5505 Sun Harbor Rd #251 Panama City, FL 32401

Welcome to Sun Harbor, where comfort, convenience, and true waterfront living meet. This impeccably maintained second-level condominium with exceptional water views is being offered fully furnished and beautifully decorated-completely turn key. Whether you are seeking a serene full-time residence, a second home retreat, or a rental investment, this property delivers exceptional value and style. Short term rentals will be allowed in 2026 and, at the end of 2026, a change to allow short term rentals permanently will be considered. Inside, you will be delighted by fresh paint, new vinyl plank flooring throughout, and a thoughtfully renovated kitchen featuring granite countertops, new cabinets that extend to the ceiling, and a stainless-steel dishwasher. The versatile layout comfortably sleeps four, offering a charming bunk room plus a large Murphy bed in the spacious living room, flanked by custom built-in closets. A private covered balcony extends your living space outdoors, showcasing unobstructed views of sparkling waters-perfect for morning coffee, evening relaxation, entertaining guests, or admiring your boat. Every detail has been designed for comfort and function with tasteful décor and ready for immediate occupancy. Here, waterfront living is effortless, yet you are just minutes from the sugar-sand beaches of Panama City Beach and still within the heart of Panama City, just steps from FSU Panama City and Gulf Coast State College. Community & Marina Amenities In addition to endless views and easy parking, Sun Harbor includes a community pool and laundry facility. The adjacent Sun Harbor Marina complex is a premier destination for boating and water enthusiasts, offering over 120 deep-water slips (check availability for lease or rental), a fuel dock, ship store, clean bathhouse, and on-site laundry. The marina store is fully stocked with essentials-from beverages, snacks, and sunscreen to tackle, rods, reels, and gear-making it easy to prepare for a day on the water. Soon, residents will also enjoy a brand-new waterfront restaurant, the perfect place to dine, gather, and watch the sunset over St. Andrew Bay. This Sun Harbor residence represents a rare opportunity to experience the ideal blend of coastal charm and in-town convenience. Exceptionally maintained and nestled in a setting that celebrates both land and sea, this condo is ready to welcome you home.