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$299,900 Just Listed
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Property Description
Experience coastal living at its finest in this beautifully updated 2-bedroom + private bunk area, 2-bath lakeview condo at Laketown Wharf Resort in the heart of Panama City Beach. Ideally situated on the convenient 2nd floor--no elevator needed--this turn-key, fully furnished unit is already performing as a strong rental and offers the perfect opportunity for investors or those seeking a stylish second home with income potential. Freshly painted and thoughtfully upgraded throughout, the interior features new luxury vinyl plank flooring (no carpet), new mattresses, ceiling fans, extra recessed lighting in the hallway and kitchen, and a new light fixture over the kitchen island. The kitchen is both functional and stylish with granite countertops, a tile backsplash, new faucets, stainless steel appliances, and added conveniences, including an Instant Pot and air fryer. The open living space flows seamlessly onto an oversized balcony overlooking the serene lake--complete with beautiful teak patio furniture--perfect for morning coffee or evening relaxation. The sleeper sofa includes an orthopedic mattress for added guest comfort, and extra bedding is provided in every bedroom. The spacious primary suite offers direct balcony access and features a large ensuite bath with dual vanities, a soaking tub, and a separate walk-in shower. The guest bedroom and private bunk area (with stylish barn doors) share a second full bath, allowing the condo to comfortably accommodate up to eight guests. Custom blackout curtains in every room ensure privacy and restful nights, while dedicated storage space makes it easy to keep beach gear organized. Laketown Wharf delivers a true resort experience with five pools, a 52,000 sq. ft. lakefront boardwalk, Gulf-view fitness center, onsite dining, bowling, kids' playground, covered garage parking, nightly fountain shows, and direct beach access just across the street. HOA dues include water, sewer, cable, WiFi, and access to all amenities (electric billed separately). Whether you're seeking a vacation getaway, full-time coastal living, or a high-performing rental investment, this updated and move-in-ready condo offers convenience, comfort, and unbeatable location all in one. Schedule your private showing today.
Full Property Details
Full Property Details for 9860 S Thomas Dr #207
General
- Price: $299,900
- Taxes: $3,574 (2025)
- Status: Active
- Type: Condo
- Source: Bay_County
- MLS ID: 785728
- Updated: Today (2/24/2026)
- Added to Site: Today
Interior
- Number of Rooms: 6
- Appliances: Electric Range, Electric Water Heater
- Flooring: Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Additional Information
- Shared Amenities: Beach Rights, Dock, Barbecue, Picnic Area, Spa/Hot Tub
- Pool: Yes
- Pool Description: Gas Heat, In Ground, Community
- Spa Description: Community
- Security/Safety: Security Guard, Security Service
Exterior
- Exterior Features: Covered Patio
- Porch/Patio/Deck: Deck, Balcony
Parking
- Garage: Yes
- Garage Spaces: 2
Location
- County: Bay
- Subdivision: Laketown Wharf
- Driving Directions: Located at the Corner of Front Beach Road and S. Thomas Drive, Across from Pineapple Willy's
School Information
- Elementary School: Breakfast Point
- Middle School: Breakfast Point
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected, Electricity Available
Structural Information
- Architectural Style: High Rise
- Elevator: Yes
- Sq. Ft. Source: Appraiser
- Year Built: 2008
- Other Struct. Feat.: Dumpster
Lot Features
- Property View: Lake
- Zoning: City, Resid Multi-Family
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Lake, Lake Front
- Water Front View: Lake, Lake Front
- Lake Front: Yes
- Boat Dock Slip: Yes
Financial Considerations
- Tax Amount: $3,574
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: LAKETOWN WHARF UNIT 207 TYPE B BLDG 2 ORB 2994 P 1890 3BR 2BA ORB 4507 P 60 1262 TOTAL SF
- Property ID: 40001-000-037
Listed by Local Insight Realty
Get Pre-Approved Today
Price & Sales History for 9860 S Thomas Dr #207
Date
Details
Price
Change
Source
2/24/2026
Listed
$299,900
-8.57%
MLS
12/15/2021
Sold
$328,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 9860 S Thomas Dr #207
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,853
-40%
$261,381
-29%
2024
$4,767
-1%
$369,750
-5%
2023
$4,822
78%
$391,000
84%
2021
$2,704
-30%
$212,500
-36%
2022
$3,843
42%
$330,225
62%
2021
$2,704
9%
$204,000
1%
2019
$2,481
—
$202,470
2%
2018
$2,469
14%
$197,965
1%
2017
$2,171
13%
$195,925
19%
2016
$1,924
35%
$165,155
45%
2015
$1,429
10%
$114,164
10%
2014
$1,302
25%
$103,785
10%
2013
$1,039
—
$94,350
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 9860 S Thomas Dr #207
9860 S Thomas Drive #207, Panama City, FL 32408 (MLS# 785728) is a Condo property with 2 bedrooms and 2 full bathrooms. 9860 S Thomas Drive #207 is currently listed for $299,900 and was received on February 24, 2026. Want to learn more about 9860 S Thomas Drive #207? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

