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$400,000 Just Listed
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Property Description
Welcome to Seychelles 903, an immaculate turnkey 1-bedroom, 2-bath luxury condo on the quieter east end, giving you a front-row seat to 200 feet of pristine white sand and the emerald Gulf waters. This newly updated condo comfortably sleeps 6, contains recently upgraded furniture, updated bedroom set, HVAC installed in 2020, hot water tank installed in 2022, and new Stationmaster LVP throughout installed 9/1/2026. Adding even more value, quarterly HOA dues cover all major utilities, including electricity, water, cable, and WiFi, helping simplify ownership costs. Located within the amenity-rich Seychelles Beach Resort, owners and guests enjoy two Gulf-front pools, a hot tub, fitness center, conference room, covered parking garage with convenient walkover access, optional onsite rental management, and onsite maintenance and security personnel. Located just steps from Schooners and minutes from St. Andrews State Park, golf, marinas, shopping, dining, and entertainment, this condo is perfectly positioned for both relaxation and adventure. The resort has a strong reputation with return visitors, and this particular unit comes with a database of direct renters accrued over the years. All future bookings convey as this unit is privately managed.
Full Property Details
Full Property Details for 5115 Gulf Dr #903
General
- Price: $400,000
- HOA FEE: $790/month
- Taxes: $4,023 (2025)
- Status: Active
- Type: Condo
- Source: Bay_County
- MLS ID: 795881
- Updated: 9/25/2026
- Added to Site: 4 day(s) ago
Interior
- Number of Rooms: 3
- Interior Features: Main Level Primary
- Appliances: Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Water Heater
- Flooring: Plank, Vinyl
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 1
Other Rooms
- Laundry: Stacked
Additional Information
- Shared Amenities: Barbecue
- Pool: Yes
- Pool Description: Electric Heat, In Ground, Community
- Security/Safety: Building Security, Closed Circuit Camera(s), Fire Sprinkler System, Secured Garage/Parking, Fire Alarm, Smoke Detector(s)
Exterior
- Porch/Patio/Deck: Balcony
Parking
- Garage: Yes
- Garage Spaces: 100
Location
- County: Bay
- Subdivision: Seychelles Resort Condominium
- Driving Directions: Off of Thomas Dr, next to Schooners.
School Information
- Elementary School: Patronis
- Middle School: Surfside
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
- Assoc. Fees Include: Association Management, Cable TV, Electricity, Fitness Facility, Internet, Legal/Accounting, Maintenance Grounds, Pest Control, Sewer, Security, Trash, Water
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected, Electricity Available, High Speed Internet Available
Structural Information
- Architectural Style: High Rise
- Stories/Levels: 22
- Sq. Ft. Source: Appraiser
- Year Built: 2006
Lot Features
- Property View: Gulf
- Lot Dimensions: 0 x 0
- Zoning: Resort
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Gulf, Shoreline - Sand
- Water Front View: Gulf, Shoreline - Sand
Financial Considerations
- Association Fee: $790
- Assoc Fee Freq.: Monthly
- Tax Amount: $4,023.23
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: SEYCHELLES RESORT CONDOMINIUM UNIT 903 TYPE B ORB 2753 P 1936 1BR/BUNK/2BA ORB 4615 P 940 883 SQ.FT
- Property ID: 31437-400-074
Listed by EXP Realty LLC
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Schools
Schools serving 5115 Gulf Dr #903
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Patronis Elementary School 7400 Patronis Dr, Panama City Beach, FL 32408 | K-5 | 2.1 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 7.5 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 5.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 5115 Gulf Dr #903
Date
Details
Price
Change
Source
9/25/2026
Listed
$400,000
-4.76%
MLS
9/26/2022
Sold
$420,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 5115 Gulf Dr #903
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,983
-15%
$324,000
-15%
2024
$4,699
-2%
$379,100
—
2023
$4,780
91%
$379,100
84%
2021
$2,509
-23%
$205,912
-39%
2022
$3,261
30%
$335,750
75%
2021
$2,509
34%
$191,462
29%
2019
$1,874
-16%
$148,835
-15%
2018
$2,232
2%
$175,100
3%
2017
$2,182
1%
$170,000
3%
2016
$2,152
4%
$164,645
10%
2015
$2,079
6%
$149,390
10%
2014
$1,960
32%
$135,809
10%
2013
$1,482
—
$123,463
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 5115 Gulf Dr #903
5115 Gulf Drive #903, Panama City, FL 32408 (MLS# 795881) is a Condo property with 1 bedroom and 2 full bathrooms. 5115 Gulf Drive #903 is currently listed for $400,000 and was received on September 25, 2026. Want to learn more about 5115 Gulf Drive #903? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

