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$249,900 Just Listed
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Property Description
Ground-Floor Beachfront Gem at PCB's Favorite Family Resort 🌴 Beachfront Unit Under $250K! 🏖️ Welcome to one of Panama City Beach's most popular family-friendly resorts. This beautifully renovated ground-floor studio delivers effortless coastal living with no elevators, no stairs, and no hassle. Simply park and walk directly into your fully updated unit-ideal for families with young children, guests seeking step-free access, or anyone who values convenience. 🌴 Fully renovated in 2022, this coastal retreat features stylish tile flooring, stainless steel appliances including a dishwasher and a brand-new refrigerator replaced in January 2026, crisp white cabinetry, updated lighting, charming barn doors, a large ceiling fan, and a sleek fiberglass shower. The bathroom is finished with a granite vanity, and the unit is thoughtfully styled with fresh, modern coastal décor throughout. 🏖️ Step outside to your private patio and picnic area, complete with a brand-new picnic table, perfect for morning coffee, casual meals, or relaxing after a day at the beach. Enjoy seamless indoor-outdoor living with quick access to the beachfront pool and the sugar-white sands just steps away. Seasonal beach chair service for two has been paid in full for the year, adding even more value and convenience. 🩴 The resort offers lushly landscaped grounds, a large beachfront pool, poolside concessions, 24/7 security, and an active, well-managed HOA. Ideally located on highly desirable Thomas Drive, you're just minutes from Panama City Beach's best dining, shopping, golf, and entertainment.
Full Property Details
Full Property Details for 8817 S Thomas Dr #A118
General
- Price: $249,900
- Taxes: $2,585 (2025)
- Status: Active
- Type: Condo
- Source: Bay_County
- MLS ID: 784629
- Updated: 2/4/2026
- Added to Site: 1 day(s) ago
Interior
- Number of Rooms: 1
- Appliances: Electric Cooktop, Electric Oven
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Additional Information
- Shared Amenities: Game Room
- Pool: Yes
- Pool Description: Community
Exterior
- Exterior Features: Patio
- Porch/Patio/Deck: Patio
Location
- County: Bay
- Subdivision: Top Of The Gulf Condo.
- Driving Directions: Thomas Drive to Top of the Gulf
School Information
- Elementary School: Breakfast Point
- Middle School: Breakfast Point
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected
Structural Information
- Architectural Style: Mid Rise
- Windows: Double Pane Windows
- Sq. Ft. Source: Appraiser
- Year Built: 1976
Lot Features
- Lot Dimensions: 0 x 0
Water Features
- Water Front: Yes
Financial Considerations
- Tax Amount: $2,585
- Tax Year: 2025
Disclosures and Reports
- Legal Description: TOP OF THE GULF CONDO UNIT # A-118 EFF 1B 489 H&C ORB 4506 P 895
- Property ID: 34994-118-000
Listed by Hsfla Llc
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Schools
Schools serving 8817 S Thomas Dr #A118
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Breakfast Point Academy 601 N Richard Jackson Boulevard, Panama City Beach, FL 32407 | K-8 | 1.8 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 2.8 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 8817 S Thomas Dr #A118
Date
Details
Price
Change
Source
2/03/2026
Listed
$249,900
14.11%
MLS
12/28/2021
Sold
$219,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 8817 S Thomas Dr #A118
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,097
-20%
$192,100
-6%
2024
$2,607
5%
$204,000
—
2023
$2,474
73%
$204,000
77%
2021
$1,431
-25%
$115,175
-25%
2022
$1,920
34%
$154,275
45%
2021
$1,431
37%
$106,595
42%
2019
$1,042
10%
$75,236
10%
2018
$950
28%
$68,396
9%
2017
$742
9%
$62,475
11%
2016
$679
5%
$56,525
10%
2015
$648
11%
$51,425
10%
2014
$583
17%
$46,750
6%
2013
$500
—
$43,900
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 8817 S Thomas Dr #A118
8817 S Thomas Drive #A118, Panama City, FL 32408 (MLS# 784629) is a Condo property with 0 bedrooms and 1 full bathroom. 8817 S Thomas Drive #A118 is currently listed for $249,900 and was received on February 03, 2026. Want to learn more about 8817 S Thomas Drive #A118? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

