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$425,000

  • For Sale
  • Active
  • Condo
  • 3 Beds
  • 3 Full Baths
  • 1,322 Sq. Ft.
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INVESTOR ALERT: Legal Airbnb yielding approx 6 CAP, sold turnkey with all future bookings! Instant cash flow - beautifully furnished & decorated 2 story condo in Panama City Beach! Two blocks from the beach with water views of the PRIVATE DOCK on St Andrews Bay. Two story unit, 3 bed 3 full baths sleeps 8 for optimal cash flow. Huge primary suite. Steps from community pool, tennis, clubhouse, sauna, BBQ - minutes from go-karts, amusement parks, golf, dining, entertainment! Low HOA, Gated community. Seller is a Superhost and will manage for 6 mos for FREE to teach new investors! Income reports available & show potential upside. OR - live in & cash flow while away! Unincorporated Bay county = low STR taxes. Largest + best decor + best situated unit in complex! Call listing agent for access.

Full Property Details for 8730 Thomas Dr #409

General

  • Price: $425,000
  • HOA FEE: $943/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $3,981 (2024)
  • Status: Active
  • Type: Condo
  • Source: Greater_Miami
  • MLS ID: A11868763
  • Updated: 9/5/2025
  • Added to Site: 142 day(s) ago

Interior

  • Interior Features: Interior Hall, Second Floor Entry, Vaulted Ceiling(s)
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Electric Range, Refrigerator, Self-Cleaning Oven, Washer
  • Flooring: Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Primary Bathroom: Combination Tub & Shower, Dual Sinks

Bedrooms

  • Total Bedrooms: 3
  • Bedroom Features: Entry Level, Primary Bath Tub, Primary Bedroom Upstairs, Sitting Area - Primary Bedroom

Other Rooms

  • Dining Room: Family/Dining Combination, Snack Bar/Counter
  • Laundry: Washer/Dryer Hook-Up

Additional Information

  • Shared Amenities: Barbecue, Bike/Jog Path, Boat Dock, Clubhouse-Clubroom, Community Room, Fishing Pier, Marina, Pool, Private Pool, Sauna, Tennis Court(s)
  • Maint. Includes: Building Exterior, Common Area, Insurance, Landscaping/Lawn Maintenance, Manager, Outside Maintenance, Parking, Pool Service, Roof Repairs, Sewer, Trash Removal, Water
  • Security/Safety: Curr Owner Wind Mit, Curr Owner Wind Mitig Cert Avail, Other

Exterior

  • Exterior Features: Open Balcony
  • Deck/Patio: Open Balcony

Parking

  • Parking Features: 2 Or More Spaces, Additional Spaces Available, Guest, Open

Location

  • Area: Villas St Thomas
  • County: Bay County
  • Subdivision: Villas St Thomas, Villas at St Thomas
  • Building Name: Villas at St Thomas
  • Direction Faces: Northeast

Community

  • Community Name: Villas St Thomas
  • Association: Yes
  • Pets Allowed: Yes

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central, Gas

Structural Information

  • Structure Type: Condo 1-4 Stories, Condo
  • Detached/Attached: Attached
  • Construction: Stucco
  • Entry Floor Number: 2
  • Building Size: 1322
  • Square Feet: 1,322
  • Living Area: 1,322 Sq. Ft.
  • Year Built: 1984

Lot Features

  • Property View: Bay, Canal, Pool Area View
  • Frontage: Bay

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Canal Front

Financial Considerations

  • Price Per Sq. Ft.: $321.48
  • Association Fee: $2,828
  • Assoc Fee Freq.: Quarterly
  • Tax Amount: $3,981
  • Tax Year: 2024
  • Terms: All Cash, Conventional

Disclosures and Reports

  • Legal Description: VILLAS OF ST THOMAS IV UNIT 409 TYPE E ORB 972 P 1550 3BR 3B 1322 H&C ORB 4687 P 1947
  • Restrictions: Daily Rentals Allowed, Dock Restrictions, Ok To Lease
  • Inclusions: Community Boat Dock, 0 to 20 Ft Boat, Beach Access, Common Dock
  • Property ID: 30473-057-000

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— 8730 Thomas Dr #409 —

  • VIP Real Estate

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 8730 Thomas Dr #409

School District:Bay County School District
NameGradesDistance
Breakfast Point Academy
601 N Richard Jackson Boulevard, Panama City Beach, FL 32407
K-82.2 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-123.1 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 8730 Thomas Dr #409 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/28/2025
Listed
$425,000
6.38%
MLS
4/28/2023
Sold
$399,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 8730 Thomas Dr #409

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,981
14%
$320,663
2%
2023
$3,484
47%
$314,500
62%
2021
$2,368
-9%
$194,119
-13%
2022
$2,616
10%
$222,700
20%
2021
$2,368
18%
$184,875
28%
2019
$2,006
13%
$144,813
10%
2018
$1,777
11%
$131,648
4%
2017
$1,595
11%
$127,075
17%
2016
$1,437
-3%
$108,800
—
2015
$1,476
-5%
$108,800
-5%
2014
$1,553
8%
$114,750
4%
2013
$1,441
—
$110,519
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 8730 Thomas Dr #409

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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8730 Thomas Dr #409, Panama City, FL 32408 (MLS# A11868763) is a Condo property with 3 bedrooms and 3 full bathrooms. 8730 Thomas Dr #409 is currently listed for $425,000 and was received on August 28, 2025. Want to learn more about 8730 Thomas Dr #409? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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