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$249,000
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Property Description
Investor-friendly beach getaway opportunity at Top of the Gulf Condominiums priced under $250K! This updated first-floor studio offers strong vacation rental appeal and an unbeatable location within walking distance to the brand new Tootsies Orchid Lounge, dining, entertainment, and beach attractions. The unit features a coastal design with 2 spacious beds, a renovated bathroom, upgraded kitchen with new countertops, backsplash, appliances, and a spacious private patio. Additional updates include flooring, HVAC, and hot water heater in 2022. Located just steps from the pool, tiki bar, fitness center, game room, and private beach access. Top of the Gulf has also completed extensive property improvements including windows, doors, exterior epoxy flooring, and beach accessibility enhancements
Full Property Details
Full Property Details for 8817 S Thomas Dr #A114
General
- Price: $249,000
- HOA FEE: $525/month
- Taxes: $2,585 (2025)
- Status: Active
- Type: Condo
- Source: Regional
- MLS ID: B26029232
- Updated: 5/31/2026
- Added to Site: 40 day(s) ago
Interior
- Interior Features: None, Bar
- Appliances: Microwave, Oven, Range, Refrigerator
- Furnished: Yes
- Furnishings: Furnished
- Flooring: Laminate
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
- Main Floor Baths: 1
Additional Information
- Shared Amenities: Beach Rights, Beach Access, Billiard Room, Clubhouse, Fitness Center, Laundry, Pool, Recreation Facilities
- Pool: Yes
- Pool Description: Association, Heated
- Security/Safety: Smoke Detector(s)
Exterior
- Exterior Features: Outdoor Living Area
- Porch/Patio/Deck: Patio
Parking
- Parking Features: Guest, Permit Required
Location
- County: Bay
- Subdivision: TOP OF THE GULF CONDO
- Direction Faces: West
Community
- Community Name: 5940 - Other Florida County
- Association: Yes
- Assoc. Fees Include: Common Areas, Cable TV, Maintenance Grounds, Maintenance Structure, Pest Control, Pool(s), Recreation Facilities, Sewer, Trash, Water, Internet
- Pets Allowed: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Electricity Connected, Sewer Connected, Water Connected
Structural Information
- Structure Type: Multi Family
- Construction: Other
- Roof: Other
- Entry Floor Number: 1
- Stories/Levels: 1
- Building Size: 489
- Square Feet: 489
- Sq. Ft. Source: Public Records
- Living Area: 489 Sq. Ft.
- Year Built: 1976
- Property Condition: Resale, Updated/Remodeled
Lot Features
- Zoning: Residential
Water Features
- Water Front Desc.: Ocean Access
- Water Front View: Ocean Access
Financial Considerations
- Association Fee: $525
- Assoc Fee Freq.: Monthly
- Assessment Amount: $192,100
- Tax Amount: $2,585
- Tax Year: 2025
- Terms: Cash, Conventional
Disclosures and Reports
- Special Conditions: Standard
- Legal Description: TOP OF THE GULF CONDO UNIT # A-114 EFF 1B 489 H&C ORB 2008 P 985 ORB 2280 P 877 . ORB 4676 P 979
- Property ID: 34994114000
Listed by Luxe Coastal Realty Group LLC
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Schools
Schools serving 8817 S Thomas Dr #A114
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Breakfast Point Academy 601 N Richard Jackson Boulevard, Panama City Beach, FL 32407 | K-8 | 1.8 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 2.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 8817 S Thomas Dr #A114
Date
Details
Price
Change
Source
5/15/2026
Listed
$249,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 8817 S Thomas Dr #A114
8817 S Thomas Drive #A114, Panama City, FL 32408 (MLS# B26029232) is a Condo property with 0 bedrooms and 1 full bathroom. 8817 S Thomas Drive #A114 is currently listed for $249,000 and was received on May 16, 2026. Want to learn more about 8817 S Thomas Drive #A114? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

