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$499,000 Just Listed
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Property Description
ABSOLUTELY GORGEOUS, FULLY REMODELED 3BR/3BA + BUNK ROOM GULF-VIEW UNIT! Don't miss your opportunity to see this stunning residence at Laketown Wharf, where thoughtful updates and upscale finishes create the perfect combination of style, comfort, and coastal living. With more than 1,600 square feet of beautifully appointed resort living space, this impressive unit offers fantastic views from both inside and out. Rental History: 2024 $75,402.72, 2025 - $75,569.16 & YTD 2026 - $72,749.93. From the moment you step inside, you'll appreciate the beautiful luxury vinyl plank flooring that flows throughout the entire unit. The spacious kitchen features stainless steel appliances, quartz countertops, a subway tile backsplash, and open shelving, creating a modern and sophisticated look. The same attention to detail continues throughout the bathrooms, which showcase quartz countertops, custom cabinetry, and elevated dual vanity sinks. Stylish shiplap accents throughout the unit add warmth and character while enhancing the relaxed coastal atmosphere. When it's time to enjoy the outdoors, the oversized Gulf-facing balcony is the perfect place to unwind, entertain, and take in breathtaking views of the sugar-white sand beaches and emerald-green Gulf waters. Located in the heart of Panama City Beach, Laketown Wharf places you just steps from the world-famous beach and offers an impressive collection of resort amenities designed for the whole family. Enjoy five distinctive pools, 810 Billiards & Bowling, the Kids Funscape Playground, Splash Bar & Grill, a Gulf-view fitness center, covered garage parking, and a 52,000-square-foot lakefront boardwalk featuring shops and dining. With easy access to the beach and just a short drive to Pier Park, Topgolf, and Dolly Parton's Pirate Theater, you'll have everything you need for an unforgettable coastal lifestyle. Whether you're searching for a vacation getaway, a proven rental investment, or a full-time residence, this beautifully remodeled Laketown Wharf unit offers an exceptional opportunity to own your own piece of paradise. Schedule your private showing today! ALL INFORMATION CONTAINED HEREIN IS DEEMED RELIABLE, BUT NOT GUARANTEED AND SHOULD BE VERIFIED BY BUYER. SUBJECT TO ERRORS, OMISSIONS IN PRIOR SALE, CHANGES OR WITHDRAWALS WITHOUT NOTICE
Full Property Details
Full Property Details for 9860 S Thomas Dr #1012
General
- Price: $499,000
- HOA FEE: $1,419/month
- HOA FEE FREQ.: Quarterly
- Taxes: $4,796 (2025)
- Status: Active
- Type: Condo
- Source: Bay_County
- MLS ID: 796357
- Updated: 10/7/2026
- Added to Site: 2 day(s) ago
Interior
- Number of Rooms: 7
- Interior Features: Balcony, Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)
- Appliances: Electric Cooktop, Electric Oven, Electric Water Heater
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 3
Additional Information
- Shared Amenities: Other, See Remarks, Dock, Gazebo, Barbecue, Picnic Area
- Pool: Yes
- Pool Description: In Ground, Community
- Security/Safety: Fire Sprinkler System, 24 Hour Security, Fire Alarm, Smoke Detector(s), Security Service
Exterior
- Porch/Patio/Deck: Balcony
Location
- County: Bay
- Subdivision: Laketown Wharf
- Driving Directions: Located at the Corner of Front Beach Road and S. Thomas Drive, Across from Pineapple Willy's
School Information
- Elementary School: Breakfast Point
- Middle School: Breakfast Point
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
- Assoc. Fees Include: Association Management, Clubhouse, Cable TV, Fitness Facility, Legal/Accounting, Maintenance Grounds, Pest Control, Pool(s), Sewer, Security, Trash, Water
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected, Electricity Available, High Speed Internet Available
Structural Information
- Architectural Style: High Rise
- Construction: Concrete, Stucco
- Roof: Clay, Membrane
- Elevator: Yes
- Sq. Ft. Source: Appraiser
- Year Built: 2008
- Other Struct. Feat.: Dumpster
Lot Features
- Property View: Lake, Water
- Lot Dimensions: Condo
- Zoning: Resid Multi-Family
Water Features
- Water View: Yes
Financial Considerations
- Association Fee: $4,257
- Assoc Fee Freq.: Quarterly
- Tax Amount: $4,796.62
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: LAKETOWN WHARF UNIT 1012 TYPE A BLDG 2 ORB 2994 P 1890 3BR 3BA ORB 4522 P 357 1681 TOTAL SF
- Property ID: 40001-000-337
Listed by Beach Time Realty, Inc
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Schools
Schools serving 9860 S Thomas Dr #1012
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Breakfast Point Academy 601 N Richard Jackson Boulevard, Panama City Beach, FL 32407 | K-8 | 1.2 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 2.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 9860 S Thomas Dr #1012
Date
Details
Price
Change
Source
10/07/2026
Listed
$499,000
-5.83%
MLS
2/07/2022
Sold
$529,900
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 9860 S Thomas Dr #1012
Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,511
—
$365,500
-15%
2024
$5,511
-4%
$430,100
-5%
2023
$5,750
69%
$452,625
66%
2021
$3,412
-17%
$272,000
-31%
2022
$4,135
21%
$395,250
50%
2021
$3,412
14%
$263,500
10%
2019
$3,005
11%
$240,062
10%
2018
$2,709
9%
$218,238
—
2017
$2,479
2%
$217,175
4%
2016
$2,422
27%
$208,675
43%
2015
$1,910
20%
$145,783
10%
2014
$1,595
19%
$132,530
8%
2013
$1,342
—
$122,713
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 9860 S Thomas Dr #1012
9860 S Thomas Drive #1012, Panama City, FL 32408 (MLS# 796357) is a Condo property with 3 bedrooms and 3 full bathrooms. 9860 S Thomas Drive #1012 is currently listed for $499,000 and was received on October 07, 2026. Want to learn more about 9860 S Thomas Drive #1012? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

