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$349,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 1,582 Sq. Ft.
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Up to a $5,500 lender credit available for qualified VA and FHA buyers plus a $5,000 seller credit toward prepaids or interest rate buy down.New construction just blocks from downtown Panama City offering modern design, durable materials, and future income potential.This two story home features impact rated exterior doors and windows, cement board siding with board and batten accents, 3 bedrooms, 2.5 bathrooms, 1,582 square feet, and a 1 car garage. All bedrooms are located upstairs providing privacy and separation from the main living area.The main level features White Oak luxury vinyl plank flooring and real White Oak stair rail accents for a warm modern look. The kitchen includes quartz countertops, custom cabinetry, brushed gold hardware and fixtures, stainless steel appliances, designer lighting, and a walk in pantry. Bathrooms offer tile flooring and upgraded finishes. The primary suite includes a tray ceiling, double vanity, walk in shower, and spacious layout. A functional mudroom space sits just off the garage next to the half bath and connects to the main hallway from the front entry. Additional storage includes a large under stair closet. Built with 2x6 exterior walls and added insulation between floors for sound reduction. Irrigation system already installed. Zoned MU-3 on a deep 33 x 150 lot with alley access allowing potential for an accessory dwelling unit. Ideal for rental income, house hacking, guest quarters, or long term investment flexibility. Buyer to verify zoning and ADU requirements. Located near downtown Panama City restaurants, marina access, local events, and short drive to Tyndall Air Force Base and Panama City Beach. Financing incentives, new construction durability, and income potential make this a strong opportunity for primary buyers and investors alike. Schedule your showing today.

Full Property Details for 928 Grace Ave

General

  • Price: $349,000
  • Taxes: $235 (2024)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 992909
  • Updated: 2/18/2026
  • Added to Site: 78 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Dining Room, Foyer, Full Bathroom, Garage, Half Bathroom, Kitchen, Laundry, Living Room, Master Bathroom, Master Bedroom
  • Interior Features: Ceiling Tray/Cofferd, Floor Vinyl, Floor WW Carpet New, Kitchen Island, Pantry, Shelving
  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Fire Alarm/Sprinkler, Freezer, Ice Machine, Microwave, Refrigerator, Smoke Detector

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Foyer/Entry: Foyer
  • Living Room: Living Room
  • Kitchen: Kitchen
  • Dining Room: Dining Room

Additional Information

  • Shared Amenities: Laundry, Short Term Rental - Allowed

Exterior

  • Exterior Features: Fenced Lot-Part, Patio Covered, Porch, Sprinkler System

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Parking: Garage

Location

  • Area: 27 - Bay County
  • County: Bay
  • Subdivision: None
  • Driving Directions: Head east or west on US-98 toward downtown Panama City. Turn north onto Harrison Ave. Continue for approximately 0.6 miles, then turn right onto 10th St. Next, turn left onto Grace Ave. The property will be on your left. Head south on US-231 toward Panama City. Continue straight onto Harrison Ave. After crossing 15th St, drive approximately 0.4 miles, then turn left onto 10th St. house on Left

School Information

  • Elementary School: Cherry Street
  • Middle School: Jinks
  • High School: Bay

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Ceiling Fans, Heat Pump A/A Two +

Utilities

  • Utility Description: Electric, Public Sewer, Public Water, TV Cable

Structural Information

  • Architectural Style: Craftsman Style
  • Construction: Roof Shingle/Shake, Siding CmntFbrHrdBrd, Slab, Trim Aluminum
  • Stories/Levels: 2
  • Square Feet: 1,582
  • Sq. Ft. Source: Building Plan
  • Year Built: 2025

Lot Features

  • Lot Size (Acres): 0.11
  • Lot Dimensions: 33 x 150
  • Zoning: Resid Single Family

Financial Considerations

  • Tax Amount: $235
  • Tax Year: 2024
  • Terms: Conventional, FHA, VA

Disclosures and Reports

  • Legal Description: 5 4S 14W -70.2- 29B COM AT THE INT OF THE EAST R/W LINE OF GRACE AVE & THE NORTH R/W LINE OF W 9TH ST THE RUN NORTH ALONG SAID E R/W LINE 258.11' W 9TH ST FOR POB TH CONT N 100' TH RUN E 150.74' S 100.01' TH RUN W 150.01' TO POB ORB 4733 P 1340
  • APN: 18105-020-000

Listed by Corcoran Reverie SRB

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Listing agent

— 928 Grace Ave —

  • Corcoran Reverie SRB

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 928 Grace Ave

School District:Bay County School District
NameGradesDistance
Merriam Cherry Street Elementary School
1125 Cherry Street, Panama City, FL 32401
PK-51.6 mi
Jinks Middle School
600 West 11th Street, Panama City, FL 32401
6-80.5 mi
Bay High School
1200 Harrison Avenue, Panama City, FL 32401
9-120.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 928 Grace Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/15/2026
Listed
$349,000
365.33%
MLS
9/22/2023
Sold
$75,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 928 Grace Ave

Year
Property Taxes
Change
Tax Assessment
Change
2025
$236
—
$15,532
17%
2024
$235
-64%
$13,332
-54%
2023
$661
—
$29,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Corcoran Reverie SRB

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928 Grace Avenue, Panama City, FL 32401 (MLS# 992909) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 928 Grace Avenue is currently listed for $349,000 and was received on January 15, 2026. Want to learn more about 928 Grace Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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