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$470,000

  • For Sale
  • Under Contract
  • Duplex
  • 4 Beds
  • 2 Full Baths
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CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS The Perfect Investment Opportunity! Duplexes like this, priced so attractively and located close to the beach, rarely come up for sale. This like-new 4Bed 2Bath duplex presents an incredible opportunity for first-time homebuyers and seasoned investors alike. Each unit features 2 spacious bedrooms and 1 bath, allowing you to live on one side while offsetting your mortgage with rental income from the other. This stunning property boasts an updated kitchen equipped with new stainless-steel appliances, a stylish countertop, and a modern kitchen sink. Enjoy new doors with black hinges and handles, a new water heater, and contemporary light fixtures throughout. The units feature new life-proof flooring throughout, a brand-new roof, updated bathroom vanities,toilets and sinks, and modern showers with sleek sliding doors.Feel secure with a new privacy fence and energy-efficient windows, as well as extra insulation in the attic for enhanced comfort. A smart thermostat enhances the modern living experience. Enjoy proximity to schools, entertainment, the beach, hospitals, pharmacies, and more. Ideal for investors, this duplex is perfect for Airbnb, long-term rentals, or any rental strategy you desire. For VA, FHA, or conventional buyers, this is an excellent way to start your investment journey, as your lender may consider potential rental income to help you qualify.Situated in a desirable location with NO HOA fees, this duplex is truly a hidden gem. Whether you're looking to make a smart investment or find the ideal multi-generational living arrangement, this property stands out as one of the best deals currently on the market. Don't miss out on this fantastic opportunity!

Full Property Details for 9020/9022 Houston St

General

  • Price: $470,000
  • Taxes: $3,657 (2024)
  • Status: Under Contract
  • Type: Duplex
  • Source: Bay_County
  • MLS ID: 772201
  • Updated: 12/28/2025
  • Added to Site: 274 day(s) ago

Interior

  • Number of Rooms: 4
  • Appliances: Electric Oven, Electric Range

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 4

Exterior

  • Porch/Patio/Deck: Covered, Porch

Location

  • County: Bay
  • Subdivision: Merglewski Retreats
  • Driving Directions: West on Hwy 98, left on Allison, right on Houston Street. House is on the left.

School Information

  • Elementary School: Breakfast Point
  • Middle School: Breakfast Point
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer

Structural Information

  • Architectural Style: Duplex
  • Structure Type: Duplex
  • Sq. Ft. Source: Appraiser
  • Year Built: 2000

Lot Features

  • Lot Size (Acres): 0.25
  • Lot Size (Sq. Ft.): 10,890
  • Lot Size: .25
  • Lot Dimensions: 52 x 210
  • Zoning: Resid Multi-Family
  • Fencing (Description): Fenced

Financial Considerations

  • Tax Amount: $3,657
  • Tax Year: 2024

Disclosures and Reports

  • Legal Description: MERGLEWSKI RETREATS 58B2 LOT 8 ORB 4658 P 242
  • Property ID: 30235-508-000

Listed by Keller Williams Success Realty

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— 9020/9022 Houston St —

  • Keller Williams Success Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Price & Sales History for 9020/9022 Houston St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/07/2025
Price Reduced
$470,000
-1.05%
MLS
10/11/2025
Price Reduced
$475,000
-4.62%
MLS
7/14/2025
Price Reduced
$498,000
-5.14%
MLS
5/13/2025
Price Reduced
$525,000
-4.55%
MLS
4/19/2025
Listed
$550,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 9020/9022 Houston St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,657
25%
$291,095
2%
2023
$2,920
59%
$285,284
90%
2021
$1,842
-6%
$150,251
-11%
2022
$1,969
7%
$168,384
14%
2021
$1,842
2%
$147,767
10%
2019
$1,809
4%
$134,883
10%
2018
$1,735
17%
$122,621
10%
2017
$1,485
-3%
$111,474
-2%
2016
$1,536
-4%
$113,392
-1%
2015
$1,592
-1%
$114,582
-2%
2014
$1,613
10%
$116,331
-2%
2013
$1,467
—
$118,812
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Keller Williams Success Realty

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9020/9022 Houston Street, Panama City, FL 32408 (MLS# 772201) is a Duplex property with 4 bedrooms and 2 full bathrooms. 9020/9022 Houston Street is currently listed for $470,000 and was received on April 19, 2025. Want to learn more about 9020/9022 Houston Street? Do you have questions about finding other Duplex real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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