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$345,000 -$3,000 (-0.86%) Price Reduced

  • For Sale
  • Active
  • Condo
  • 1 Bed
  • 2 Full Baths
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OWNER-FINANCE AVAILABLE FOR PENTHOUSE UNIT!!! Why wait on traditional lenders when you can step into condo ownership now with terms this good? Here's what makes this worth it: Only 25% down - secure the property without tying up all your capital. Low interest rate - keep monthly payments comfortable and predictable, so you can cash flow. Flexible 3-5 year balloon - plenty of time to refinance, flip, or reposition the condo on your timeline No banks. No red tape. Quick approvals. Enjoy soaring 9- to 10-foot ceilings and expanded living space-larger than many 2-bedroom units-in this turnkey 1-bedroom, 2-bathroom retreat with a dedicated bunk nook. The private balcony delivers inspiring views of the Gulf and feel of luxury and privacy! The unit is fully furnished, making it an effortless high-performance rental investment or second home. Laketown Wharf is PCB's premier destination with an unmatched amenity package: Five Unique Pools, including a rooftop pool and a Gulf-view zero-entry pool. Direct, gated beach access. Famous nightly fountain show. On-site dining/buffet, bars, fitness center, and covered parking. With the monthly HOA covering Cable TV, WiFi, Insurance, Security, and all resort amenities, this is a hassle-free asset in a prime location. Don't miss this top-floor gem!

Full Property Details for 9860 S Thomas Dr #2116

General

  • Price: $345,000
  • Status: Active
  • Type: Condo
  • Source: Bay_County
  • MLS ID: 780351
  • Updated: 3/13/2026
  • Added to Site: 187 day(s) ago

Interior

  • Number of Rooms: 1
  • Appliances: Washer/Dryer Stacked, Electric Cooktop, Electric Range, Electric Water Heater

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 1

Other Rooms

  • Laundry: Stacked

Additional Information

  • Shared Amenities: Spa/Hot Tub
  • Pool: Yes
  • Pool Description: Community

Exterior

  • Porch/Patio/Deck: Balcony

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Covered Spaces: 1

Location

  • County: Bay
  • Subdivision: Laketown Wharf Phase II
  • Driving Directions: To get to 9860 S Thomas Drive, Unit 2116, Panama City Beach, FL 32408, turn south onto S. Thomas Drive from Front Beach Road (by the Circle K), turn left into Laketown Wharf, and then follow security's directions for parking once inside.

School Information

  • Elementary School: Breakfast Point
  • Middle School: Breakfast Point
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central, Electric

Utilities

  • Utility Description: Electricity Available, Sewer Available

Structural Information

  • Architectural Style: High Rise
  • Sq. Ft. Source: Plans
  • Year Built: 2008

Lot Features

  • Lot Dimensions: 0*0

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: LAKETOWN WHARF UNIT 2116 TYPE C BLDG 2 ORB 2994 P 1890 1BR 2BA BUNK ORB 4652 P 296 1047 TOTAL SF
  • Property ID: 40001-000-745

Listed by Salty Marlin Realty LLC

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Listing agent

— 9860 S Thomas Dr #2116 —

  • Salty Marlin Realty LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Price & Sales History for 9860 S Thomas Dr #2116 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/13/2026
Price Reduced
$345,000
-0.86%
MLS
2/11/2026
Price Reduced
$348,000
-0.29%
MLS
11/28/2025
Price Reduced
$349,000
-0.29%
MLS
10/14/2025
Listed
$350,000
8.53%
MLS
1/26/2023
Sold
$322,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 9860 S Thomas Dr #2116

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,783
-23%
$255,000
-8%
2024
$3,621
9%
$276,250
-7%
2023
$3,337
48%
$297,500
71%
2021
$2,253
-15%
$174,250
-28%
2022
$2,666
18%
$243,525
45%
2021
$2,253
37%
$168,215
29%
2019
$1,648
-5%
$130,220
-3%
2018
$1,740
-3%
$134,300
-19%
2017
$1,795
18%
$166,430
28%
2016
$1,520
36%
$129,965
71%
2015
$1,121
10%
$76,012
10%
2014
$1,018
45%
$69,102
10%
2013
$702
—
$62,820
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 9860 S Thomas Dr #2116

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Salty Marlin Realty LLC

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Listed by Alice de La Penha

9860 S Thomas Drive #2116, Panama City, FL 32408 (MLS# 780351) is a Condo property with 1 bedroom and 2 full bathrooms. 9860 S Thomas Drive #2116 is currently listed for $345,000 and was received on October 14, 2025. Want to learn more about 9860 S Thomas Drive #2116? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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