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$279,000
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Property Description
***CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS***Looking for a great place to call home as a first time homebuyer or ready to downsize? Look no further than this gem in Shadow Bay. With the convenience of close proximity to Tyndall AFB, shopping and restaurants Shadow Bay is tough to beat for convenience and affordability. There is no HOA. With sidewalks throughout the neighborhood, it is a great place for safely walking the dog or going on a bike ride as a family. This home has a roof that was redone February 14 of 2019, and a water heater and HVAC installed in early 2020. In the living room you will find lots of space for stretching out. The kitchen features newer stainless steel appliances and white cabinets. The master bedroom is generous in size and features a walk in closet and sink area outside of the shower and toilet area, making for ease of one spouse getting ready at the sink while the other is taking a shower. The back yard is fenced in and features a patio with a pergola and lighting on both the pergola and the fence. There is plenty of space to add a pool or create an outdoor living space. Home is also in a flood zone X, the best, meaning the land is high and dry.
Full Property Details
Full Property Details for 7539 Kelsey Dr
General
- Price: $279,000
- Taxes: $1,791 (2024)
- Status: Under Contract
- Type: Single Family
- Source: Bay_County
- MLS ID: 781886
- Updated: 1/16/2026
- Added to Site: 59 day(s) ago
Interior
- Number of Rooms: 10
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Parking
- Garage: Yes
- Garage Spaces: 2
Location
- County: Bay
- Subdivision: Shadow Bay Unt 3 & 4
- Driving Directions: Take Tyndall Parkway south and turn left onto Hwy 22. Turn left into Shadow Bay on Summerset Ave., turn left on Kelsey Dr. House will be 7th house on right.
School Information
- Elementary School: Callaway
- Middle School: Rutherford Middle
- High School: Rutherford
Community
- Community Name: 02 - Bay County - Central
Utilities
- Sewer: Public Sewer
Structural Information
- Architectural Style: Other
- Sq. Ft. Source: Appraiser
- Year Built: 1991
Lot Features
- Lot Size (Acres): 0.16
- Lot Size (Sq. Ft.): 7,013
- Lot Size: .16
- Lot Dimensions: 60 x 117
Financial Considerations
- Tax Amount: $1,791
- Tax Year: 2024
Disclosures and Reports
- Legal Description: SHADOW BAY UNIT 3 & 4 UNIT 3 LOT 2 BLK B ORB 4311 P 761 131D1
- Property ID: 06616-538-000
Listed by Dalton Wade Inc
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Schools
Schools serving 7539 Kelsey Dr
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Callaway Elementary School 7115 E Highway 22, Panama City, FL 32404 | K-5 | 0.4 mi |
Rutherford High School 1000 School Avenue, Panama City, FL 32401 | 6-8 | 3.2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 7539 Kelsey Dr
Date
Details
Price
Change
Source
11/20/2025
Listed
$279,000
49.2%
MLS
10/08/2020
Sold
$187,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 7539 Kelsey Dr
Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,791
2%
$170,903
3%
2023
$1,748
12%
$165,925
6%
2021
$1,557
-1%
$156,400
-3%
2022
$1,572
1%
$161,092
89%
2021
$1,557
38%
$85,421
1%
2019
$1,130
-29%
$84,565
-32%
2018
$1,583
-4%
$123,808
-1%
2017
$1,654
-4%
$124,745
-1%
2016
$1,714
-4%
$125,957
-1%
2015
$1,789
40%
$127,364
-1%
2014
$1,278
-3%
$128,858
-7%
2013
$1,314
—
$139,055
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 7539 Kelsey Dr
7539 Kelsey Drive, Panama City, FL 32404 (MLS# 781886) is a Single Family property with 3 bedrooms and 2 full bathrooms. 7539 Kelsey Drive is currently listed for $279,000 and was received on November 20, 2025. Want to learn more about 7539 Kelsey Drive? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

