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$220,000

  • For Sale
  • Active
  • Duplex
  • 5 Beds
  • 3 Full Baths
  • Updated 9 days ago
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Investor Alert! Duplex + Big Lot with Expansion Potential - FHA 203(k) Eligible! Opportunity knocks in Springfield! This 2,260 sq ft permitted duplex sits on a large .31-acre corner lot-zoned mixed-use with the option to build another duplex or rezone for single-family residential. Live in one unit and rent the other, or lease both for instant income. Upstairs: 3 beds / 2 baths + ensuite primary Downstairs: 2 beds / 1 bath + yard access Each unit features indoor laundry, separate utilities, and individual meters-ideal for long- or short-term tenants. Upgrades include: new windows, PEX plumbing, electrical wiring, HVAC & ductwork, recessed lighting, tankless water heater, 2019 roof, new siding, exterior stairs, RV hookups & storage shed. Just 7 miles to Tyndall AFB and 25 minutes to Panama City Beach. Bonus: construction materials on site convey! Expand, rezone, or rent-this property offers options and income! Schedule your showing and Let's Make Deal Today!

Full Property Details for 819 Russ Lake Dr

General

  • Price: $220,000
  • Taxes: $1,352 (2024)
  • Status: Active
  • Type: Duplex
  • Source: Bay_County
  • MLS ID: 769484
  • Updated: 11/26/2025
  • Added to Site: 163 day(s) ago

Interior

  • Number of Rooms: 5

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 5

Location

  • County: Bay
  • Subdivision: No Named Subdivision
  • Driving Directions: Head north on C R 392/Navy Blvd/Thomas Dr  0.5 mi Turn right  0.4 mi Use the right 2 lanes to take the ramp to US-98 E  0.3 mi Keep left to continue on US-98 E  8.4 mi Turn right onto School Ave  0.5 mi Turn left onto E 11th St  0.8 mi Turn right onto Russ Lake Dr  Destination will be on the right  0.2 mi 819 Russ Lake Dr Panama City, FL 32404

School Information

  • Elementary School: Parker
  • Middle School: Rutherford Middle
  • High School: Rutherford

Community

  • Community Name: 02 - Bay County - Central

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Utility Description: Electricity Available

Structural Information

  • Architectural Style: Duplex
  • Structure Type: Duplex
  • Sq. Ft. Source: Appraiser
  • Year Built: 1971

Lot Features

  • Lot Size (Acres): 0.31
  • Lot Size (Sq. Ft.): 13,547
  • Lot Size: .31
  • Lot Dimensions: 97 x 140

Financial Considerations

  • Tax Amount: $1,352
  • Tax Year: 2024

Disclosures and Reports

  • Legal Description: 1-4S-14W-106-118A3 BEG SW COR SEC N 2010' E 1290' S 519.59' FOR POB W 97.5' S 140' E 97.5' N 140' TO BEG ORB 4501 P 354
  • Property ID: 15033-000-000
Buyer's Brokerage Compensation: Contact Listing Agent
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— 819 Russ Lake Dr —

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 819 Russ Lake Dr

School District:Bay County School District
NameGradesDistance
Parker Elementary School
640 South Highway 22 A, Panama City, FL 32404
PK-52 mi
Rutherford High School
1000 School Avenue, Panama City, FL 32401
6-80.6 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 819 Russ Lake Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/07/2025
Price Reduced
$220,000
-8.3%
MLS
8/08/2025
Price Reduced
$239,900
-4%
MLS
5/24/2025
Price Reduced
$249,900
-3.85%
MLS
4/12/2025
Price Reduced
$259,900
-5.49%
MLS
2/27/2025
Listed
$275,000
292.86%
MLS
12/17/2021
Sold
$70,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 819 Russ Lake Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,352
8%
$74,017
10%
2023
$1,254
12%
$67,266
11%
2022
$1,122
-28%
$60,699
-33%
2021
$1,559
—
$91,013
8%
2021
$1,559
7%
$84,631
-8%
2019
$1,455
-8%
$91,536
-8%
2018
$1,574
3%
$98,997
5%
2017
$1,523
-2%
$94,167
—
2016
$1,560
-3%
$94,419
-1%
2015
$1,605
-14%
$95,050
-1%
2014
$1,871
90%
$95,681
3%
2013
$983
—
$92,667
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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819 Russ Lake Drive, Panama City, FL 32404 (MLS# 769484) is a Duplex property with 5 bedrooms and 3 full bathrooms. 819 Russ Lake Drive is currently listed for $220,000 and was received on August 08, 2025. This property is listed by Catriese Johnson from our Panama City Beach - Thomas Dr. Office.Want to learn more about 819 Russ Lake Drive? Do you have questions about finding other Duplex real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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