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$168,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • Updated 13 days ago
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Welcome to 6439 Zinnia Street, a fully gutted 3-bedroom, 2-bathroom flip home located on a beautiful waterfront lot along Bayou George Creek in Panama City. This property offers a rare opportunity to complete a renovation with major systems already replaced. The home features new electrical, plumbing, roof, and HVAC, providing a strong, reliable foundation and peace of mind for future owners. With the core upgrades complete, buyers can focus on finishing the interior to match their style or investment goals. Situated on a scenic lot with direct creek frontage, the property offers tranquil views, privacy, and excellent potential for outdoor living, entertaining, or future enhancements. Ideal for investors, flippers, or buyers seeking a customizable project, this home combines essential upgrades with a desirable waterfront setting, an opportunity not to be missed. Schedule your showing today.

Full Property Details for 6439 Zinnia St

General

  • Price: $168,000
  • Taxes: $634 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 784114
  • Updated: 1/23/2026
  • Added to Site: 13 day(s) ago

Interior

  • Number of Rooms: 3

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Exterior

  • Exterior Features: Patio
  • Porch/Patio/Deck: Enclosed, Patio

Location

  • County: Bay
  • Subdivision: Tidewater Estates
  • Driving Directions: North on Highway 231, Left

School Information

  • Elementary School: Tommy Smith
  • Middle School: Merritt Brown
  • High School: Rutherford

Community

  • Community Name: 05 - Bay County - East

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Fireplace(s)

Structural Information

  • Architectural Style: Traditional
  • Sq. Ft. Source: Appraiser
  • Year Built: 1965

Additional Structures

  • Other Structures: Guest House, Shed(s)

Lot Features

  • Lot Size (Acres): 0.34
  • Lot Size (Sq. Ft.): 14,636
  • Lot Size: .34
  • Lot Dimensions: 125 x 120

Water Features

  • Water Front: Yes
  • Water Front Desc.: Creek
  • Water Front View: Creek

Financial Considerations

  • Tax Amount: $634
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: TIDEWATER ESTATES BEG 55' SWLY OF SE COR OF LOT 19 TH CONT SWLY 108.90' NWLY 129.02' NELY 123.50' SELY 109.37' TO POB BEING PART OF LOTS 19 & 20 ORB 1457 P 636 (19.1) BLK F ORB 3344 P 1064
  • Property ID: 05808-010-000

Listed by Empire Real Estate of Florida LLC

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Listing agents

— 6439 Zinnia St —

  • Empire Real Estate of Florida LLC

  • Empire Real Estate of Florida LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 6439 Zinnia St

School District:Bay County School District
NameGradesDistance
Tommy Smith Elementary School
5044 Tommy Smith Drive, Panama City, FL 32404
PK-51.4 mi
Merritt Brown Middle School
5044 Merritt Brown Way, Panama City, FL 32404
6-81.4 mi
Rutherford High School
1000 School Avenue, Panama City, FL 32401
6-87.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 6439 Zinnia St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/23/2026
Listed
$168,000
86.67%
MLS
7/21/2025
Sold
$90,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 6439 Zinnia St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$594
-4%
$87,594
2%
2024
$616
4%
$85,893
3%
2023
$595
13%
$83,391
6%
2021
$526
-2%
$78,604
-3%
2022
$535
2%
$80,962
4%
2021
$526
27%
$77,519
25%
2019
$413
-21%
$62,253
-19%
2018
$524
1%
$77,189
2%
2017
$517
-8%
$75,705
-3%
2016
$561
-5%
$78,224
-1%
2015
$591
-3%
$78,684
-2%
2014
$608
11%
$80,059
1%
2013
$550
—
$79,375
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 6439 Zinnia St

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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with our affiliated lender
NMLS#: 1598647

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Listed by Empire Real Estate of Florida LLC

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6439 Zinnia Street, Panama City, FL 32404 (MLS# 784114) is a Single Family property with 3 bedrooms and 2 full bathrooms. 6439 Zinnia Street is currently listed for $168,000 and was received on January 24, 2026. Want to learn more about 6439 Zinnia Street? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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