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$295,000
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Property Description
Motivated Sellers, come take a look today!! Welcome home to this bright and airy 3-bedroom, 2-bath residence perfectly positioned on a spacious .33-acre corner lot in the highly desired Cherokee Heights neighborhood. Located within walking distance of Tommy Smith Elementary and Merritt Brown Middle School, this home offers the ideal blend of comfort and convenience. Step inside to an open-concept living area with cathedral ceilings, creating an easy flow and an abundance of natural light. The living room features a cozy fireplace and plenty of room to gather with family and friends. The kitchen is both functional and stylish, featuring new cabinetry, quartz countertops, and black stainless steel appliances-the perfect setting for everyday meals or weekend entertaining. The primary suite includes tray ceilings, a walk-in closet, and a private bath, while the two additional bedrooms for guests, kids, or an office space. Enjoy outdoor living in the large fenced backyard, complete with a 10' gate for easy access to your boat or toys and a workshop/shed for extra storage. A new HVAC system, new hot water heater, and a 2019 roof provide peace of mind for years to come. The spacious front yard, extended driveway, and sidewalk-lined streets make this home both inviting and practical. Move-in ready and beautifully maintained-this home truly feels like the perfect place to settle in and stay awhile.
Full Property Details
Full Property Details for 5509 Merritt Brown Rd
General
- Price: $295,000
- Taxes: $2,059 (2024)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 780572
- Updated: 1/9/2026
- Added to Site: 92 day(s) ago
Interior
- Number of Rooms: 9
- Interior Features: Pantry
- Appliances: Electric Cooktop, Electric Water Heater
- Flooring: Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Exterior
- Porch/Patio/Deck: Covered, Patio, Porch
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Garage, Garage Door Opener
Location
- County: Bay
- Driving Directions: From Hwy 231, head north and turn right onto Cherokee Heights Road. Then turn left onto Merritt Brown Road — the home will be on the left.
School Information
- Elementary School: Tommy Smith
Community
- Community Name: 02 - Bay County - Central
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected
Structural Information
- Construction: Brick
- Sq. Ft. Source: Appraiser
- Year Built: 2003
Additional Structures
- Other Structures: Shed(s)
Lot Features
- Lot Size (Acres): 0.33
- Lot Size (Sq. Ft.): 14,375
- Lot Size: .33
- Lot Dimensions: 102 x 136
- Lot Features: Sprinkler System, Paved
- Fencing (Description): Full, Fenced, Privacy
Financial Considerations
- Tax Amount: $2,059
- Tax Year: 2024
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: CHEROKEE HEIGHTS LOT 30 ORB 4240 P 1839
- Property ID: 05860-130-000
Listed by EXP Realty LLC
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Schools
Schools serving 5509 Merritt Brown Rd
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Tommy Smith Elementary School 5044 Tommy Smith Drive, Panama City, FL 32404 | PK-5 | 0.2 mi |
Merritt Brown Middle School 5044 Merritt Brown Way, Panama City, FL 32404 | 6-8 | 0.2 mi |
Bay High School 1200 Harrison Avenue, Panama City, FL 32401 | 9-12 | 7.4 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 5509 Merritt Brown Rd
Date
Details
Price
Change
Source
1/09/2026
Price Reduced
$295,000
-1.63%
MLS
11/29/2025
Price Reduced
$299,900
-1.67%
MLS
11/02/2025
Price Reduced
$305,000
-1.61%
MLS
10/18/2025
Listed
$310,000
42.86%
MLS
4/08/2020
Sold
$217,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 5509 Merritt Brown Rd
Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,059
2%
$202,713
3%
2023
$2,016
12%
$196,809
6%
2021
$1,798
—
$185,512
-3%
2022
$1,807
1%
$191,077
83%
2021
$1,798
121%
$104,521
2%
2019
$815
-38%
$102,171
-28%
2018
$1,313
21%
$142,027
17%
2017
$1,088
-4%
$121,790
-1%
2016
$1,136
-5%
$123,287
-1%
2015
$1,198
1%
$124,782
1%
2014
$1,186
9%
$123,972
-1%
2013
$1,084
—
$125,364
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 5509 Merritt Brown Rd
5509 Merritt Brown Road, Panama City, FL 32404 (MLS# 780572) is a Single Family property with 3 bedrooms and 2 full bathrooms. 5509 Merritt Brown Road is currently listed for $295,000 and was received on October 18, 2025. Want to learn more about 5509 Merritt Brown Road? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

