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$349,000

  • For Sale
  • Active
  • Condo / Townhouse
  • 1 Bed
  • 2 Full Baths
  • 1,047 Sq. Ft.
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OWNER-FINANCE AVAILABLE FOR PENTHOUSE UNIT!Skip the banks and step into ownership with just 25% down, a low interest rate, and a flexible 3-5 year balloon--quick approval, no red tape. This turnkey 1BR + bunk, 2-bath penthouse features soaring 9-10 ft ceilings, expanded living space, and a private balcony with stunning Gulf views. Fully furnished and rental-ready, it's ideal as an investment or second home. Laketown Wharf offers unmatched amenities: five pools, rooftop pool, zero-entry Gulf-view pool, beach access, nightly fountain show, dining, bars, fitness center, and covered parking. HOA covers Cable, WiFi, Insurance, Security, and more. Don't miss this top-floor gem!

Full Property Details for 9860 S Thomas Dr S #2116

General

  • Price: $349,000
  • Status: Active
  • Type: Condo /Townhouse
  • Source: Emerald_Coast
  • MLS ID: 988117
  • Updated: 12/8/2025
  • Added to Site: 87 day(s) ago

Interior

  • Rooms/Areas: Living Room, Master Bathroom, Master Bedroom
  • Appliances: Cooktop, Dishwasher, Microwave, Refrigerator, Washer

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 1

Other Rooms

  • Living Room: Living Room

Additional Information

  • Pool: Yes

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Parking: See Remarks

Location

  • Area: 27 - Bay County
  • County: Bay
  • Subdivision: No Recorded Subdivision
  • Driving Directions: To get to 9860 S Thomas Drive, Unit 2116, Panama City Beach, FL 32408, turn south onto S. Thomas Drive from Front Beach Road (by the Circle K), turn left into Laketown Wharf, and then follow security's directions for parking once inside.

School Information

  • Elementary School: Breakfast Point
  • Middle School: Breakfast Point
  • High School: Arnold

Heating & Cooling

  • Heating/Cooling: AC - Central Elect

Utilities

  • Utility Description: Electric, Public Sewer

Structural Information

  • Stories/Levels: 0
  • Square Feet: 1,047
  • Sq. Ft. Source: Building Plan
  • Year Built: 2008

Financial Considerations

  • Terms: Conventional, FHA, VA

Disclosures and Reports

  • Legal Description: LAKETOWN WHARF UNIT 2116 TYPE C BLDG 2 ORB 2994 P 1890 1BR 2BA BUNK ORB 4652 P 296 1047 TOTAL SF
  • APN: 40001-000-745

Listed by Salty Marlin Realty

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Listing agent

— 9860 S Thomas Dr S #2116 —

  • Salty Marlin Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Price & Sales History for 9860 S Thomas Dr S #2116 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/08/2025
Price Reduced
$349,000
-0.29%
MLS
10/22/2025
Listed
$350,000
8.53%
MLS
1/26/2023
Sold
$322,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 9860 S Thomas Dr S #2116

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,621
9%
$276,250
-7%
2023
$3,337
48%
$297,500
71%
2021
$2,253
-15%
$174,250
-28%
2022
$2,666
18%
$243,525
45%
2021
$2,253
37%
$168,215
29%
2019
$1,648
-5%
$130,220
-3%
2018
$1,740
-3%
$134,300
-19%
2017
$1,795
18%
$166,430
28%
2016
$1,520
36%
$129,965
71%
2015
$1,121
10%
$76,012
10%
2014
$1,018
45%
$69,102
10%
2013
$702
—
$62,820
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 9860 S Thomas Dr S #2116

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Salty Marlin Realty

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9860 S Thomas Drive S #2116, Panama City, FL 32408 (MLS# 988117) is a Condo / Townhouse property with 1 bedroom and 2 full bathrooms. 9860 S Thomas Drive S #2116 is currently listed for $349,000 and was received on October 22, 2025. Want to learn more about 9860 S Thomas Drive S #2116? Do you have questions about finding other Condo / Townhouse real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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