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$699,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 3 Full Baths
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Thoughtfully reimagined from top to bottom, this stunning Panama City Beach residence blends refined coastal elegance with effortless comfort. The home features a completely redesigned kitchen and baths, new flooring and custom cabinetry, shiplap accents, upscale appliances, multiple HVAC systems, and a sleek metal roof. Every detail was carefully curated, including a spectacular outdoor kitchen, paver patio, and heated pool--creating the perfect setting for entertaining and year-round enjoyment. Detached garage has plenty of space with pull down attic stairs for extra storage and an additional side door for golf cart parking or maybe a 3rd car. The backyard is a serene coastal retreat, surrounded by graceful mature trees and inviting outdoor living spaces that feel both private and tranquil. Inside, the home offers 3 bedrooms and 3 full baths, a dedicated office, a Florida room filled with natural light, an oversized garage, and a spacious bonus room ideal as a fourth bedroom, second office, or flexible lifestyle space. Ideally positioned on an expansive lot just off the cul-de-sac on one of Bay Point's most desirable streets, this home is located within a gated waterfront community featuring security, golf, tennis, scenic walking paths, and a marina--offering the ultimate coastal lifestyle. Some photos are visually enhanced or staged.

Full Property Details for 916 Cobia Dr

General

  • Price: $699,000
  • Taxes: $5,783 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 784181
  • Updated: 3/10/2026
  • Added to Site: 75 day(s) ago

Interior

  • Number of Rooms: 3
  • Fireplace: Yes
  • Fireplace(s): Electric
  • Appliances: Washer/Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater, Gas Cooktop
  • Flooring: Luxury Vinyl Plank

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Stacked

Additional Information

  • Shared Amenities: Gated
  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Electric Heat, In Ground, Salt Water, Private
  • Tennis: Yes
  • Security/Safety: Gated with Guard, 24 Hour Security, Security Gate, Security Service

Exterior

  • Exterior Features: Barbecue, Deck, Patio, Fire Pit, Outdoor Kitchen
  • Porch/Patio/Deck: Deck, Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Parking Features: Garage, Garage Door Opener, Gated

Location

  • County: Bay
  • Subdivision: Bay Point Unit 1
  • Driving Directions: FROM NAVY BLVD TAKE MAGNOLIA BEACH RD, AND FOLLOW AS ROAD CURVES TO THE RIGHT AND TURNS INTO DELWOOD BEACH. RIGHT AT FIRST BAY POINT GATE, TURN RIGHT ONTO FIRST MARLIN AND FOLLOW UNTIL YOU GET TO COBIA. LEFT ONTO COBIA DR AND HOME WILL BE ON RIGHT, JUST BEFORE THE CUL DE SAC.

School Information

  • Elementary School: Patronis
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s), Multi Units
  • Heating Type: Central, Electric, Fireplace(s)

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electricity Available, High Speed Internet Available, Underground Utilities

Structural Information

  • Architectural Style: Ranch
  • Construction: Wood Frame
  • Roof: Metal
  • Stories/Levels: 1
  • Sq. Ft. Source: Owner
  • Year Built: 1975

Additional Structures

  • Other Structures: Garage(s)

Lot Features

  • Lot Size (Acres): 0.39
  • Lot Size (Sq. Ft.): 16,988
  • Lot Size: .39
  • Lot Dimensions: 80 x 120
  • Lot Features: Cul-De-Sac, Sprinkler System, Paved
  • Zoning: Resid Single Family
  • Fencing (Description): Fenced, Privacy

Financial Considerations

  • Tax Amount: $5,783
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: BAY POINT UNIT 1 LOT 127 ORB 4564 P 686
  • Property ID: 30933-175-000

Listed by Dalton Wade Inc

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Listing agent

— 916 Cobia Dr —

  • Dalton Wade Inc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 916 Cobia Dr

School District:Bay County School District
NameGradesDistance
Patronis Elementary School
7400 Patronis Dr, Panama City Beach, FL 32408
K-52 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-87.9 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-125.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 916 Cobia Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/10/2026
Price Reduced
$699,000
-2.24%
MLS
1/26/2026
Listed
$715,000
5.15%
MLS
5/12/2022
Sold
$680,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 916 Cobia Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,743
2%
$467,164
3%
2024
$5,611
1%
$453,317
2%
2023
$5,582
74%
$443,290
67%
2021
$3,203
-16%
$265,855
-28%
2022
$3,805
19%
$367,028
54%
2021
$3,203
10%
$237,893
2%
2019
$2,919
-4%
$233,690
-2%
2018
$3,032
—
$239,074
1%
2017
$3,029
—
$237,195
2%
2016
$3,016
13%
$231,823
17%
2015
$2,660
22%
$198,509
—
2014
$2,183
4%
$199,482
-6%
2013
$2,091
—
$211,134
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

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NMLS#: 1598647

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Listed by Dalton Wade Inc

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916 Cobia Drive, Panama City, FL 32408 (MLS# 784181) is a Single Family property with 3 bedrooms and 3 full bathrooms. 916 Cobia Drive is currently listed for $699,000 and was received on January 26, 2026. Want to learn more about 916 Cobia Drive? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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