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$190,000 Just Listed

  • For Sale
  • Active
  • Mobile Home
  • 3 Beds
  • 2 Full Baths
  • Updated 3 days ago
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Great opportunity near the east end of Panama City Beach! This 3-bedroom, 2-bath manufactured home sits on a spacious quarter-acre lot with no HOA, offering flexibility and strong potential for cash-flow investors or owner-occupants alike. The home features brand-new appliances, a functional split floor plan, and comfortable living spaces throughout. Outside, enjoy a fully fenced yard-ideal for pets, storage, or outdoor entertaining-plus a detached shed for added convenience. Located just minutes from the beach, shopping, dining, and entertainment, this property combines location, land, and rental potential in one hard-to-find package. Whether you're looking to add to your investment portfolio or secure an affordable property close to the Gulf, this is an opportunity you don't want to miss.

Full Property Details for 640 Lagoon Oaks Cir

General

  • Price: $190,000
  • Taxes: $1,316 (2025)
  • Status: Active
  • Type: Mobile Home
  • Source: Bay_County
  • MLS ID: 783803
  • Updated: 1/16/2026
  • Added to Site: 3 day(s) ago

Interior

  • Number of Rooms: 3

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Location

  • County: Bay
  • Subdivision: Lagoon Oaks
  • Driving Directions: Heading south on Navy Blvd turn right onto north lagoon dr, then turn right onto lagoon oaks dr, then a right on lagoon oaks cir. Home is on the left.

School Information

  • Elementary School: Patronis
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air

Structural Information

  • Architectural Style: Manufactured Home
  • Sq. Ft. Source: Appraiser
  • Year Built: 1994

Lot Features

  • Lot Size (Acres): 0.25
  • Lot Size (Sq. Ft.): 10,890
  • Lot Size: .25
  • Lot Dimensions: 84 x 130

Financial Considerations

  • Tax Amount: $1,316
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: NORTH LAGOON OAKS LOT 3 BLK B ORB 3902 P 546
  • Property ID: 30166-754-000

Listed by Beachy Beach Real Estate

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Listing agent

— 640 Lagoon Oaks Cir —

  • Beachy Beach Real Estate

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 640 Lagoon Oaks Cir

School District:Bay County School District
NameGradesDistance
Patronis Elementary School
7400 Patronis Dr, Panama City Beach, FL 32408
K-50.4 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-85.6 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-123.7 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 640 Lagoon Oaks Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/16/2026
Listed
$190,000
216.67%
MLS
5/11/2017
Sold
$60,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 640 Lagoon Oaks Cir

Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,097
9%
$95,624
10%
2023
$1,006
25%
$86,999
25%
2021
$802
-6%
$69,789
-11%
2022
$854
6%
$78,266
38%
2021
$802
28%
$56,539
19%
2019
$626
-10%
$47,539
-9%
2018
$693
11%
$52,174
13%
2017
$624
-7%
$46,307
-6%
2016
$672
-6%
$49,212
-4%
2015
$713
-5%
$51,029
-6%
2014
$753
3%
$54,114
-9%
2013
$734
—
$59,457
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 640 Lagoon Oaks Cir

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Beachy Beach Real Estate

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640 Lagoon Oaks Circle, Panama City, FL 32408 (MLS# 783803) is a Mobile Home property with 3 bedrooms and 2 full bathrooms. 640 Lagoon Oaks Circle is currently listed for $190,000 and was received on January 16, 2026. Want to learn more about 640 Lagoon Oaks Circle? Do you have questions about finding other Mobile Home real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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