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$275,000 Just Listed
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Property Description
This 3/2 country cottage has been lovingly owned and maintained by the original owners for over 40 years, withstood Hurricane Michael like a champ, and is ready for you to make your own. Come see the quiet and pastoral Bear Creek neighborhood that makes this area one of north Bay County's most appealing, and take a stroll around the 1.27 acre site. A 24 x 48 workshop with concrete slab and roll up door provides plenty of room for tools and toys, and the nostalgic A-frame is neat as a pin. Come see this lovely property today, and find your place in the country!
Full Property Details
Full Property Details for 8725 Tracy Way
General
- Price: $275,000
- Taxes: $579 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 785663
- Updated: 2/22/2026
- Added to Site: 2 day(s) ago
Interior
- Number of Rooms: 8
- Appliances: Electric Oven, Electric Range
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Exterior
- Porch/Patio/Deck: Covered, Porch
Parking
- Parking Features: Paved
Location
- County: Bay
- Subdivision: [No Recorded Subdiv]
- Driving Directions: NORTH ON HWY 231 TO RIGHT ON SOUTH BEAR CREEK ROAD TO RIGHT ON TRACY WAY. HOME ON RIGHT IN CUL-DE-SAC.
School Information
- Elementary School: Waller
- Middle School: Merritt Brown
- High School: Rutherford
Community
- Community Name: 05 - Bay County - East
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Utility Description: Electricity Available, High Speed Internet Available
Structural Information
- Architectural Style: A-Frame
- Construction: Metal Siding, Vinyl Siding, Wood Frame
- Roof: Metal
- Doors: Insulated Doors
- Stories/Levels: 2
- Sq. Ft. Source: Listing Agent
- Year Built: 1985
Additional Structures
- Other Structures: Outbuilding, Workshop
Lot Features
- Lot Size (Acres): 1.27
- Lot Size (Sq. Ft.): 55,321
- Lot Size: 1.27
- Lot Dimensions: ~35 x 415 x 255 x 330
- Lot Features: Cul-De-Sac, Paved
- Zoning: Resid Single Family
Financial Considerations
- Tax Amount: $579
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: 16 2S 12W -3.157- 201B PARCEL KNOWN AS LOT 19 CREEK FOREST ESTATES UNIT ONE UNREC ORB 1035 P 1089
- Property ID: 03805-314-000
Listed by Woods Realty Group, LLC
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Schools
Schools serving 8725 Tracy Way
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Waller Elementary School 11332 East Highway 388, Youngstown, FL 32466 | PK-5 | 4.2 mi |
Merritt Brown Middle School 5044 Merritt Brown Way, Panama City, FL 32404 | 6-8 | 7.8 mi |
Rutherford High School 1000 School Avenue, Panama City, FL 32401 | 6-8 | 13.6 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 8725 Tracy Way
Date
Details
Price
Change
Source
2/22/2026
Listed
$275,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 8725 Tracy Way
Year
Property Taxes
Change
Tax Assessment
Change
2025
$579
-2%
$91,449
3%
2024
$591
8%
$88,872
12%
2023
$547
41%
$79,558
36%
2021
$387
1%
$58,515
-3%
2022
$385
-1%
$60,270
4%
2021
$387
1%
$57,707
—
2019
$385
-19%
$57,631
-19%
2018
$475
-6%
$71,289
-4%
2017
$503
-3%
$74,224
-1%
2016
$520
-5%
$74,870
-1%
2015
$549
-2%
$75,516
-1%
2014
$563
10%
$76,643
1%
2013
$512
—
$76,147
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 8725 Tracy Way
8725 Tracy Way, Panama City, FL 32404 (MLS# 785663) is a Single Family property with 3 bedrooms and 2 full bathrooms. 8725 Tracy Way is currently listed for $275,000 and was received on February 22, 2026. Want to learn more about 8725 Tracy Way? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

