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$799,900 -$39,100 (-4.66%) Price Reduced

  • For Sale
  • Active
  • Condo
  • 3 Beds
  • 2 Full Baths
  • Updated 2 days ago

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Open House: 2:00 PM - 4:00 PM

Sunday 8/9 2:00 PM - 4:00 PM

5115 Gulf Drive #409,Panama City, FL 32408

5115 Gulf Drive #409Panama CityFL32408

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Condo Just Reduced $25K for QUICK CLOSE! This is one of the few condos that has paid off in advance ALL HOA Assessments, including the Everything is a Dollar procurement!! This is THE condo of your dreams! This west-facing unit offers floor to ceiling unobstructed views from the kitchen, dining room, and living area all the way down the beach to Phillips Inlet on a clear day!! Seychelles sits right beside Schooners, so dinner is only an elevator ride away. Situated on the ideal 4th floor, you will be at the perfect height to dodge the noise of the pool deck and have easy access to your room without using the elevators. And, you have a huge balcony that wraps from the master bedroom, past the living room, and all the way around to the guest bedroom balcony! This unit was fully renovated in 2019 and includes all new wood-look luxury vinyl plank flooring, coastal wall colors and furnishings, updated fans and led lighting, wall mounted flat screen TV's, stainless appliances, full sized stackable washer/dryer, new single-level kitchen countertops with porcelain backsplash, white cabinets, and a spectacular master bathroom with double shower heads, tiled walls and floors, and double vanities. It is in pristine condition as the sellers never put it on a rental program. And, Seychelles is one of the only resorts that includes your electricity in your HOA fees! This complex has 2 Gulf front pools, a hot tub, gated parking garage, conference center, and state of the art fitness center! Plus, outdoor closets are available to rent. Note: All measurements are approx. Please verify if important!

Full Property Details for 5115 Gulf Dr #409

General

  • Price: $799,900
  • HOA FEE: $1,267/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $6,467 (2025)
  • Status: Active
  • Type: Condo
  • Source: Bay_County
  • MLS ID: 788896
  • Updated: 8/6/2026
  • Added to Site: 106 day(s) ago

Interior

  • Number of Rooms: 6
  • Interior Features: Balcony, Double Vanity, Main Level Primary, Separate Shower
  • Appliances: Electric Water Heater

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Shared Amenities: Other, See Remarks
  • Pool: Yes
  • Pool Description: Community
  • Spa Description: Community
  • Security/Safety: Security Service

Parking

  • Covered Spaces: 1

Location

  • County: Bay
  • Subdivision: Seychelles Resort Condominium
  • Driving Directions: Driving East on Thomas Drive, turn right onto Spyglass Drive, then turn right again into the parking garage of Treasure Island.

School Information

  • Elementary School: Patronis
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes
  • Assoc. Fees Include: Association Management, Cable TV, Electricity, Fitness Facility, Insurance, Internet, Legal/Accounting, Pest Control, Pool(s), Sewer, Security, Water

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central, Electric

Utilities

  • Utility Description: Cable Connected, Electricity Available, High Speed Internet Available

Structural Information

  • Architectural Style: High Rise
  • Sq. Ft. Source: Appraiser
  • Year Built: 2006

Lot Features

  • Property View: Gulf, Water
  • Lot Dimensions: 0 x 0

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Gulf, Shoreline - Sand
  • Water Front View: Gulf, Shoreline - Sand

Financial Considerations

  • Association Fee: $3,800
  • Assoc Fee Freq.: Quarterly
  • Tax Amount: $6,467
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: SEYCHELLES RESORT CONDOMINIUM UNIT 409 TYPE A ORB 2753 P 1936 2BR/BUNK/2BA ORB 3963 P 24 1425 SQ.FT
  • Property ID: 31437-400-035

Listed by The Premier Property Group

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Listing agents

— 5115 Gulf Dr #409 —

  • The Premier Property Group

  • The Premier Property Group

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 5115 Gulf Dr #409

School District:Bay County School District
NameGradesDistance
Patronis Elementary School
7400 Patronis Dr, Panama City Beach, FL 32408
K-52.1 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-87.5 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-125.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 5115 Gulf Dr #409 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/06/2026
Price Reduced
$799,900
-4.66%
MLS
7/25/2026
Price Reduced
$839,000
-1.18%
MLS
5/27/2026
Price Reduced
$849,000
-4.61%
MLS
4/24/2026
Listed
$890,000
111.9%
MLS
12/08/2017
Sold
$420,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 5115 Gulf Dr #409

Year
Property Taxes
Change
Tax Assessment
Change
2024
$6,434
—
$522,684
-10%
2024
$6,434
3%
$579,700
—
2023
$6,251
49%
$579,700
68%
2021
$4,186
-21%
$345,716
-34%
2022
$5,321
27%
$527,000
61%
2021
$4,186
11%
$326,931
8%
2019
$3,779
-16%
$303,450
-15%
2018
$4,509
6%
$357,000
7%
2017
$4,261
2%
$334,900
4%
2016
$4,164
—
$321,258
7%
2015
$4,149
12%
$300,911
10%
2014
$3,694
25%
$273,555
10%
2013
$2,944
—
$248,686
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 5115 Gulf Dr #409

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by The Premier Property Group

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5115 Gulf Drive #409, Panama City, FL 32408 (MLS# 788896) is a Condo property with 3 bedrooms and 2 full bathrooms. 5115 Gulf Drive #409 is currently listed for $799,900 and was received on April 25, 2026. Want to learn more about 5115 Gulf Drive #409? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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