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$327,000 Just Listed

  • For Sale
  • Active
  • Condo
  • 2 Beds
  • 2 Full Baths
  • Updated 1 day ago
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SHORT-TERM RENTALS NOW APPROVED! Welcome to waterfront living at Sun Harbor. This fully furnished, two-story end-unit condo offers a rare combination of space, flexibility, and beautiful views of the bay, marina, and pool. The spacious floor plan features 2 bedrooms, 2 full bathrooms, a large kitchen, dedicated dining area, and an open living space ideal for relaxing or entertaining. Two private covered balconies extend the living space outdoors, offering the perfect place to enjoy morning coffee, evening sunsets, and the waterfront surroundings. Boating enthusiasts will appreciate the convenient marina access, with boat slips available for purchase or rent, including options with or without lifts. A new on-site restaurant is also coming soon, adding even more convenience to this unique waterfront community. With short-term rentals now permitted by the association, this property offers exceptional versatility as a primary residence, second home, vacation getaway, or investment property. Fully furnished and ready for its next owner, this is an opportunity to enjoy the waterfront lifestyle from day one.

Full Property Details for 5505 Sun Harbor Rd #181

General

  • Price: $327,000
  • HOA FEE: $425/month
  • Taxes: $3,043 (2025)
  • Status: Active
  • Type: Condo
  • Source: Bay_County
  • MLS ID: 795029
  • Updated: 9/4/2026
  • Added to Site: 1 day(s) ago

Interior

  • Number of Rooms: 2
  • Interior Features: Balcony, Interior Steps, Main Level Primary, Sitting Area in Primary, Tub Shower, Walk-In Pantry
  • Appliances: Electric Cooktop, Electric Oven, Electric Range

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Additional Information

  • Pool: Yes
  • Pool Description: Fenced, In Ground, Community
  • Security/Safety: Security Lights, Fire Alarm, Smoke Detector(s)

Exterior

  • Exterior Features: Boat Lift, Boat Slip, Covered Patio
  • Porch/Patio/Deck: Balcony, Deck, Covered, Patio, Porch

Parking

  • Parking Features: Paved, Parking Lot

Location

  • County: Bay
  • Subdivision: Sun Harbor Condo
  • Driving Directions: From PCB get onto Hathaway Bridge. Make a right onto ramp toward Port/Panama City. Make a right and then immediate right onto Sun Harbor. Turn left into Sun Harbor, first unit on the right corner.

School Information

  • Elementary School: Lucille Moore
  • Middle School: Jinks
  • High School: Bay

Community

  • Community Name: 02 - Bay County - Central
  • Association: Yes
  • Assoc. Fees Include: Cable TV, Insurance, Legal/Accounting, Maintenance Grounds, Pest Control, Pool(s), Trash, Water

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fan(s)
  • Heating Type: Electric

Utilities

  • Sewer: Public Sewer
  • Utility Description: Cable Connected, Electricity Available

Structural Information

  • Architectural Style: Low Rise
  • Construction: Wood Siding
  • Roof: Metal
  • Sq. Ft. Source: Appraiser
  • Year Built: 1984

Lot Features

  • Property View: Bay, Water
  • Lot Dimensions: 0 x 0
  • Frontage: Highway
  • Lot Features: Paved
  • Zoning: Resort

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Bayfront
  • Water Front View: Bayfront
  • Boat Dock Slip: Yes

Financial Considerations

  • Association Fee: $425
  • Assoc Fee Freq.: Monthly
  • Tax Amount: $3,043.74
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: SUN HARBOR CONDO UNIT 181 ORB 968 P 1383 1BR 1B 1200 H&C ORB 4193 P 1451
  • Property ID: 27935-542-000

Listed by EXP Realty LLC

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Listing agents

— 5505 Sun Harbor Rd #181 —

  • EXP Realty LLC

  • EXP Realty LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 5505 Sun Harbor Rd #181

School District:Bay County School District
NameGradesDistance
Lucille Moore Elementary School
1900 Michigan Avenue, Panama City, FL 32405
PK-51.5 mi
Jinks Middle School
600 West 11th Street, Panama City, FL 32401
6-84 mi
Bay High School
1200 Harrison Avenue, Panama City, FL 32401
9-124.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 5505 Sun Harbor Rd #181 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/04/2026
Listed
$327,000
133.57%
MLS
11/18/2019
Sold
$140,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 5505 Sun Harbor Rd #181

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,894
-17%
$225,250
-6%
2024
$3,500
-1%
$240,000
—
2023
$3,547
39%
$240,000
73%
2021
$2,544
-10%
$138,338
-20%
2022
$2,839
12%
$174,000
32%
2021
$2,544
70%
$131,750
45%
2019
$1,500
15%
$91,023
10%
2018
$1,299
15%
$82,748
10%
2017
$1,127
-17%
$75,225
-15%
2016
$1,359
7%
$88,800
10%
2015
$1,268
4%
$80,400
5%
2014
$1,224
21%
$76,577
10%
2013
$1,008
—
$69,615
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 5505 Sun Harbor Rd #181

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by EXP Realty LLC

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5505 Sun Harbor Road #181, Panama City, FL 32401 (MLS# 795029) is a Condo property with 2 bedrooms and 2 full bathrooms. 5505 Sun Harbor Road #181 is currently listed for $327,000 and was received on September 04, 2026. Want to learn more about 5505 Sun Harbor Road #181? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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