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$199,000
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Property Description
Located just steps from the Gulf, this clean and well-maintained efficiency/studio condo offers an easy coastal retreat in the heart of PCB East. The unit features a smart, functional layout with a Murphy bed to maximize living space and is being sold furnished and rental ready. Already part of the on-site rental program, this property offers flexibility for buyers looking for a private beach getaway or an income-producing investment. Enjoy Gulf-side pool access and a convenient location close to restaurants, shopping, entertainment, and all that Panama City Beach has to offer. Contact an agent today to schedule your private tour.
Full Property Details
Full Property Details for 8618 Surf Dr #117
General
- Price: $199,000
- Taxes: $1,709 (2025)
- Status: Active
- Type: Condo
- Source: Bay_County
- MLS ID: 789118
- Updated: 4/29/2026
- Added to Site: 20 day(s) ago
Interior
- Appliances: Electric Range, Electric Water Heater
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Additional Information
- Shared Amenities: Marina
- Pool: Yes
- Pool Description: Fenced, In Ground, Community
Exterior
- Porch/Patio/Deck: Covered, Patio
Parking
- Parking Features: Parking Lot
Location
- County: Bay
- Subdivision: Ocean Terr. Condo.
- Driving Directions: West on Front Beach Road from the Hathaway Bridge turn left on Joan Avenue. Straight over Thomas Drive and street will turn left onto Surf Drive. Ocean Terrace will be on right.
School Information
- Elementary School: Breakfast Point
- Middle School: Breakfast Point
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected, High Speed Internet Available
Structural Information
- Architectural Style: Low Rise
- Construction: Concrete, Stucco
- Stories/Levels: 2
- Sq. Ft. Source: Appraiser
- Year Built: 1985
Lot Features
- Property View: Gulf
- Lot Dimensions: 0 x 0
- Lot Features: Paved
Water Features
- Water View: Yes
- Water Front Desc.: Shoreline - Sand
- Water Front View: Shoreline - Sand
Financial Considerations
- Tax Amount: $1,709
- Tax Year: 2025
Disclosures and Reports
- Legal Description: OCEAN TERRACE PHASE II CONDO UNIT 117 (EFFICENCY) ORB 3289 P 2120 1B EFF 448 H&C
- Property ID: 30464-326-000
Listed by Counts Real Estate Group Inc
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Schools
Schools serving 8618 Surf Dr #117
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Breakfast Point Academy 601 N Richard Jackson Boulevard, Panama City Beach, FL 32407 | K-8 | 2.2 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 3.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 8618 Surf Dr #117
Date
Details
Price
Change
Source
4/29/2026
Listed
$199,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 8618 Surf Dr #117
Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,640
—
$105,557
-40%
2024
$1,640
7%
$175,194
8%
2023
$1,539
48%
$161,736
70%
2021
$1,040
—
$95,200
—
2022
$1,045
—
$95,200
23%
2021
$1,040
34%
$77,459
30%
2019
$774
—
$59,584
3%
2018
$774
8%
$57,720
6%
2017
$714
9%
$54,400
13%
2016
$654
7%
$47,936
11%
2015
$613
4%
$43,366
10%
2014
$587
28%
$39,424
10%
2013
$459
—
$35,840
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 8618 Surf Dr #117
8618 Surf Drive #117, Panama City, FL 32408 (MLS# 789118) is a Condo property with 0 bedrooms and 1 full bathroom. 8618 Surf Drive #117 is currently listed for $199,000 and was received on April 29, 2026. Want to learn more about 8618 Surf Drive #117? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

