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$189,000

  • For Sale
  • Active
  • Condo
  • 1 Full Bath
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Great little efficiency rental condo on the east side of Panama City Beach. Fresh paint and nice tile floors. Murphy Bed. Unit is an onsite rental through Ocean Terrace. Just a quick 1 minute stroll to the Gulf front pool and a 2 minute walk to the beach! Perfect for first time investor or family beach spot!

Full Property Details for 8618 Surf Dr #112

General

  • Price: $189,000
  • Taxes: $2,193 (2024)
  • Status: Active
  • Type: Condo
  • Source: Bay_County
  • MLS ID: 778354
  • Updated: 12/2/2025
  • Added to Site: 142 day(s) ago

Interior

  • Appliances: Electric Range, Electric Water Heater

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1

Additional Information

  • Pool: Yes
  • Pool Description: In Ground, Community
  • Security/Safety: Smoke Detector(s)

Exterior

  • Porch/Patio/Deck: Covered, Patio

Parking

  • Parking Features: Parking Lot

Location

  • County: Bay
  • Subdivision: Ocean Terr. Condo.
  • Driving Directions: West on Front Beach Road from the Hathaway Bridge turn left on Joan Avenue. Straight over Thomas Drive and street will turn left onto Surf Drive. Ocean Terrace will be on left.

School Information

  • Elementary School: Breakfast Point
  • Middle School: Breakfast Point
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ductless, Wall Unit(s)
  • Heating Type: Ductless

Utilities

  • Sewer: Public Sewer
  • Utility Description: High Speed Internet Available

Structural Information

  • Architectural Style: Low Rise
  • Stories/Levels: 2
  • Sq. Ft. Source: Appraiser
  • Year Built: 1985

Lot Features

  • Property View: Gulf
  • Lot Dimensions: 0*0
  • Lot Features: Paved

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Shoreline - Sand
  • Water Front View: Shoreline - Sand

Financial Considerations

  • Tax Amount: $2,193
  • Tax Year: 2024

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: OCEAN TERRACE PHASE II CONDO UNIT 112 (EFFICENCY) ORB 877 P 680 1B EFF 448 H&C ORB 4664 P 943
  • Property ID: 30464-321-000

Listed by Coastal Heritage Real Estate LLC

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Listing agent

— 8618 Surf Dr #112 —

  • Coastal Heritage Real Estate LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 8618 Surf Dr #112

School District:Bay County School District
NameGradesDistance
Breakfast Point Academy
601 N Richard Jackson Boulevard, Panama City Beach, FL 32407
K-82.2 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-123.2 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 8618 Surf Dr #112 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/24/2025
Price Reduced
$189,000
-5.03%
MLS
10/15/2025
Price Reduced
$199,000
-9.13%
MLS
8/27/2025
Listed
$219,000
9.5%
MLS
1/20/2023
Sold
$200,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 8618 Surf Dr #112

Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,193
32%
$175,194
8%
2023
$1,662
41%
$161,736
70%
2021
$1,182
4%
$95,200
—
2022
$1,141
-3%
$95,200
23%
2021
$1,182
53%
$77,459
30%
2019
$774
—
$59,584
3%
2018
$774
8%
$57,720
6%
2017
$714
9%
$54,400
13%
2016
$654
7%
$47,936
11%
2015
$613
4%
$43,366
10%
2014
$587
28%
$39,424
10%
2013
$459
—
$35,840
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 8618 Surf Dr #112

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Coastal Heritage Real Estate LLC

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8618 Surf Drive #112, Panama City, FL 32408 (MLS# 778354) is a Condo property with 0 bedrooms and 1 full bathroom. 8618 Surf Drive #112 is currently listed for $189,000 and was received on August 29, 2025. Want to learn more about 8618 Surf Drive #112? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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