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$135,000
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Property Description
Welcome to 6439 Zinnia Street, a fully gutted 3-bedroom, 2-bathroom flip home located on a beautiful waterfront lot along Bayou George Creek in Panama City. This property offers a rare opportunity to complete a renovation with major systems already replaced. The home features new electrical, plumbing, roof, and HVAC, providing a strong, reliable foundation and peace of mind for future owners. With the core upgrades complete, buyers can focus on finishing the interior to match their style or investment goals. Situated on a scenic lot with direct creek frontage, the property offers tranquil views, privacy, and excellent potential for outdoor living, entertaining, or future enhancements. Ideal for investors, flippers, or buyers seeking a customizable project, this home combines essential upgrades with a desirable waterfront setting, an opportunity not to be missed. Schedule your showing today.
Full Property Details
Full Property Details for 6439 Zinnia St
General
- Sold For: $135,000
- Taxes: $634 (2025)
- Status: Closed
- Type: Single Family
- Source: Bay_County
- MLS ID: 784114
- Added to Site: 61 day(s) ago
Interior
- Number of Rooms: 3
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Exterior
- Exterior Features: Patio
- Porch/Patio/Deck: Enclosed, Patio
Location
- County: Bay
- Subdivision: Tidewater Estates
- Driving Directions: North on Highway 231, Left
School Information
- Elementary School: Tommy Smith
- Middle School: Merritt Brown
- High School: Rutherford
Community
- Community Name: 05 - Bay County - East
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Fireplace(s)
Structural Information
- Architectural Style: Traditional
- Roof: Composition, Shingle
- Sq. Ft. Source: Appraiser
- Year Built: 1965
Additional Structures
- Other Structures: Guest House, Shed(s)
Lot Features
- Lot Size (Acres): 0.34
- Lot Size (Sq. Ft.): 14,636
- Lot Size: .34
- Lot Dimensions: 125 x 120
Water Features
- Water Front: Yes
- Water Front Desc.: Creek
- Water Front View: Creek
Financial Considerations
- Tax Amount: $634
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: TIDEWATER ESTATES BEG 55' SWLY OF SE COR OF LOT 19 TH CONT SWLY 108.90' NWLY 129.02' NELY 123.50' SELY 109.37' TO POB BEING PART OF LOTS 19 & 20 ORB 1457 P 636 (19.1) BLK F ORB 3344 P 1064
- Property ID: 05808-010-000
Listed by Empire Real Estate of Florida LLC
Sold by Keller Williams Realty Emerald Coast
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Schools
Schools serving 6439 Zinnia St
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Tommy Smith Elementary School 5044 Tommy Smith Drive, Panama City, FL 32404 | PK-5 | 1.4 mi |
Merritt Brown Middle School 5044 Merritt Brown Way, Panama City, FL 32404 | 6-8 | 1.4 mi |
Rutherford High School 1000 School Avenue, Panama City, FL 32401 | 6-8 | 7.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 6439 Zinnia St
Date
Details
Price
Change
Source
3/09/2026
Sold
$135,000
-6.9%
MLS
2/12/2026
Price Reduced
$145,000
-13.69%
MLS
1/23/2026
Listed
$168,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
6439 Zinnia Street, Panama City, FL 32404 (MLS# 784114) is a Single Family property that was sold at $135,000 on March 09, 2026. Want to learn more about 6439 Zinnia Street? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

