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$4,500,000
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Property Description
''Above All'' the ultimate beach house, finished in May 2025! Backed by a $400,000 first-year rental income guarantee, this Gulf-front luxury retreat offers peace of mind from day one. If it doesn't hit that target with the current management, the seller will cut you a check for $50,000. Whether you're investing or just want a place to escape, Above All is the kind of beach home that checks every box.Freshly styled with over $150,000 of brand-new designer furnishings, high-end accessories, 12 smart TVs, a 412 Game Arcade Console and custom window treatments, this home feels like a luxury resort--only it's all yours With 7 spacious bedrooms, 8 full baths + a half bath, and a smart layout, everyone gets their own space and privacy, making it perfect for big families or group getaways. The main living area has an 30x30 open floor plan that offers a view of the beach from wherever you stand, welcoming with a chef-style kitchen at the center. You'll love the massive 10'x5' Kitchen Island with granite slabs imported from Brazil, dual fridges, wraparound seating, and 75" a wall-mounted TVall facing the water through hurricane-rated windows and a 10' sliding glass door. Step outside and enjoy the kind of outdoor living most people only dream of. A huge 30x25' beachfront deck, not a splash pool, but a heated 12x23' Gulf-front pool with an 8x6' sun shelf. Designed with safety and beauty in mind, the pool is completed with a sleek powder coated aluminum fence that won't block the view, and strong reinforced balcony railings for extra safety. Every living space was design for the utmost in relaxation, entertaining, and simply soaking up the sunsets. This isn't just a pretty faceit's built for the long haul. The first beachfront home on Panama City Beach built on 12x12 concrete pilings (not wood), driven 20 feet deep for unmatched stability and strength. Most fasteners and fittings are made of Stainless Steel, right down to the beach walkway, this house is built to last. The house is wrapped in Hardie Board siding, secured with stainless screws, and topped with a rust-proof aluminum roof that is sure to last 30 years or more. Large hurricane-impact windows and triple-pane Therma-Tru doors bring in the views while keeping you protected. A full commercial-grade fire suppression system, with 24 hour monitoring, adds another layer of safety across all floors and outdoor spaces. And then there's the architectural showstopper: the largest-ever 6x6 Energy Star octagonal window, bringing in beautiful natural light and giving the home a signature, high-end feel you won't find anywhere else. Upstairs, the third floor offers extra guest suites and a bonus living areagreat for movies, game nights, a pool table, air hockey, to give you a little space to unwind after a beach day. And wait until you see the Master Suite, a 16 ft ceiling with Chapel Windows that will carry you away on the clouds. And to sit and watch the sunset, how about your own personal lounge area with coffee / wine bar! Yours to unplug and unwind in, in this private oasis. Got toys? You're covered with room to park up to 9 vehicles, including jet skis. And best of all? No HOA, no restrictionsjust your own private slice of paradise with the freedom to enjoy it how you want. You're also steps away from all the excitement, including the soon-to-open Tootsies (this will be the closest beach house), Top Golf, and Dolly's Pirates Voyage, with Pier Park just down the road for shopping, dining, and fun. Whether you're looking for a high-performing short-term rental, a family beach compound, or a long-term investment built for the future, "Above All" lives up to its name. Buyer to verify all dimensions.
Full Property Details
Full Property Details for 8711 Surf Dr
General
- Price: $4,500,000
- Taxes: $14,820 (2024)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 977364
- Updated: 1/16/2026
- Added to Site: 234 day(s) ago
Interior
- Rooms/Areas: Bedroom, Bonus Room, Den, Kitchen, Master Bedroom, Storage
- Interior Features: Breakfast Bar, Ceiling Cathedral, Ceiling Crwn Molding, Floor Tile, Furnished - All, Kitchen Island, Newly Painted, Owner's Closet, Pantry, Window Bay, Window Treatment All
- Appliances: Dishwasher, Disposal, Dryer, Fire Alarm/Sprinkler, Microwave, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Gas, Washer
Rooms
Bathrooms
- Total Bathrooms: 9
- Full Bathrooms: 8
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 7
Other Rooms
- Kitchen: Kitchen
- Den: Yes
- Storage: Storage
Additional Information
- Pool: Yes
Exterior
- Exterior Features: Balcony, Columns, Deck Covered, Deck Open, Patio Covered, Pool - Gunite Concrt, Pool - In-Ground
Location
- Area: 27 - Bay County
- County: Bay
- Subdivision: No Named Subdivision
- Driving Directions: Heading east on Thomas Drive, turn right onto Joan Avenue, then take another right onto Surf Drive. The home is located next to Gulf Crest Condominiums, right on the gulf. It's also located less than half a mile near the old Spinnaker building, now home to new Tootsies.
