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$224,000

  • For Sale
  • Active
  • Condo
  • 1 Full Bath
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Directly on the beach and full of charm, this beautifully updated 2023 studio at Top of the Gulf offers great light, a stylish vibe, and unbeatable value. With new flooring, low HOA dues that cover water, cable, internet, and more, plus a pet-friendly policy for owners and strong rental potential, it's the perfect mix of smart investment and personal paradise. Enjoy Gulf-front views, resort-style amenities-including pools, game room, gym, snack bar, and owner lounge-and peace of mind from a recently completed multi-million-dollar renovation that meets new Florida condo laws. Located on vibrant Thomas Drive, this is coastal living at its best-affordable, updated, and ready to enjoy!

Full Property Details for 8817 Thomas Dr #A306

General

  • Price: $224,000
  • Taxes: $2,606 (2024)
  • Status: Active
  • Type: Condo
  • Source: Bay_County
  • MLS ID: 771703
  • Updated: 12/12/2025
  • Added to Site: 104 day(s) ago

Interior

  • Number of Rooms: 1
  • Appliances: Electric Cooktop, Electric Oven, Electric Water Heater
  • Flooring: Luxury Vinyl Plank

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1

Additional Information

  • Shared Amenities: Beach Rights, Game Room, Gated, Barbecue
  • Pool: Yes
  • Pool Description: Fenced, In Ground, Community
  • Security/Safety: Building Security, Gated Community, 24 Hour Security, Smoke Detector(s), Security Service

Parking

  • Parking Features: Additional Parking, Paved, Parking Lot

Location

  • County: Bay
  • Subdivision: Top Of The Gulf Condo.
  • Driving Directions: From Front Beach Road and Thomas Drive, travel on Thomas Drive, past Signal Hill Golf Course to next traffic light. Turn right then take an immediate left. Top of the Gulf will be on the right.

School Information

  • Elementary School: Breakfast Point
  • Middle School: Breakfast Point
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Utility Description: Cable Connected, Electricity Available

Structural Information

  • Architectural Style: High Rise
  • Windows: Storm Window(s)
  • Elevator: Yes
  • Sq. Ft. Source: Appraiser
  • Year Built: 1976
  • Other Struct. Feat.: Dumpster

Lot Features

  • Property View: Gulf
  • Frontage: City Street
  • Lot Features: Paved
  • Zoning: Resid Single Family

Water Features

  • Water Front: Yes
  • Water View: Yes

Financial Considerations

  • Tax Amount: $2,606.92
  • Tax Year: 2024

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: TOP OF THE GULF CONDO UNIT # A-306 EFF 1B 489 H&C ORB 504 P 566 . ORB 4486 P 1381
  • Property ID: 34994-156-000

Listed by Fun Quest Vacation Rentals Corp

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Listing agent

— 8817 Thomas Dr #A306 —

  • Fun Quest Vacation Rentals Corp

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 8817 Thomas Dr #A306

School District:Bay County School District
NameGradesDistance
Breakfast Point Academy
601 N Richard Jackson Boulevard, Panama City Beach, FL 32407
K-81.8 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-122.8 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 8817 Thomas Dr #A306 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/21/2025
Price Reduced
$224,000
-2.18%
MLS
4/09/2025
Listed
$229,000
6.02%
MLS
11/12/2021
Sold
$216,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 8817 Thomas Dr #A306

Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,607
5%
$204,000
—
2023
$2,474
73%
$204,000
77%
2021
$1,431
-25%
$115,175
-25%
2022
$1,920
34%
$154,275
45%
2021
$1,431
37%
$106,595
42%
2019
$1,042
10%
$75,236
10%
2018
$950
28%
$68,396
9%
2017
$742
9%
$62,475
11%
2016
$679
4%
$56,525
7%
2015
$654
12%
$52,700
13%
2014
$583
17%
$46,750
6%
2013
$500
—
$43,900
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 8817 Thomas Dr #A306

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Fun Quest Vacation Rentals Corp

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8817 Thomas Drive #A306, Panama City, FL 32408 (MLS# 771703) is a Condo property with 0 bedrooms and 1 full bathroom. 8817 Thomas Drive #A306 is currently listed for $224,000 and was received on October 05, 2025. Want to learn more about 8817 Thomas Drive #A306? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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