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$650,000
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Property Description
Enjoy elevated coastal living from this 20th-floor Gulf-front residence at Gulf Crest Condominiums, offering breathtaking panoramic views of emerald waters and sugar-white sands. From the oversized beachfront balcony, dolphins and stingrays are frequently spotted gliding through the surf--an unforgettable daily bonus that truly sets this unit apart. This bright, coastal-style 2-bedroom, 2-bath condo with bonus bunks features a well-designed split floor plan that offers both comfort and privacy, ideal for owners and guests alike. The open living, dining, and kitchen areas are filled with natural light and designed to fully capture the stunning Gulf views, with floor-to-ceiling glass doors leading directly to the expansive balcony--perfect for morning coffee, sunset cocktails, or relaxing to the sound of the waves. The primary suite serves as a peaceful retreat with direct Gulf views and a beautifully updated en-suite bathroom featuring a tiled walk-in shower and double vanity. Recent upgrades include all new furniture (less than two years old), a new refrigerator, stove, master shower, and air conditioner, offering peace of mind and turnkey convenience for the next owner. Hurricane shutters on the oceanfront windows provide added protection and value. The guest bedroom and bunk area provide flexible accommodations, making this layout especially attractive for families and vacation renters. As an added bonus, this unit is approximately 80% booked--nearly fully booked through June--demonstrating strong rental demand and excellent income potential. Gulf Crest Condominiums is a gated, resort-style community featuring two beachfront pools, hot tubs, a tiki bar, fitness center, and direct beach access. Centrally located in the heart of Panama City Beach, the property is less than one mile from Walmart and Walgreens and just minutes from shopping, dining, and entertainment. Whether you're searching for a primary residence, a second home, or a proven income-producing vacation rental, this exceptional unit delivers on views, updates, location, and performance--all while offering the opportunity to personalize over time.
Full Property Details
Full Property Details for 8715 Surf Dr #2002B
General
- Price: $650,000
- Taxes: $7,334 (2025)
- Status: Active
- Type: Condo
- Source: Bay_County
- MLS ID: 785546
- Updated: 3/6/2026
- Added to Site: 48 day(s) ago
Interior
- Number of Rooms: 7
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Additional Information
- Shared Amenities: Beach Rights, Game Room, Gated, Barbecue
- Pool: Yes
- Pool Description: Community
Exterior
- Porch/Patio/Deck: Balcony
Location
- County: Bay
- Subdivision: Gulf Crest Condo
- Driving Directions: Via US 98 E Take US-98 E/Back Beach Rd/Panama City Beach Pkwy -Turn right onto Moylan Rd. Turn left onto Front Beach Rd. Turn right onto Joan Ave. Turn right onto Surf Dr. Arrive at Gulf Crest Condos.
School Information
- Elementary School: Breakfast Point
- Middle School: Breakfast Point
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected
Structural Information
- Architectural Style: High Rise
- Sq. Ft. Source: Appraiser
- Year Built: 2004
Lot Features
- Property View: Gulf
- Lot Dimensions: 0 x 0
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Gulf, Shoreline - Sand
- Water Front View: Gulf, Shoreline - Sand
Financial Considerations
- Tax Amount: $7,334
- Tax Year: 2025
Disclosures and Reports
- Legal Description: GULF CREST CONDO UNIT 2002 CP#C-2002 ORB 2420 P 1978 2BD/2BR TYPE B ORB 4507 P 35 1310 H&C
- Property ID: 30473-425-000
Listed by Superior Of Florida, LLC.
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Schools
Schools serving 8715 Surf Dr #2002B
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Breakfast Point Academy 601 N Richard Jackson Boulevard, Panama City Beach, FL 32407 | K-8 | 2.1 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 3.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 8715 Surf Dr #2002B
Date
Details
Price
Change
Source
2/20/2026
Listed
$650,000
13.04%
MLS
12/29/2021
Sold
$575,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 8715 Surf Dr #2002B
Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,308
-15%
$578,000
-3%
2024
$7,405
8%
$592,833
7%
2023
$6,888
48%
$552,075
43%
2021
$4,650
-18%
$386,750
-21%
2022
$5,676
22%
$488,325
42%
2021
$4,650
26%
$344,250
12%
2019
$3,680
3%
$306,425
5%
2018
$3,570
9%
$291,338
1%
2017
$3,266
-1%
$287,300
1%
2016
$3,294
—
$284,750
4%
2015
$3,286
10%
$274,236
10%
2014
$2,974
19%
$249,305
8%
2013
$2,505
—
$231,625
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 8715 Surf Dr #2002B
8715 Surf Drive #2002B, Panama City, FL 32408 (MLS# 785546) is a Condo property with 2 bedrooms and 2 full bathrooms. 8715 Surf Drive #2002B is currently listed for $650,000 and was received on February 20, 2026. Want to learn more about 8715 Surf Drive #2002B? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

