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$599,900 Sale Pending

  • For Sale
  • Pending
  • Single Family
  • 4 Beds
  • 2 Full Baths
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Looking for a waterfront home with Gulf access, a private boat dock, boat lift, and pool in Panama City? This beautifully renovated 4-bedroom, 2-bath home offers approximately 100 feet of waterfront and the coastal Florida lifestyle buyers are searching for. The home has been thoughtfully updated with fresh interior paint, updated flooring, newer lighting, and a bright, inviting layout. The renovated kitchen features modern cabinetry, sleek countertops, and newer appliances, offering both style and functionality. The spacious primary suite includes a large walk in closet and plenty of natural light, while three additional bedrooms provide room for family, guests, a home office, or flex space. Step outside to your own waterfront backyard retreat. The inground pool, installed in 2022, is perfect for relaxing or entertaining, while the private dock and boat lift make it easy to enjoy boating and fishing right from home. With direct Gulf-access living and approximately 100 feet of water frontage, this property is ideal for buyers searching for a Florida waterfront home with boating access. Conveniently located near Tyndall Air Force Base, shopping, restaurants, schools, churches, and everyday amenities, this home offers the perfect combination of waterfront living and convenience. If you have been searching for a renovated waterfront home for sale near Tyndall AFB, a Gulf-access home with a boat lift, or a 4-bedroom pool home on the water, this move-in-ready property deserves a closer look.

Full Property Details for 7432 Chipewa St

General

  • Price: $599,900
  • Taxes: $3,250 (2024)
  • Status: Pending
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 782813
  • Updated: 9/16/2026
  • Added to Site: 39 day(s) ago

Interior

  • Number of Rooms: 4
  • Interior Features: Double Vanity, Jetted Tub, Main Level Primary, Separate Shower
  • Appliances: Electric Oven, Electric Water Heater

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: In Ground, Private

Exterior

  • Exterior Features: Boat Lift, Boat Slip, Dock, Fire Pit

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking Features: Garage, Garage Door Opener, Paved

Location

  • County: Bay
  • Subdivision: Baxter Subdivision
  • Driving Directions: Tyndall Parkway to east on Cherry St., then go south on Star Ave. and then left on Chipewa St before crossing over bridge at Callaway Bayou.

School Information

  • Elementary School: Callaway
  • Middle School: Rutherford Middle
  • High School: Rutherford

Community

  • Community Name: 02 - Bay County - Central

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central, Electric, Fireplace(s)

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electricity Available

Structural Information

  • Architectural Style: Contemporary
  • Construction: Brick
  • Stories/Levels: 1
  • Sq. Ft. Source: Appraiser
  • Year Built: 1976

Lot Features

  • Property View: Bayou
  • Lot Size (Acres): 0.37
  • Lot Size (Sq. Ft.): 16,117
  • Lot Size: .37
  • Lot Dimensions: 100 x 160
  • Frontage: City Street
  • Lot Features: Sprinkler System, Paved
  • Zoning: Resid Single Family
  • Fencing (Description): Fenced

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Bayou
  • Water Front View: Bayou

Financial Considerations

  • Tax Amount: $3,250
  • Tax Year: 2024

Disclosures and Reports

  • Legal Description: BAXTER SUBDIVISION LOT 6 BLK B ORB 4173 P 553 132A1
  • Property ID: 06778-035-000

Listed by EXP Realty LLC

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Listing agents

— 7432 Chipewa St —

  • EXP Realty LLC

  • EXP Realty LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 7432 Chipewa St

School District:Bay County School District
NameGradesDistance
Callaway Elementary School
7115 E Highway 22, Panama City, FL 32404
K-50.7 mi
Rutherford High School
1000 School Avenue, Panama City, FL 32401
6-83.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 7432 Chipewa St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/03/2026
Price Reduced
$599,900
-4%
MLS
8/15/2026
Price Reduced
$624,900
-0.79%
MLS
7/20/2026
Price Reduced
$629,900
-3.09%
MLS
4/03/2026
Price Reduced
$650,000
-2.26%
MLS
3/15/2026
Price Reduced
$665,000
-1.48%
MLS
1/09/2026
Price Reduced
$675,000
-2.88%
MLS
12/19/2025
Listed
$695,000
157.88%
MLS
9/16/2019
Sold
$269,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 7432 Chipewa St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,349
3%
$285,294
3%
2024
$3,250
2%
$277,254
3%
2023
$3,182
19%
$269,179
12%
2021
$2,671
-2%
$240,392
-4%
2022
$2,733
2%
$250,904
11%
2021
$2,671
73%
$225,613
96%
2019
$1,542
-43%
$115,359
-45%
2018
$2,691
-3%
$210,530
—
2017
$2,784
65%
$209,902
25%
2016
$1,688
-3%
$167,587
1%
2015
$1,738
1%
$166,422
1%
2014
$1,717
9%
$165,101
1%
2013
$1,570
—
$163,967
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 7432 Chipewa St

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by EXP Realty LLC

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7432 Chipewa Street, Panama City, FL 32404 (MLS# 782813) is a Single Family property with 4 bedrooms and 2 full bathrooms. 7432 Chipewa Street is currently listed for $599,900 and was received on September 01, 2026. Want to learn more about 7432 Chipewa Street? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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