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$614,900
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Property Description
Premier Gulf-Front Living at Gulf Crest! Unit 1404 offers the coastal escape buyers are searching for. This generously sized 2-bedroom, 2-bath residence with bunk area features a highly efficient layout and an ideal mid-stack position in the sought-after 23-story Gulfcrest tower. With 9-foot ceilings, an open-concept design, and expansive sliding glass doors, the condo is flooded with natural light and showcases sweeping Gulf and sunset views from the balcony, living area, dining space, kitchen, and primary suite-creating a seamless indoor-outdoor living experience. Designed with a relaxed coastal aesthetic in mind, the home lives like a beach house while offering all the conveniences of condominium ownership. Whether used as a second home, full-time residence, or vacation rental, this turnkey unit is move-in and rental ready. It conveys fully furnished with top quality furnishings, has cohesive décor throughout, and has been meticulously cared for. Durable hard-surface flooring throughout (premium LVP in living area and bedrooms) ensures easy upkeep and low maintenance. The well-appointed kitchen opens to the main living area and is fully equipped for everyday living or entertaining. Recent appliance upgrades include a Bosch dishwasher and Samsung refrigerator. Step outside to the spacious covered balcony-an ideal setting to enjoy Gulf breezes, sunsets, and evening gatherings. The Gulf-front primary suite enjoys direct balcony access and includes a private bath with walk-in shower, dual vanities, and a large walk-in closet. Additional features include a private deeded parking space, ample storage, multiple closets, and a full-size stackable washer and dryer. The flexible layout allows sleeping accommodations for up to eight guests. With strong rental appeal and excellent income potential, buyers also have the option to honor post-closing reservations. Gulfcrest HOA completed their Milestone report in 2025 and SIRS report in 2025. Reserve accounts are fully funded, there are no special assessment, and HOA dues on the development are some of the lowest on the beach. Gulf Crest amenities are also among the best on the beach and include an ample parking deck with the aforementioned assigned parking, two large Gulf-front pools, two hot tubs, a kiddie pool, poolside Tiki Bar & Grill, 294 feet of sugar-white beachfront with seasonal beach service, a Gulf-front fitness center, owner's lounge, billiards room, and three high-speed elevators. Private showings available-schedule yours today.
Full Property Details
Full Property Details for 8715 Surf Dr #1404
General
- Price: $614,900
- Taxes: $7,138 (2025)
- Status: Active
- Type: Condo
- Source: Bay_County
- MLS ID: 784199
- Updated: 2/12/2026
- Added to Site: 21 day(s) ago
Interior
- Number of Rooms: 6
- Appliances: Electric Range, Electric Water Heater
- Flooring: Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Additional Information
- Shared Amenities: Gazebo
- Pool: Yes
- Pool Description: Electric Heat, In Ground, Community
- Spa Description: Community
- Security/Safety: Fire Alarm, Security Gate, Smoke Detector(s)
Exterior
- Porch/Patio/Deck: Balcony
Parking
- Garage: Yes
- Garage Spaces: 1
- Parking Features: Gated
Location
- County: Bay
- Subdivision: Gulf Crest Condo
- Driving Directions: Via US 98 E Take US-98 E/Back Beach Rd/Panama City Beach Pkwy -Turn right onto Moylan Rd. Turn left onto Front Beach Rd. Turn right onto Joan Ave. Turn right onto Surf Dr. Arrive at the Gulf Crest development.
School Information
- Elementary School: Breakfast Point
- Middle School: Breakfast Point
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected, Electricity Available, Phone Connected
Structural Information
- Architectural Style: High Rise
- Construction: Concrete, Stucco
- Elevator: Yes
- Sq. Ft. Source: Appraiser
- Year Built: 2004
- Other Struct. Feat.: Dumpster
Lot Features
- Property View: Gulf
- Lot Dimensions: 0 x 0
- Frontage: City Street
- Lot Features: Paved
- Zoning: Resid Multi-Family
Water Features
- Water Front: Yes
- Water View: Yes
Financial Considerations
- Tax Amount: $7,138
- Tax Year: 2025
Disclosures and Reports
- Legal Description: GULF CREST CONDO UNIT 1404 CP#B-1404 ORB 2420 P 1978 2BD/2BR TYPE B ORB 3480 P 2145 1310 H&C
- Property ID: 30473-385-000
Listed by Keller Williams Realty Emerald
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Schools
Schools serving 8715 Surf Dr #1404
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Breakfast Point Academy 601 N Richard Jackson Boulevard, Panama City Beach, FL 32407 | K-8 | 2.1 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 3.1 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 8715 Surf Dr #1404
Date
Details
Price
Change
Source
1/26/2026
Listed
$614,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 8715 Surf Dr #1404
Year
Property Taxes
Change
Tax Assessment
Change
2025
100%
$1
—
2024
100%
$1
—
2023
100%
$1
—
2022
100%
$1
—
2020
—
$1
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 8715 Surf Dr #1404
8715 Surf Drive #1404, Panama City, FL 32408 (MLS# 784199) is a Condo property with 2 bedrooms and 2 full bathrooms. 8715 Surf Drive #1404 is currently listed for $614,900 and was received on January 26, 2026. Want to learn more about 8715 Surf Drive #1404? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

