8021 Surf Dr Panama City, FL 32408

Wake up to the sound of waves and step directly from your patio onto the sugar-white sands of Panama City Beach. This rare Gulf-front townhouse offers unobstructed views, private beach access, and a setting that captures the essence of classic coastal living. The main living level features a bright, open layout with tile flooring and recessed lighting. The kitchen offers generous cabinetry, ample counter space, and a breakfast bar that flows naturally into the dining and living areas. Just inside the Gulf-side exit, a wet bar with ice maker adds convenience for beach days and outdoor entertaining, allowing effortless transitions between indoor comfort and outdoor living. Outdoor spaces truly define this home. An oversized Gulf-front patio overlooks the dunes and opens to a private boardwalk leading straight to the beach, creating a direct and seamless connection to the shoreline. Upstairs, the primary suite enjoys beautiful Gulf views, private balcony access, and an en-suite bath. A second bedroom and additional full baths provide comfort and flexibility for family or guests. Concrete block construction, interior laundry, excellent storage, and a thoughtfully designed two-story layout complete the offering. Lovingly maintained and never used as a rental, this home reflects pride of ownership throughout. Located on Surf Drive in the established Silver Sands Beach area, this property offers a quieter beachfront setting while remaining close to dining, shopping, and local attractions.