9019 Laird St Panama City, FL 32408

NO HOA PAYMENTS THROUGH 2029 + SHORT-TERM RENTALS ALLOWED! Welcome to a rare opportunity to own a brand-new home in Panama City Beach that offers both immediate savings and strong income potential. Located in an exclusive 9-home community in a rapidly growing and desirable area, this property places you just minutes from the beach while still enjoying a quiet, tucked-away setting. The developer is covering all HOA fees through 2029 (a $600/year value), meaning zero HOA payments for years--a standout advantage in today's market. Even better, short-term rentals are allowed, making this an ideal option for investors, second-home buyers, or anyone looking to offset ownership costs. Positioned on a premium homesite backing up to a peaceful pond, you'll enjoy lasting privacy with no homes ever to be built directly behind you--an increasingly hard feature to find this close to the beach. From the moment you arrive, the home's curb appeal stands out with its attractive architecture and paver driveway. Inside, the open-concept layout is designed for both everyday living and entertaining, highlighted by 9-foot ceilings and oversized 6-foot tall windows that fill the space with natural light. The home is finished with durable, low-maintenance materials including Hardie board siding, hard surface flooring throughout (no carpet), granite countertops, and a beautifully tiled, glass-enclosed primary shower. Additional features include a spacious two-car garage and the added peace of mind of a new construction home warranty. Whether you're looking for a primary residence, a beach getaway, or an income-producing property, this home checks all the boxes--location, flexibility, privacy, and long-term value. All measurements and details are approximate and should be verified if important.