This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/51
$849,900
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/51
Property Description
Welcome to Grande Surf Club--an exclusive Gulf-front retreat where low-density living meets elevated coastal comfort. With only 28 residences and just two per floor, this intimate community offers a rare level of privacy along one of Panama City Beach's most desirable stretches of coastline. This west-end 3-bedroom, 2-bath residence features a spacious, open layout filled with natural light and a wraparound balcony showcasing sweeping coastline views from sunrise to sunset. From the tranquil jetties to the endless Gulf horizon, the backdrop is nothing short of spectacular. The expansive living area flows seamlessly to the balcony, creating the perfect setting for entertaining or simply relaxing to the sound of the waves. The Gulf-front primary suite serves as a private retreat with direct balcony access, dual walk-in closets, double vanities, a jetted soaking tub, and a separate tiled shower--designed for comfort and relaxation. A standout feature of this residence is the covered parking space located under the building, a highly desirable upgrade valued at approximately $50,000--offering both convenience and protection that many units simply do not have. Residents of Grande Surf Club enjoy a heated beachfront pool and a pristine, uncrowded shoreline just steps away. Despite the peaceful, tucked-away feel, you're just a short beach stroll from dining, entertainment, and the upcoming Tootsies venue--blending privacy with accessibility. Recent building enhancements include a complete exterior paint and seal (2024), new fire control system (2025), new domestic water pump, and all structural engineering and elevator inspections current as of 2025--providing confidence in the building's quality and upkeep. Whether you're seeking a full-time residence, second home, or investment opportunity, this is Gulf-front living at its best--refined, private, and truly hard to find in today's market.
Full Property Details
Full Property Details for 8601 Surf Dr #10W
General
- Price: $849,900
- Taxes: $9,456 (2025)
- Status: Active
- Type: Condo
- Source: Bay_County
- MLS ID: 788641
- Updated: 4/20/2026
- Added to Site: 16 day(s) ago
Interior
- Number of Rooms: 5
- Appliances: Electric Range, Electric Water Heater
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Additional Information
- Shared Amenities: Beach Rights
- Pool: Yes
- Pool Description: Gas Heat, In Ground, Community
- Security/Safety: Gated Community, Smoke Detector(s)
Exterior
- Porch/Patio/Deck: Balcony
Parking
- Covered Spaces: 1
Location
- County: Bay
- Subdivision: Grande Surf Club Condo
- Driving Directions: From Hwy 98 and Joan Ave, travel south on Joan Ave, cross over Thomas Drive, 2nd high rise on the right.
School Information
- Elementary School: Breakfast Point
- Middle School: Breakfast Point
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Heat Pump
- Heating Type: Electric, Heat Pump
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected, Electricity Available
Structural Information
- Architectural Style: High Rise
- Construction: Stucco
- Roof: Flat
- Windows: Double Pane Windows
- Stories/Levels: 15
- Sq. Ft. Source: Appraiser
- Year Built: 2000
Lot Features
- Property View: Gulf
- Lot Features: Paved
- Zoning: County, Resid Single Family
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Gulf
- Water Front View: Gulf
Financial Considerations
- Tax Amount: $9,456
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: GRANDE SURF CLUB CONDO UNIT 10 WEST ORB 4637 P 577 2BR 2B 1783 H&C
- Property ID: 30473-170-020
Listed by LPT Realty LLC
Get Pre-Approved Today
Schools
Schools serving 8601 Surf Dr #10W
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Breakfast Point Academy 601 N Richard Jackson Boulevard, Panama City Beach, FL 32407 | K-8 | 2.3 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 3.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 8601 Surf Dr #10W
Date
Details
Price
Change
Source
4/20/2026
Listed
$849,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 8601 Surf Dr #10W
Year
Property Taxes
Change
Tax Assessment
Change
2024
$8,833
—
$710,186
-10%
2024
$8,833
17%
$790,500
31%
2023
$7,539
20%
$603,500
9%
2021
$6,295
-3%
$554,158
—
2022
$6,468
3%
$554,158
26%
2021
$6,295
29%
$440,970
8%
2019
$4,875
-2%
$408,307
—
2018
$4,955
11%
$408,307
—
2017
$4,458
14%
$408,307
20%
2016
$3,927
-8%
$340,000
-5%
2015
$4,267
3%
$358,383
3%
2014
$4,144
18%
$348,500
6%
2013
$3,526
—
$327,250
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 8601 Surf Dr #10W
8601 Surf Drive #10W, Panama City, FL 32408 (MLS# 788641) is a Condo property with 3 bedrooms and 2 full bathrooms. 8601 Surf Drive #10W is currently listed for $849,900 and was received on April 20, 2026. Want to learn more about 8601 Surf Drive #10W? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

