middle School: Rutherford Middle
- High School: Rutherford
Community
- Community Name: 02 - Bay County - Central
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Electric, Fireplace(s)
Utilities
- Sewer: Public Sewer
Structural Information
- Architectural Style: Contemporary
- Construction: Stucco
- Roof: Metal
- Windows: Double Pane Windows
- Sq. Ft. Source: Owner
- Year Built: 1999
Lot Features
- Property View: Bay, Bayou
- Lot Size (Acres): 0.12
- Lot Size (Sq. Ft.): 5,401
- Lot Size: .12
- Lot Dimensions: 0 x 0
- Frontage: Private Road
- Lot Features: Sprinkler System, Paved
- Zoning: Resid Multi-Family
- Fencing (Description): Fenced
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Bayfront, Shoreline - Natural
- Water Front View: Bayfront, Shoreline - Natural
- Boat Dock Slip: Yes
Financial Considerations
- Tax Amount: $5,476
- Tax Year: 2024
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: 24 4S 14W -65.3- 119D4 COM AT PT OF INTERSEC S LI SEC 24 & W R/W 98 TH NELY 150' NW 324.83' NELY 33.66' NELY 26.71 FOR POB NWLY 159.35' NELY 15.42' SELY 32.21' SELY 147.24 SWLY 27.17' TO POB AKA LOT 3 ORB 4601 P 305
- Property ID: 25816-008-000
Listed by Keller Williams Success Realty
Sold by EXP Realty LLC
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Schools
Schools serving 5106 Blue Harbor Dr
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Tyndall Elementary School 7800 Tyndall Pkwy, Tyndall Air Force Base, FL 32403 | PK-8 | 2.5 mi |
Rutherford High School 1000 School Avenue, Panama City, FL 32401 | 6-8 | 3.5 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 5106 Blue Harbor Dr
Date
Details
Price
Change
Source
2/02/2026
Sold
$520,000
-4.59%
MLS
10/18/2025
Listed
$545,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
5106 Blue Harbor Drive, Panama City, FL 32404 (MLS# 780556) is a Condo / Townhouse property that was sold at $520,000 on February 02, 2026. Want to learn more about 5106 Blue Harbor Drive? Do you have questions about finding other Condo / Townhouse real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

