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$237,000 Just Listed
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Property Description
Welcome to Top of the Gulf, where the sugar-white sands and emerald waters of Panama City Beach are just steps from your door. This Gulf-front community offers direct beach access along with a large Gulf-front swimming pool, kiddie pool, seasonal snack bar, fitness center, game room, internet café, shuffleboard and cornhole, community laundry facilities, elevators, and outdoor gathering areas. Located on Thomas Drive, you're also convenient to local restaurants, golf, shopping, entertainment, and many of PCB's favorite attractions. Whether you're searching for a personal beach getaway, second home, or vacation rental opportunity, Top of the Gulf offers the location and amenities that keep owners and guests coming back to Panama City Beach. Now meet Unit A-418 -- a furnished and updated studio with beautiful Gulf views through floor-to-ceiling windows. The spacious layout features two Queen beds, comfortably sleeping up to four guests, along with coastal-inspired furnishings and durable luxury vinyl plank flooring. Sleeper sofa converts to a king-size bed, providing additional sleeping accommodations for guests. There is partial view of beach from unit. The unit also features a well-equipped kitchen, dedicated dining area, full bathroom with tub/shower combination, and a large owner's closet providing valuable storage for personal items between stays. Best of all, A-418 is offered furnished and is currently on a rental program, giving the next owner the opportunity to continue using it as a vacation rental or keep it as their own easy-to-enjoy beach retreat. Direct beach access, Gulf views, resort-style amenities, furnished and rental-ready -- A-418 puts the Panama City Beach lifestyle right at your fingertips.
Full Property Details
Full Property Details for 8817 S Thomas Dr #A418
General
- Price: $237,000
- HOA FEE: $525/month
- Taxes: (2025)
- Status: Active
- Type: Condo
- Source: Bay_County
- MLS ID: 793690
- Updated: 8/7/2026
- Added to Site: 3 day(s) ago
Interior
- Appliances: Electric Cooktop, Electric Water Heater
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Additional Information
- Pool: Yes
- Pool Description: Community
Parking
- Parking Features: No Garage, Parking Lot
Location
- County: Bay
- Subdivision: Top Of The Gulf Condo.
- Driving Directions: From Hathaway Bridge, head east on US-98 E for approximately 0.6 miles. Take FL-368 to US-98 W, then continue on US-98 W/FL-30 W (Front Beach Road) for about 3.4 miles. Turn onto Joan Avenue, then continue to Thomas Drive. Follow Thomas Drive to 8817 Thomas Drive, Unit A418, Panama City Beach, FL 32408, located in the Top of the Gulf Condominiums.
School Information
- Elementary School: Breakfast Point
- Middle School: Breakfast Point
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
- Assoc. Fees Include: Cable TV, Internet, Pest Control, Security, Trash, Water
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Electric
Utilities
- Utility Description: Cable Connected
Structural Information
- Architectural Style: High Rise
- Elevator: Yes
- Sq. Ft. Source: Appraiser
- Year Built: 1976
- Other Struct. Feat.: Dumpster
Lot Features
- Property View: Gulf
- Lot Dimensions: 0 x 0
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Gulf
- Water Front View: Gulf
Financial Considerations
- Association Fee: $525
- Assoc Fee Freq.: Monthly
- Tax Year: 2025
Disclosures and Reports
- Legal Description: TOP OF THE GULF CONDO UNIT A-418 EFF 1B 489 H&C ORB 1272 P 1625 ORB 4229 P 1682
- Property ID: 34994-193-000
Listed by Legacy Premier Agency
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Schools
Schools serving 8817 S Thomas Dr #A418
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Breakfast Point Academy 601 N Richard Jackson Boulevard, Panama City Beach, FL 32407 | K-8 | 1.8 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 2.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 8817 S Thomas Dr #A418
Date
Details
Price
Change
Source
8/06/2026
Listed
$237,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 8817 S Thomas Dr #A418
8817 S Thomas Drive #A418, Panama City, FL 32408 (MLS# 793690) is a Condo property with 0 bedrooms and 1 full bathroom. 8817 S Thomas Drive #A418 is currently listed for $237,000 and was received on August 06, 2026. Want to learn more about 8817 S Thomas Drive #A418? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