School Information
- Elementary School: Breakfast Point
- Middle School: Breakfast Point
- High School: Arnold
Heating & Cooling
- Heating/Cooling: AC - 2 or More, AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Storm Windows, Water Heater - Elect
Utilities
- Utility Description: Electric, Gas - Natural, Public Sewer, Public Water, TV Cable
Structural Information
- Architectural Style: Beach House
- Construction: Concrete, Foundation On Piling, Frame, Roof Metal, Siding CmntFbrHrdBrd
- Stories/Levels: 4
- Square Feet: 4,715
- Sq. Ft. Source: Building Plan
- Year Built: 2025
Lot Features
- Lot Size (Acres): 0.28
- Lot Dimensions: Irregular
- Street/Road Desc.: County Road, Paved Road
- Lot Features: Dead End, Flood Insurance Req, Survey Available
- Zoning: Resid Single Family
Water Features
- Water Front Type: Gulf
Financial Considerations
- Tax Amount: $14,820
- Tax Year: 2024
- Terms: Conventional
Disclosures and Reports
- Legal Description: See docs tab for full details.6 4S 15W -8- 58B3 COM AT THE NW COR OF NE1/4 OF SW1/4 TH RUN S 1023.35' TH S54 DEG E 194.42' FOR POB TH RUN N35 DEG E 131.92' TO THE SLY R/W LINE OF SURF DR TH RUN S51 DEG E ALONG SAID R/W LINE 35.95' TH S52 DEG E 14.05' TH S35 DEG W 5' N51 DEG W 14.05' S35 DEG W 328.65' TO THE MEAN HIGH WATER LINE TH RUN N59 DEG W ALONG SAID MHWL 36.23' TH RUN N35
- APN: 30195-000-000
Listed by Compass
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Schools
Schools serving 8711 Surf Dr
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Breakfast Point Academy 601 N Richard Jackson Boulevard, Panama City Beach, FL 32407 | K-8 | 2.2 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 3.2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 8711 Surf Dr
Date
Details
Price
Change
Source
1/16/2026
Price Increased
$4,500,000
1.41%
MLS
7/07/2025
Price Reduced
$4,437,500
-4.57%
MLS
5/27/2025
Listed
$4,650,000
431.43%
MLS
7/16/2019
Sold
$875,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 8711 Surf Dr
Year
Property Taxes
Change
Tax Assessment
Change
2024
$15,278
-3%
$1,243,260
-20%
2023
$15,776
51%
$1,551,000
74%
2021
$10,472
-11%
$891,120
-19%
2022
$11,763
12%
$1,099,800
41%
2021
$10,472
38%
$778,320
40%
2019
$7,566
16%
$555,507
10%
2018
$6,520
12%
$505,006
8%
2017
$5,843
9%
$468,120
12%
2016
$5,358
3%
$417,360
6%
2015
$5,210
3%
$394,800
3%
2014
$5,055
14%
$383,520
1%
2013
$4,445
—
$380,643
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 8711 Surf Dr
8711 Surf Drive, Panama City, FL 32408 (MLS# 977364) is a Single Family property with 7 bedrooms, 8 full bathrooms and 1 partial bathroom. 8711 Surf Drive is currently listed for $4,500,000 and was received on May 27, 2025. Want to learn more about 8711 Surf Drive? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

