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$589,999 Just Listed
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Property Description
Experience coastal living at its best with this beautifully maintained duplex just steps from Beach Access #5 and the stunning sugar-white shoreline along the Gulf. Offering a total of four bedrooms and two full baths, the property is configured as two private residences, each featuring two bedrooms and one bathroom, creating an excellent flexibility for personal use, vacation rentals, or long-term tenants. Perfect for those seeking an income-producing property or a beach getaway with added earning potential, this fully furnished duplex is move-in and rental ready from Day One. Outside, the enclosed backyard offers a private setting ideal for pets, entertaining, or unwinding after a day at the beach, while the outdoor fire pit creates a welcoming atmosphere for evening gatherings. Located in a highly sought-after beach community, this property presents an outstanding opportunity for investors and second-home buyers alike. Occupy one side while generating revenue from the other or maximize returns by leasing both units. Opportunities like this are rare in such a prime coastal location. All measurements, details, and information should be verified by buyer and/or buyer's representative.
Full Property Details
Full Property Details for 5220 Beach Dr
General
- Price: $589,999
- Taxes: $2,894 (2025)
- Status: Active
- Type: Duplex
- Source: Bay_County
- MLS ID: 790852
- Updated: 6/5/2026
- Added to Site: 2 day(s) ago
Interior
- Number of Rooms: 4
- Appliances: Electric Range, Electric Water Heater
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 4
Exterior
- Exterior Features: Barbecue, Outdoor Shower
Location
- County: Bay
- Subdivision: Biltmore Beach
- Driving Directions: Traveling on Highway 98 - turn onto Thomas Drive headed South - Turn Right onto Beach Drive - property will be located down on the right.
School Information
- Elementary School: Patronis
- Middle School: Surfside
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Utility Description: Electricity Available
Structural Information
- Architectural Style: Duplex
- Structure Type: Duplex
- Construction: Block
- Roof: Shake
- Stories/Levels: 1
- Sq. Ft. Source: Appraiser
- Year Built: 1972
Lot Features
- Lot Size (Acres): 0.14
- Lot Size (Sq. Ft.): 5,968
- Lot Size: .14
- Lot Dimensions: 50 x 120
- Lot Features: Paved
- Fencing (Description): Fenced
Financial Considerations
- Tax Amount: $2,894
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: BILTMORE BEACH LOT 6 BLK D ORB 3952 P 381 MAP 70B2
- Property ID: 31750-000-000
Listed by LoKation Real Estate
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Schools
Schools serving 5220 Beach Dr
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Patronis Elementary School 7400 Patronis Dr, Panama City Beach, FL 32408 | K-5 | 2 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 7.4 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 5.7 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 5220 Beach Dr
Date
Details
Price
Change
Source
6/05/2026
Listed
$589,999
257.58%
MLS
11/01/2017
Sold
$165,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 5220 Beach Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,814
5%
$256,307
5%
2024
$2,689
5%
$243,045
5%
2023
$2,560
50%
$232,467
63%
2021
$1,708
-10%
$142,726
-17%
2022
$1,895
11%
$172,584
40%
2021
$1,708
16%
$123,347
9%
2019
$1,477
2%
$113,363
3%
2018
$1,453
47%
$109,728
52%
2017
$989
—
$72,123
2%
2016
$988
-2%
$70,702
1%
2015
$1,008
4%
$70,310
—
2014
$967
8%
$70,309
-4%
2013
$899
—
$73,590
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 5220 Beach Dr
5220 Beach Drive, Panama City, FL 32408 (MLS# 790852) is a Duplex property with 4 bedrooms and 2 full bathrooms. 5220 Beach Drive is currently listed for $589,999 and was received on June 05, 2026. Want to learn more about 5220 Beach Drive? Do you have questions about finding other Duplex real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

