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$349,000
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Property Description
Modern new construction just blocks from downtown Panama City, offering style, comfort, and room to grow. This two-story home features Impact rated exterior doors and windows, cement board siding with board and batten accents, 3 bedrooms, 2.5 baths, 1,582 square feet, and a 1-car garage. All bedrooms are upstairs for privacy and spacious living. Inside, you'll find beautiful White Oak luxury vinyl plank flooring throughout the main level, paired with real White Oak stair rail accents for a warm, modern touch. The kitchen stands out with quartz countertops, custom cabinets, brushed gold pulls, fixtures, and light pendants, plus stainless steel appliances. Bathrooms feature tile flooring and designer finishes, including a master suite with double vanity, walk-in shower, and tray ceiling. A versatile mini mudroom sits off the garage next to the half bath, perfect for dropping shoes, keys, or bags after coming in. It also connects to the main hall from the front entry for easy access. Additional features include a pantry and a spacious under-stair storage closet. Built for comfort, the home includes 2x6 exterior walls, insulation between floors for sound reduction, high ceilings on the main level, and carpet in the upstairs bedrooms. An irrigation system is already in place. Zoned MU-3, this deep 33' x 150' lot with alley access gives you the option to add an accessory dwelling unit (ADU). Great for rental income, a guest house, or future flexibility. Buyer to verify requirements. A fresh, thoughtfully designed home close to everything downtown has to offer. Don't miss out!
Full Property Details
Full Property Details for 928 Grace Ave
General
- Price: $349,000
- Taxes: $235 (2024)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 781408
- Updated: 11/30/2025
- Added to Site: 71 day(s) ago
Interior
- Number of Rooms: 12
- Interior Features: Interior Steps, Entrance Foyer, Instant Hot Water
- Appliances: Electric Cooktop, Electric Water Heater, Ice Maker, PlumbedForIce Maker
- Flooring: Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Additional Information
- Security/Safety: Security Lights, Smoke Detector(s)
Exterior
- Porch/Patio/Deck: Covered, Patio, Porch
Parking
- Garage: Yes
- Garage Spaces: 1
- Parking Features: Additional Parking, Alley Access, RV Access/Parking
Location
- County: Bay
- Subdivision: Ellis, E.D.
- Driving Directions: Head east or west on US-98 toward downtown Panama City. Turn north onto Harrison Ave. Continue for approximately 0.6 miles, then turn right onto 10th St. Next, turn left onto Grace Ave. The property will be on your left. Head south on US-231 toward Panama City. Continue straight onto Harrison Ave. After crossing 15th St, drive approximately 0.4 miles, then turn left onto 10th St. house on Left
School Information
- Elementary School: Cherry Street
- Middle School: Jinks
- High School: Bay
Community
- Community Name: 02 - Bay County - Central
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s)
- Heating Type: Electric, Heat Pump
Utilities
- Sewer: Public Sewer
- Utility Description: Electricity Available
Structural Information
- Architectural Style: Craftsman
- Construction: HardiPlank Type
- Doors: Insulated Doors
- Sq. Ft. Source: Plans
- Year Built: 2025
Lot Features
- Lot Size (Acres): 0.11
- Lot Size (Sq. Ft.): 4,922
- Lot Size: .11
- Lot Dimensions: 33 x 150
- Lot Features: Sprinkler System, Paved
- Zoning: Resid Single Family
- Fencing (Description): Partial
Financial Considerations
- Tax Amount: $235
- Tax Year: 2024
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: 5 4S 14W -70.2- 29B COM AT THE INT OF THE EAST R/W LINE OF GRACE AVE & THE NORTH R/W LINE OF W 9TH ST THE RUN NORTH ALONG SAID E R/W LINE 258.11' W 9TH ST FOR POB TH CONT N 100' TH RUN E 150.74' S 100.01' TH RUN W 150.01' TO POB ORB 4733 P 1340
- Property ID: 18105-020-000
Listed by Corcoran Reverie
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Schools
Schools serving 928 Grace Ave
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Merriam Cherry Street Elementary School 1125 Cherry Street, Panama City, FL 32401 | PK-5 | 1.6 mi |
Jinks Middle School 600 West 11th Street, Panama City, FL 32401 | 6-8 | 0.5 mi |
Bay High School 1200 Harrison Avenue, Panama City, FL 32401 | 9-12 | 0.4 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 928 Grace Ave
Date
Details
Price
Change
Source
11/08/2025
Listed
$349,000
365.33%
MLS
9/22/2023
Sold
$75,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 928 Grace Ave
Year
Property Taxes
Change
Tax Assessment
Change
2024
$235
-64%
$13,332
-54%
2023
$661
—
$29,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 928 Grace Ave
928 Grace Avenue, Panama City, FL 32401 (MLS# 781408) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 928 Grace Avenue is currently listed for $349,000 and was received on November 08, 2025. Want to learn more about 928 Grace Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

