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$259,000 Just Listed

  • For Sale
  • Active
  • Condo
  • 1 Full Bath
  • Updated 6 hours ago
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GROUND FLOOR + POOLSIDE CONVENIENCE! This beautifully situated ground-floor studio at Top of the Gulf puts you just steps from the resort pool and Gulf-front beach--no elevators, no stairs, just easy access to everything you came to Panama City Beach to enjoy! Unit 101 offers a convenient layout with two queen beds plus a set of bunk beds in the hallway, comfortably accommodating all your guests. Whether you're looking for a personal beach getaway, a vacation rental investment, or both, this location makes enjoying the beach incredibly easy. Top of the Gulf offers a beachfront pool, children's pool, fitness center, game room, shuffleboard, seasonal snack bar, laundry facilities, on-site parking and direct access to the beautiful Gulf beaches. And when you're ready for food, drinks and live entertainment, Tootsie's Orchid Lounge is right next door! You're also close to shopping, restaurants, attractions and everything Panama City Beach has to offer. Ground floor. Poolside. Beachfront. And steps from the action. It doesn't get much more convenient than this!

Full Property Details for 8817 S Thomas Dr #A101

General

  • Price: $259,000
  • HOA FEE: $525/month
  • Taxes: $2,525 (2025)
  • Status: Active
  • Type: Condo
  • Source: Bay_County
  • MLS ID: 795209
  • Updated: Today (9/9/2026)
  • Added to Site: Today

Interior

  • Number of Rooms: 1
  • Appliances: Electric Oven, Electric Water Heater

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1

Additional Information

  • Pool: Yes
  • Pool Description: In Ground, Community
  • Security/Safety: Security Guard, Security Service

Exterior

  • Exterior Features: Patio
  • Porch/Patio/Deck: Patio

Parking

  • Parking Features: Parking Lot

Location

  • County: Bay
  • Subdivision: Top Of The Gulf Condo.
  • Driving Directions: East on Thomas Drive, go past Signal Hill Golf Course and take a right at your first traffic light, then an immediate left. The second right into the parking lot is Top of the Gulf.

School Information

  • Elementary School: Breakfast Point
  • Middle School: Breakfast Point
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes
  • Assoc. Fees Include: Cable TV, Fitness Facility, Maintenance Grounds, Maintenance Structure, Pest Control, Pool(s), Sewer, Trash, Water

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Utility Description: Cable Connected

Structural Information

  • Architectural Style: High Rise
  • Construction: Concrete
  • Elevator: Yes
  • Stories/Levels: 8
  • Sq. Ft. Source: Appraiser
  • Year Built: 1976
  • Other Struct. Feat.: Dumpster

Lot Features

  • Property View: Gulf
  • Lot Dimensions: 0 x 0

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Gulf
  • Water Front View: Gulf

Financial Considerations

  • Association Fee: $525
  • Assoc Fee Freq.: Monthly
  • Tax Amount: $2,525.04
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: TOP OF THE GULF CONDO UNIT # A-101 ORB 504 P 566 ORB 3434 P 1806 EFF 1B 489 H&C
  • Property ID: 34994-101-000

Listed by EXP Realty LLC

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Listing agent

— 8817 S Thomas Dr #A101 —

  • EXP Realty LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 8817 S Thomas Dr #A101

School District:Bay County School District
NameGradesDistance
Breakfast Point Academy
601 N Richard Jackson Boulevard, Panama City Beach, FL 32407
K-81.8 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-122.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 8817 S Thomas Dr #A101 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/09/2026
Listed
$259,000
530.17%
MLS
8/07/2012
Sold
$41,100
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 8817 S Thomas Dr #A101

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,019
-18%
$212,500
-2%
2024
$2,454
4%
$216,750
—
2023
$2,367
44%
$216,750
57%
2021
$1,648
-16%
$137,700
-26%
2022
$1,959
19%
$186,023
71%
2021
$1,648
41%
$108,543
21%
2019
$1,169
7%
$89,603
10%
2018
$1,095
21%
$81,457
3%
2017
$905
10%
$79,050
11%
2016
$826
9%
$70,975
16%
2015
$755
9%
$61,200
9%
2014
$693
10%
$56,100
—
2013
$630
—
$56,100
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 8817 S Thomas Dr #A101

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by EXP Realty LLC

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8817 S Thomas Drive #A101, Panama City, FL 32408 (MLS# 795209) is a Condo property with 0 bedrooms and 1 full bathroom. 8817 S Thomas Drive #A101 is currently listed for $259,000 and was received on September 10, 2026. Want to learn more about 8817 S Thomas Drive #A101? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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