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$459,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • Updated 3 hours ago
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COME HOME to BEAR CREEK and this 2.6 acre estate featuring 5 bedrooms, 3 baths and a charming country lifestyle! With over 4000 sq feet under roof, you'll be assured of all the space needed for comfortable living. The classic brick exterior and wrap around front porch welcome you inside. An open floor plan offers spacious living and dining areas highlighted with a brick fireplace, beautiful LVP FLOORING and warm architectural accents. A convenient breakfast bar connects the updated kitchen with the living areas and features QUARTZ COUNTERS and STAINLESS APPLIANCES. A large BUTLER'S PANTRY adds loads of storage, extra counter space, a second sink and refrigerator. The master bedroom is tucked into a quiet corner for extra privacy. The master bath is a luxurious retreat with a large soaking tub and a huge walk in shower. There are 3 additional bedrooms that share a full bath and a separate suite that is perfect for guests, older children or as a Mother in Law space. It also includes a kitchen and a private screened porch. The outside offers several covered porches, a custom above ground pool with decking, a pole barn and hook up for a motorhome. Plus loads of space for all your outdoor activities! The property extends from street to street with rear access offering additional development possibilities. NO REQUIRED FLOOD INSURANCE and NO HOA's!

Full Property Details for 8904 Tracy Way

General

  • Price: $459,900
  • Taxes: $2,540 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 783746
  • Updated: Today (1/15/2026)
  • Added to Site: Today

Interior

  • Number of Rooms: 10
  • Interior Features: Pantry
  • Appliances: Washer/Dryer Stacked, Electric Range, Electric Water Heater
  • Flooring: Luxury Vinyl Plank

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 5

Other Rooms

  • Laundry: Stacked

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Above Ground, Private

Exterior

  • Exterior Features: Porch
  • Porch/Patio/Deck: Covered, Patio, Porch, Screened

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 1
  • Parking Features: Additional Parking, Garage, Garage Door Opener, RV Access/Parking

Location

  • County: Bay
  • Subdivision: Creek Hollow Estates Unit
  • Driving Directions: North on Hwy 231 to South Bear Creek Road, Right onto Tracy Way, home on left.

School Information

  • Elementary School: Waller
  • Middle School: Merritt Brown
  • High School: Rutherford

Community

  • Community Name: 05 - Bay County - East

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s), Ductless, Heat Pump
  • Heating Type: Central, Electric, Fireplace(s), Heat Pump

Utilities

  • Utility Description: Electricity Available

Structural Information

  • Architectural Style: Traditional
  • Construction: Brick
  • Windows: Double Pane Windows
  • Stories/Levels: 1
  • Sq. Ft. Source: Owner
  • Year Built: 1995

Lot Features

  • Lot Size (Acres): 2.6
  • Lot Size (Sq. Ft.): 113,256
  • Lot Size: 2.6
  • Lot Dimensions: irregular
  • Lot Features: Cul-De-Sac
  • Zoning: Horses Allowed, Resid Single Family
  • Fencing (Description): Partial

Financial Considerations

  • Tax Amount: $2,540
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: 16 2S 12W -3.81- 201B LOT 27 CREEK FOREST EST UNR. *&* CREEK HOLLOW EST UNIT #2 LOTS 16, 17, 18 ORB 4039 P 675
  • Property ID: 03805-216-000

Listed by Anchor Realty Florida

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Listing agent

— 8904 Tracy Way —

  • Anchor Realty Florida

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 8904 Tracy Way

School District:Bay County School District
NameGradesDistance
Waller Elementary School
11332 East Highway 388, Youngstown, FL 32466
PK-54 mi
Merritt Brown Middle School
5044 Merritt Brown Way, Panama City, FL 32404
6-87.9 mi
Rutherford High School
1000 School Avenue, Panama City, FL 32401
6-813.7 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 8904 Tracy Way Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/15/2026
Listed
$459,900
65.43%
MLS
7/29/2018
Sold
$278,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 8904 Tracy Way

Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,456
2%
$234,859
3%
2023
$2,406
12%
$228,018
6%
2021
$2,148
—
$214,928
-3%
2022
$2,156
—
$221,376
5%
2021
$2,148
-7%
$210,173
-7%
2019
$2,299
-26%
$225,946
-11%
2018
$3,120
-7%
$253,018
-5%
2017
$3,341
13%
$266,353
—
2016
$2,949
-3%
$265,594
1%
2015
$3,029
1%
$263,748
1%
2014
$2,997
14%
$261,655
2%
2013
$2,620
—
$257,788
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Anchor Realty Florida

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8904 Tracy Way, Panama City, FL 32404 (MLS# 783746) is a Single Family property with 5 bedrooms and 3 full bathrooms. 8904 Tracy Way is currently listed for $459,900 and was received on January 15, 2026. Want to learn more about 8904 Tracy Way? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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