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$219,900
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Property Description
Beautiful gulf-front unit in the highly sought-after 13th stack at Top of the Gulf, offering some of the best views in the building. Located on the 8th floor, this unit sits above it all with sweeping views of the Gulf of Mexico and incredible sunsets. This fully furnished condo features a beautifully updated interior with gorgeous white quartz countertops, white cabinetry, updated appliances, and tile flooring throughout, creating a clean and coastal feel. Top of the Gulf is a well-maintained beachfront community with private beach access and a strong list of amenities including a large gulf-side pool, kiddie pool, fitness center, game room, owners lounge, BBQ and picnic areas, beachside snack bar, and complex-wide Wi-Fi. Recent improvements include new exterior doors and windows, updated railings, resurfaced floors, and renovated elevators. HOA dues are only $525 per month and include water, cable, internet, trash, pest control, parking, and more. The community is pet-friendly for owners and features an on-site management office. Located on Thomas Drive, this property is walkable to Pineapple Willy's, Signal Hill Golf Course, and numerous restaurants and attractions, placing you in one of the most convenient and popular areas of Panama City Beach. Rental performance for similar units ranges from approximately $27,000 to $50,000 annually depending on usage and management. A rare opportunity to own a gulf-front unit in one of the best positions in the building, combining location, views, and overall value. Please note: One of the beds in the unit is different than pictured. With an acceptable offer, seller will entertain replacing one of the beds to match the other at buyer's choice.
Full Property Details
Full Property Details for 8817 S Thomas Dr #A813
General
- Price: $219,900
- Taxes: $2,764 (2025)
- Status: Active
- Type: Condo
- Source: Bay_County
- MLS ID: 787148
- Updated: 3/26/2026
- Added to Site: 9 day(s) ago
Interior
- Number of Rooms: 1
- Appliances: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Additional Information
- Shared Amenities: Beach Rights, Game Room, Barbecue
- Pool: Yes
- Pool Description: Fenced, In Ground, Community
- Security/Safety: Security Gate, Security Guard, Security Lights, Security Service
Exterior
- Exterior Features: Barbecue, Covered Patio, Deck, Outdoor Shower
- Porch/Patio/Deck: Balcony, Deck
Parking
- Parking Features: Parking Lot
Location
- County: Bay
- Subdivision: Top Of The Gulf Condo.
- Driving Directions: From Front Beach Road and Thomas Drive, travel on Thomas Drive, past Signal Hill Golf Course to next traffic light. Turn right then take an immediate left. Top of the Gulf will be on the right.
School Information
- Elementary School: Breakfast Point
- Middle School: Breakfast Point
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Electric
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected, Electricity Available, High Speed Internet Available
Structural Information
- Architectural Style: High Rise
- Construction: Block, Concrete
- Roof: Flat
- Windows: Storm Window(s)
- Elevator: Yes
- Stories/Levels: 8
- Sq. Ft. Source: Appraiser
- Year Built: 1976
Lot Features
- Property View: Gulf
- Lot Features: Sprinkler System, Paved
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Gulf, Shoreline - Sand
- Water Front View: Gulf, Shoreline - Sand
Financial Considerations
- Tax Amount: $2,764
- Tax Year: 2025
Disclosures and Reports
- Legal Description: TOP OF THE GULF CONDO UNIT # A-813 ORB 504 P 566 ORB 4328 P 1111 EFF 1B 489 H&C
- Property ID: 34994-288-000
Listed by Beach House Sales and Development
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Schools
Schools serving 8817 S Thomas Dr #A813
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Breakfast Point Academy 601 N Richard Jackson Boulevard, Panama City Beach, FL 32407 | K-8 | 1.8 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 2.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 8817 S Thomas Dr #A813
Date
Details
Price
Change
Source
3/26/2026
Listed
$219,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 8817 S Thomas Dr #A813
8817 S Thomas Drive #A813, Panama City, FL 32408 (MLS# 787148) is a Condo property with 0 bedrooms and 1 full bathroom. 8817 S Thomas Drive #A813 is currently listed for $219,900 and was received on March 26, 2026. Want to learn more about 8817 S Thomas Drive #A813? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

